Description
SWOT ANALYSIS OF PRINCIPAL FINANCIAL
Principal Financial
Parent Company
Principal Financial Group
Category
Investment Services
Sector
Banking and Financial Services
Helping individuals, families and businesses with their financial goals Tagline/ Slogan since 1879
USP
A solid experienced company to trust in difficult times
STP
Segment
Insurance, Retirement solutions and asset management
Target Group
Small and medium sized businesses, individuals and institutional clients
Positioning
Positioned to provide solutions with the experience and longevity
SWOT Analysis
1. Global presence with operations in Asia, Europe, Latin America ,US 2. Huge customer base of approx 20 million worldwide 3. Strong capital and liquidity position to protect from adverse market developments 4. Broad business segments are helping the group to reduce volatility in revenue 5. Strong financial strength ratings from all major rating agencies Strength 6. Good sales and earnings track record, lower credit risk profile
1.Lacks scale to compete with large players in its markets 2.The group is not able to penetrate into large corporate client retirement and savings markets Weakness 3. Significant exposure to illiquid assets
1.Escalation of income protection goals and needs of the retiring babyboomers likely to increase the demand for pension and retirement products 2.M&A to boost long term growth 3. Positive outlook in the global asset management and custody bank Opportunity sector
1. Regulatory changes could affect financial strength and performance 2.Uncertain capital and credit market conditions may affect the ability to Threats meet liquidity needs, access to capital and cost of capital
Competition
1.Alainz AG 2.AXA Competitors 3.ING Groep N.V
doc_783360362.docx
SWOT ANALYSIS OF PRINCIPAL FINANCIAL
Principal Financial
Parent Company
Principal Financial Group
Category
Investment Services
Sector
Banking and Financial Services
Helping individuals, families and businesses with their financial goals Tagline/ Slogan since 1879
USP
A solid experienced company to trust in difficult times
STP
Segment
Insurance, Retirement solutions and asset management
Target Group
Small and medium sized businesses, individuals and institutional clients
Positioning
Positioned to provide solutions with the experience and longevity
SWOT Analysis
1. Global presence with operations in Asia, Europe, Latin America ,US 2. Huge customer base of approx 20 million worldwide 3. Strong capital and liquidity position to protect from adverse market developments 4. Broad business segments are helping the group to reduce volatility in revenue 5. Strong financial strength ratings from all major rating agencies Strength 6. Good sales and earnings track record, lower credit risk profile
1.Lacks scale to compete with large players in its markets 2.The group is not able to penetrate into large corporate client retirement and savings markets Weakness 3. Significant exposure to illiquid assets
1.Escalation of income protection goals and needs of the retiring babyboomers likely to increase the demand for pension and retirement products 2.M&A to boost long term growth 3. Positive outlook in the global asset management and custody bank Opportunity sector
1. Regulatory changes could affect financial strength and performance 2.Uncertain capital and credit market conditions may affect the ability to Threats meet liquidity needs, access to capital and cost of capital
Competition
1.Alainz AG 2.AXA Competitors 3.ING Groep N.V
doc_783360362.docx