Description
SWOT ANALYSIS OF THE PHOENIX COMPANIES

The Phoenix Companies

Parent Company

The Phoenix Companies

Category

Health care

Sector

Life Insurance

Tagline/ Slogan

History of keeping promises

Financially strong and stable company with focus on capital, liquidity, USP persistency and mortality

STP

Segment

Life Insurance, Annuities, Alternative Retirement Solutions

Target Group

Independent agents and financial advisors

Deliver the financial security our customers expect and build value for Positioning shareholders

SWOT Analysis

1. Strong distribution channels helping to get access to a large customer base 2. Innovative products and improving policyholder service helping the company to sustain business growth 3. Healthy balance sheet providing sustenance and competitive strength 4. More than 150 years of experience to count on 5. Good market reputation and wide variety of services offered Strength 6. Strong customer centric approach

1.Declining premiums and net investment income may affect profitability Weakness 2. Lack of scale limiting pricing flexibility

1. Increase profitability by investing in growth while reducing operating expenses 2. Increase market presence and diversify sources of revenue by expanding distribution relationships 3. Maintain quality service and meet new business demands 4. Balance capital preservation and generation while maintaining quality Opportunity of investment portfolio

1. Increase in fraudulent activities would affect profit margins 2. Intense competition could affect market share Threats 3. Economic slowdown could negatively affect investment returns

Competition

1.MetLife Inc 2.Prudential Financial Competitors 3.Lincoln Bancorp



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