Description
SWOT ANALYSIS OF HARTFORD FINANCIAL SERVICES

Hartford Financial Services

Parent Company

Hartford Financial Services Group Inc

Category

Diversified Insurance

Sector

Banking and Financial Services

Tagline/ Slogan

Always thinking ahead

A company that helps customers create a secure and prosperous future USP by anticipating their needs and providing superior financial solutions

STP

Segment

Investment products, Life, Property, Casualty insurance

Target Group

Individuals, Corporate, Government enterprises and small businesses

Established as a young but promising and ambitious company and a Positioning responsible and reliable partner

SWOT Analysis

1. Hartford is one of the leading multi-line insurance providers. 2. Hartford is a diversified holding company and has multiple distribution channels that limit the business risk the company is exposed to. 3. The group has been able to reduce the risk in the portfolio substantially. 4. Has a strong workforce of 22000+ employees Strength 5. It is one the largest insurance companies in USA

1. Hartford is consolidated majorly in the US market, exposing it to geographic concentration risk. 2. The company has been facing decreasing net investment income Weakness over the years.

1. There lies opportunity for demand of insurance products due to the ageing US population. 2. The growth in property and casualty insurance market poses opportunity for increase in revenues. Opportunity 3. The group is making heavy investments in acquisitions and long

term prospects which may improve the business.

1. Complex regulatory compliance due to the 2008 crisis puts many regulations that Hartford has to comply with that increases costs. 2. There has also been an increase in the fraudulent activities in the insurance industry. 3. Major climate changes are likely going to occur and such catastrophic events are going to affect the property and casualty Threats insurers.

Competition

1. Allstate Corporation 2. MetLife, Inc. 3. Prudential Financial Competitors 4. Cincinnati Financial Corporation



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