Description
SWOT ANALYSIS OF KBC BANK

KBC Bank

Parent Company

KBC Group N.V

Category

Banking

Sector

Financial services and insurance

Tagline/ Slogan

An integrated bancassurance group

An integrated bancassurance group offering varied services in banking USP and insurance

STP

Segment

Institutions and individual clients

Target Group

Retail, SME, midcap customers and corporate customers

Group focusing on providing bank, insurance and wealth management Positioning products and services to its clients

SWOT Analysis

1. Large presence in Belgium, Central, Eastern Europe and Russia 2. Second largest bancassurer in Belgium with approximately 55000 employees and catering nearly 13 million customers 3. Multi-channel distribution network enhancing the customer base Strength 4. Bank having a customer base of 11 million worldwide

1. Increase in non – performing loans and bad debts affecting the performance of the bank 2. Decrease in EPS will give a negative signal to share holders 3. Systematic risk higher than the industry and sector scores indicates Weakness the intensity of riskiness and volatility

1. High opportunity to expand in Western Europe through acquisitions 2. High opportunity to grow in wealth management area and asset Opportunity management area

1. Slowing investments in Europe affecting the bank 2.Regulatory changes in European Union can affect the performance of Threats the banks

Competition

1. AXA bank 2. Dexia N.V Competitors 3.Banka Monte Paschi Belgio



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