Description
SWOT ANALYSIS OF JOYO BANK

Joyo Bank

Parent Company

Joyo Bank

Category

Regional Banks

Sector

Banking and Financial Services

Tagline/ Slogan

Best partner bank

Relatively large among Japanese regional lenders, and operates USP branches throughout the Kant? region

STP

Segment

Consumer banking and corporate banking

Target Group

SMEs, large enterprises, individuals in Japan

Positioning

Bank with extensive network in Japan

SWOT Analysis

1. Huge asset base with strong financial position 2. Strong employee base of 3500+ employees 3. Nearly 150 branches in Japan Strength 4. It is a member Regional Banks Association of Japan

1. Not as technologically advanced as market leaders 2. Recovery from the effect of natural disaster is a concern Weakness 3. Increasing ratio of NPAs

1. International expansion in Singapore and other countries 2. Acquisition of sick banks in Japan Opportunity 3. More penetration domestically to increase stronghold

1. Contracting economy of Japan 2. NPAs is a big concern in present and future as well Threats 3. Presence and expansion of international banks

Competition

1. Bank of Japan 2. Mitsubishi UFJ Financial Group 3. Mizuho Financial Group 4. Dresdner Bank 5. Japan Bank for International Cooperation 6. Société Générale Competitors 7. Shinsei Bank



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