Description
SWOT ANALYSIS OF VALIANT HOLDING
Valiant Holding
Parent Company
Valiant Holding
Category
Regional Banks
Sector
Banking and Financial Services
Tagline/ Slogan
A universal bank
USP
Prominent regional bank based out of Switzerland
STP
Segment
Segmentation is done on basis of income: low, middle and high income
Target Group
Targets middle and high income people
Offer effective and timely financial solutions to customers satisfying the Positioning needs of cross-border banking
SWOT Analysis
1. Total assets of the group have been increasing over the past few years and this shows the prevailing positive sentiment 2. Return on equity is significantly high and this is very important as it attracts a lot of investors 3. It is a strictly Swiss bank and has a strong brand image Strength 4. Loans, investment, lease services etc are provided by the bank
1. Lack of presence in other geographic locations would make it volatile to the economic laws and regulations in Switzerland 2. Interest rates dropped slightly, which further exacerbated the price war in the mortgage business and heightened the pressure on margins 3. The new Executive Board is composed of Valiant’s own management staff and this might result in conflicts of interest as the board is also Weakness required to have some independent members
1. The merger of the four subsidiary banks under the umbrella of Valiant Bank is a significant strategic milestone and the banks can now function under a centralized approach Opportunity 2. Apart from engaging in reorganization last year Valiant can also streamline its branch network by a greater extent to facilitate better
efficiency 3. Currently Valiant is seeking to maintain its client focus by being close to where its clients are but as this might increase its operating costs, it might as well look into some alternatives
1. Government’s decision to review possible structural measures to reform the banking system in order to promote, amongst other things, stability and competition could have an adverse impact 2. In accordance with IFRS, the group has recognized deferred tax assets (DTAs) on losses available to relieve future profits from tax only to the extent that it is probable that they will be recovered 3. The new regulation that insurers are no longer allowed to use gender as a rating factor across the insurance industry could have indirect Threats implications
Competition
1. Citi Bank 2. UBS AG Competitors 3. Barclays PLC
doc_674325045.docx
SWOT ANALYSIS OF VALIANT HOLDING
Valiant Holding
Parent Company
Valiant Holding
Category
Regional Banks
Sector
Banking and Financial Services
Tagline/ Slogan
A universal bank
USP
Prominent regional bank based out of Switzerland
STP
Segment
Segmentation is done on basis of income: low, middle and high income
Target Group
Targets middle and high income people
Offer effective and timely financial solutions to customers satisfying the Positioning needs of cross-border banking
SWOT Analysis
1. Total assets of the group have been increasing over the past few years and this shows the prevailing positive sentiment 2. Return on equity is significantly high and this is very important as it attracts a lot of investors 3. It is a strictly Swiss bank and has a strong brand image Strength 4. Loans, investment, lease services etc are provided by the bank
1. Lack of presence in other geographic locations would make it volatile to the economic laws and regulations in Switzerland 2. Interest rates dropped slightly, which further exacerbated the price war in the mortgage business and heightened the pressure on margins 3. The new Executive Board is composed of Valiant’s own management staff and this might result in conflicts of interest as the board is also Weakness required to have some independent members
1. The merger of the four subsidiary banks under the umbrella of Valiant Bank is a significant strategic milestone and the banks can now function under a centralized approach Opportunity 2. Apart from engaging in reorganization last year Valiant can also streamline its branch network by a greater extent to facilitate better
efficiency 3. Currently Valiant is seeking to maintain its client focus by being close to where its clients are but as this might increase its operating costs, it might as well look into some alternatives
1. Government’s decision to review possible structural measures to reform the banking system in order to promote, amongst other things, stability and competition could have an adverse impact 2. In accordance with IFRS, the group has recognized deferred tax assets (DTAs) on losses available to relieve future profits from tax only to the extent that it is probable that they will be recovered 3. The new regulation that insurers are no longer allowed to use gender as a rating factor across the insurance industry could have indirect Threats implications
Competition
1. Citi Bank 2. UBS AG Competitors 3. Barclays PLC
doc_674325045.docx