Description
SWOT ANALYSIS OF NISHI NIPPON CITY BANK
Nishi Nippon City Bank
Parent Company
Nishi Nippon City Bank
Category
Regional Banks
Sector
Banking and Financial Services
Tagline/ Slogan
-
USP
Towards a sound Financial Position
STP
Segment
Personal segment and small and medium enterprises
Target Group
Individuals and enterprises
To become the No.1 bank in Kyushu by providing top-level products and Positioning services to our customers for mutual prosperity
SWOT Analysis
1. The non-consolidated basis loan balance at the end of the fiscal period increased substantially 2. The bank supports the development of the local economy and it held a seminar to promote the growth of the agriculture, forestry, and fishery industries 3.It has newly constructed and renovated three branches as Marugoto Support Branches that provide one-stop services to meet the various needs of its customers 4. A prominent bank in Japan offering wide variety of customer and Strength enterprise services
1. The liabilities of the bank have increased significantly in comparison with the previous years Weakness 2. Total income of the bank has decreased which is an area of concern
1. The Bank is needs to strengthen its risk management systems, a priority issue for management, with the goal of establishing a sound management foundation and ensuring stable revenues 2. It can expand its customer base to cater to the needs of the Opportunity institutional clients which form a minor part of the existing customers
3. It can increase the number of branches from the existing network of 200 branches and expand globally
1. Presence of various risks which would adversely affect the performance of it as it is concentrated only in Japan 2. New government regulations have increased the repo rate which increases the cost of borrowing for Nishi Nippon City Bank 3. Also the increase in the leverage ratio increases the amount that the bank should deposit with the central bank and it reduces the money for Threats the investments
Competition
1. Hokuhoku Financial Group Inc 2. Shinkin Central Bank Competitors 3. The Hiroshima Bank Ltd.
doc_829241118.docx
SWOT ANALYSIS OF NISHI NIPPON CITY BANK
Nishi Nippon City Bank
Parent Company
Nishi Nippon City Bank
Category
Regional Banks
Sector
Banking and Financial Services
Tagline/ Slogan
-
USP
Towards a sound Financial Position
STP
Segment
Personal segment and small and medium enterprises
Target Group
Individuals and enterprises
To become the No.1 bank in Kyushu by providing top-level products and Positioning services to our customers for mutual prosperity
SWOT Analysis
1. The non-consolidated basis loan balance at the end of the fiscal period increased substantially 2. The bank supports the development of the local economy and it held a seminar to promote the growth of the agriculture, forestry, and fishery industries 3.It has newly constructed and renovated three branches as Marugoto Support Branches that provide one-stop services to meet the various needs of its customers 4. A prominent bank in Japan offering wide variety of customer and Strength enterprise services
1. The liabilities of the bank have increased significantly in comparison with the previous years Weakness 2. Total income of the bank has decreased which is an area of concern
1. The Bank is needs to strengthen its risk management systems, a priority issue for management, with the goal of establishing a sound management foundation and ensuring stable revenues 2. It can expand its customer base to cater to the needs of the Opportunity institutional clients which form a minor part of the existing customers
3. It can increase the number of branches from the existing network of 200 branches and expand globally
1. Presence of various risks which would adversely affect the performance of it as it is concentrated only in Japan 2. New government regulations have increased the repo rate which increases the cost of borrowing for Nishi Nippon City Bank 3. Also the increase in the leverage ratio increases the amount that the bank should deposit with the central bank and it reduces the money for Threats the investments
Competition
1. Hokuhoku Financial Group Inc 2. Shinkin Central Bank Competitors 3. The Hiroshima Bank Ltd.
doc_829241118.docx