Description
SWOT ANALYSIS OF IKB DEUTSCHE INDUSTRIE BANK
IKB Deutsche Industriebank
Parent Company
IKB Deutsche Industriebank
Category
Regional Banks
Sector
Banking and Financial Services
Tagline/ Slogan
-
USP
Specialises in lending to small and medium companies
STP
Credit products, advisory and capital markets, treasure and Segment investments
Target Group
Individuals and small-medium companies
Helping clients optimize their financing structure and gain access to Positioning capital markets
SWOT Analysis
1. Able to provide better customer service through its strong employee strength of about 1500 employees 2. More focus on short term receivables led to an increase in the loans and receivables and this trend is continuing 3. It has a stable liquidity position as it had a good funding mix and it has a comprehensive risk management system to detect and tackle the risks 4. Provides reasonable loans to smaller firms which otherwise are not Strength entertained by big companies
1. The brand value of the bank has been tarnished and it had been accused of alleged accounting frauds 2. Weaker financial position as the capital adequacy ratio has declined compared to the previous years 3. Increase in the liabilities can lead to more money outflow in the form Weakness of more interest payments
Opportunity
1. It should reduce the complexity of the group structure so the more focus can be laid on cutting costs and focus more on customer
satisfaction 2. Need to expand to the developing markers which show and strong growth potential and this can offset the losses incurred in US or Europe 3. The potential sale of IKB by Lone Star could have a positive impact on the bank’s future economic prospects
1. Mainly concentrated in Europe and America which would increase the risks posed to the bank 2. Stringent regulatory norms in the European union can adversely affect the performance of the bank 3. It might face a credit offtake risk in which people might not take Threats loans from the bank due to the prevailing bleak scenario
Competition
1. Deutsche Bank AG 2. DVB Bank AG 3. Eurohypo AG Competitors 4. European Investment Bank
doc_111450424.docx
SWOT ANALYSIS OF IKB DEUTSCHE INDUSTRIE BANK
IKB Deutsche Industriebank
Parent Company
IKB Deutsche Industriebank
Category
Regional Banks
Sector
Banking and Financial Services
Tagline/ Slogan
-
USP
Specialises in lending to small and medium companies
STP
Credit products, advisory and capital markets, treasure and Segment investments
Target Group
Individuals and small-medium companies
Helping clients optimize their financing structure and gain access to Positioning capital markets
SWOT Analysis
1. Able to provide better customer service through its strong employee strength of about 1500 employees 2. More focus on short term receivables led to an increase in the loans and receivables and this trend is continuing 3. It has a stable liquidity position as it had a good funding mix and it has a comprehensive risk management system to detect and tackle the risks 4. Provides reasonable loans to smaller firms which otherwise are not Strength entertained by big companies
1. The brand value of the bank has been tarnished and it had been accused of alleged accounting frauds 2. Weaker financial position as the capital adequacy ratio has declined compared to the previous years 3. Increase in the liabilities can lead to more money outflow in the form Weakness of more interest payments
Opportunity
1. It should reduce the complexity of the group structure so the more focus can be laid on cutting costs and focus more on customer
satisfaction 2. Need to expand to the developing markers which show and strong growth potential and this can offset the losses incurred in US or Europe 3. The potential sale of IKB by Lone Star could have a positive impact on the bank’s future economic prospects
1. Mainly concentrated in Europe and America which would increase the risks posed to the bank 2. Stringent regulatory norms in the European union can adversely affect the performance of the bank 3. It might face a credit offtake risk in which people might not take Threats loans from the bank due to the prevailing bleak scenario
Competition
1. Deutsche Bank AG 2. DVB Bank AG 3. Eurohypo AG Competitors 4. European Investment Bank
doc_111450424.docx