Description
SWOT ANALYSIS OF UBI BANCA
UBI Banca
Parent Company
UBI Banca
Category
Banking
Sector
Retail Banking and Financial Services
Tagline/ Slogan
Union of Italian Banks.
USP
Listed co-operative Bank – Dual governance system.
STP
Segment
People who are on the lookout for loans.
Target Group
Retail banking customers.
Positioning
The bank that has presence in all the wealthy parts of the country.
SWOT Analysis
1. One of the top five banking group in Italy by both market capitalization and number of branches. 2. The Group, mainly domestic, has a multiregional coverage with over 1,900+ branches. 3. Almost three-quarters of its total revenues comes from Retail banking. 4. Over 4 Million client base 5. 9 network banks with capillary territorial coverage and a sales force of Strength over 9,000 people (including 1,000 financial advisors)
1. Low penetration across Europe and the world; just a regional player Weakness 2. Increasing operating expenses and tough competition
1. Financing the priority sector, i.e, Agriculture. 2. Small Scale industry financing. Opportunity 3. Taxation related consulting.
1. Euro zone Crisis. 2. Italian Public debt which has reached 119.1% of total GDP. 3. 5% of the branches were closed in last 4 years indicating that the bank is going through problems and is losing on the business they were getting from the closed branches. Threats 4. Cuts in Corporate lending.
Competition
1. UniCredit group 2. Banca D’Italia Competitors 3. Intesa Sanpaolo
doc_635065083.docx
SWOT ANALYSIS OF UBI BANCA
UBI Banca
Parent Company
UBI Banca
Category
Banking
Sector
Retail Banking and Financial Services
Tagline/ Slogan
Union of Italian Banks.
USP
Listed co-operative Bank – Dual governance system.
STP
Segment
People who are on the lookout for loans.
Target Group
Retail banking customers.
Positioning
The bank that has presence in all the wealthy parts of the country.
SWOT Analysis
1. One of the top five banking group in Italy by both market capitalization and number of branches. 2. The Group, mainly domestic, has a multiregional coverage with over 1,900+ branches. 3. Almost three-quarters of its total revenues comes from Retail banking. 4. Over 4 Million client base 5. 9 network banks with capillary territorial coverage and a sales force of Strength over 9,000 people (including 1,000 financial advisors)
1. Low penetration across Europe and the world; just a regional player Weakness 2. Increasing operating expenses and tough competition
1. Financing the priority sector, i.e, Agriculture. 2. Small Scale industry financing. Opportunity 3. Taxation related consulting.
1. Euro zone Crisis. 2. Italian Public debt which has reached 119.1% of total GDP. 3. 5% of the branches were closed in last 4 years indicating that the bank is going through problems and is losing on the business they were getting from the closed branches. Threats 4. Cuts in Corporate lending.
Competition
1. UniCredit group 2. Banca D’Italia Competitors 3. Intesa Sanpaolo
doc_635065083.docx