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Bank Structure and the lend terms to Small Business.

5/30/12

By: Soni Singh F.Y.MMS (31)

Bank Structure in India.

5/30/12

Definition of Small Business.
?

SBA defines a small business concern as one that is independently owned and operated, is organized for profit, and is not dominant in its field. on the industry, size standard eligibility is based on the average number of employees for the preceding twelve months or on sales volume averaged over a three-year period.
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?Depending

General size of small business.
?

Manufacturing

?Wholesaling. ?Services. ?Retailing. ?General

and Heavy Construction.

?Agriculture. ?Special

Trade Construction.
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Role of SSI in Indian economy.
?Better

industrial relations.

?Supports

the growth of large scale industries. Generation.

?Indigenization. ?Employment ?Mobilization ?Equitable ?Provides

of Resources.

distribution of income.

opportunities for technology.
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Terms of lending to small business
?SIDBI ?Commercial ?State ?Loan

Banks.

Financial Corporations Guaranty Program Development Company Program.

?Certified

(CDC)

?Microloan ?Scheme

Centres

of Small Enterprises Financial
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?Microfinance

5/30/12



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