Description
SWOT ANALYSIS OF PKO BANK POLSKI
PKO Bank Polski
Parent Company
PKO Bank Polski SA
Category
Regional Banks
Sector
Banking and Financial Services
Tagline/ Slogan
blisko ciebie
USP
Largest and one of the most valuable brands in Poland
STP
Segments the market based on type of customers: retail, corporate and Segment investment segments
Target Group
Retail segment
Provide comprehensive banking services which satisfy both the credit Positioning needs and the deposit needs
SWOT Analysis
1. Biggest financial institution for corporate clients and small and medium enterprises in Poland 2. High client service standards and effective credit risk assessment procedures helps it to increase its loan portfolio 3. Due to its high credit rating, it was able to obtain significant funds from issues of bonds on the Polish market 4. Apart from banking activities, it also offers financial services relating to leasing, factoring, investment funds, pension funds, electronic payment services Strength 5. Has a strong workforce of over 25000 people
1. Share of impaired loans has increased in comparison to the previous year 2. ROA and ROE decreased in comparison to the previous year Weakness 3. Decreasing commission income in the loan insurance segment
1. Upward trend prevalent in the investment fund and debt markets 2. The factoring market is growing at a faster pace than in 2011 due to the demand for factoring services Opportunity 3. Situation in the banking sector is stable and positive
1. Stagnation is still observed in the lease market 2. Negative performance of Poland’s economy is forcing banks to develop Threats more risk assessment models
Competition
1. Bank Pekao 2. Bank Zachodni WBK Competitors 3. Bre Bank Group
doc_449486415.docx
SWOT ANALYSIS OF PKO BANK POLSKI
PKO Bank Polski
Parent Company
PKO Bank Polski SA
Category
Regional Banks
Sector
Banking and Financial Services
Tagline/ Slogan
blisko ciebie
USP
Largest and one of the most valuable brands in Poland
STP
Segments the market based on type of customers: retail, corporate and Segment investment segments
Target Group
Retail segment
Provide comprehensive banking services which satisfy both the credit Positioning needs and the deposit needs
SWOT Analysis
1. Biggest financial institution for corporate clients and small and medium enterprises in Poland 2. High client service standards and effective credit risk assessment procedures helps it to increase its loan portfolio 3. Due to its high credit rating, it was able to obtain significant funds from issues of bonds on the Polish market 4. Apart from banking activities, it also offers financial services relating to leasing, factoring, investment funds, pension funds, electronic payment services Strength 5. Has a strong workforce of over 25000 people
1. Share of impaired loans has increased in comparison to the previous year 2. ROA and ROE decreased in comparison to the previous year Weakness 3. Decreasing commission income in the loan insurance segment
1. Upward trend prevalent in the investment fund and debt markets 2. The factoring market is growing at a faster pace than in 2011 due to the demand for factoring services Opportunity 3. Situation in the banking sector is stable and positive
1. Stagnation is still observed in the lease market 2. Negative performance of Poland’s economy is forcing banks to develop Threats more risk assessment models
Competition
1. Bank Pekao 2. Bank Zachodni WBK Competitors 3. Bre Bank Group
doc_449486415.docx