Description
SWOT ANALYSIS OF KB FINANCIAL GROUP

KB Financial Group

Parent Company

KB Financial Group

Category

Investment Services

Sector

Banking and Financial Services

Tagline/ Slogan

Together for your life/ We think of You First

More than meets the customers’ needs with wide ranging benefits and USP values

STP

Banking, credit cards, securities, life insurance, asset management, Segment real estate trust, venture capital

Target Group

Individuals, institutions seeking comprehensive financial services

Positioning

Enhancement of corporate value and realization of shareholders’ value

SWOT Analysis

1. Largest customer base and most extensive branch network in Korea 2. Solid capital prowess and high brand loyalty 3.Innovative products and services like KB Rock Star and KB Hidden Star 500 gives edge over competitors 4. Diversified network of about 1200 branches throughout Korea 5.Customer base of 26 million and operations across the globe Strength 6. Highest brand recognition among financial companies in Korea

1.Growing concerns over household debts and credit and lending faults in the construction sector Weakness 2.Acquisition of ING Life Korea didn’t bear satisfactory results

1.Increasing demand for comprehensive financial services 2.Substantial scope for stronger development of capital markets particularly of local currency bond and securitization markets in Asia 3.Expansion of global network to secure international competitiveness Opportunity 4. Explore rational M&A opportunities to limit organic growth

Threats

1. Downward market interest rates have negative impact on income

2.Weak global economy likely to cause long term stagnation 3.Increased competition in Korean financial market 4.Changing govt. regulations handcuff financial services

Competition

1.Shinhan Financial Group Company Limited 2.Woorie Finance Holdings Co. Ltd. Competitors 3.Mitsubishi UFJ Financial Group



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