List your projects that u need
- Thread starter priyanka1987
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pri_rules
New member
hey AAmu if u get any info plz let me knw i need it too.
ashooprince
Ashfaq Khan
hi my topic is second hand two wheeler market.
plz send me some details regarding my topic asap.
plz send me some details regarding my topic asap.
ushma87star
Par 100 posts (V.I.P)
This is in reference to Ashooprince who wanted some info on second hand two wheeler market...
Tough going for second-hand two-wheeler dealers
Changing scenario
Old-for-new exchange offers as part of sales promotion strategy
Easy finance option prevents people from going in for a used vehicle
Drop in business results in lower margins and cutting down number of workers
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BAD DAYS: With the availability of easy finance scheme, sales of second-hand motorcycles have seen a slump. For this outlet, one in about a 100 in the Karol Bagh area, sales have dropped from a 1,000 bikes a week to 1,000 bikes a month. — Kamal Narang
New Delhi May 7 Inflation, hardening of interest rates and movements in other macroeconomic variables hardly matter to them beyond a point. For the dealers operating in the country's largest second-hand two-wheeler market at Karol Bagh in Delhi, it is a story of falling business and cutthroat competition all the way.
With the biggies — Hero Honda, TVS, Bajaj, Yamaha — coming out with old-for-new exchange offers as part of regular sales promotion strategy, crowded second-hand car and bike markets such as Karol Bagh have steadily lost out.
Established way back in 1960s, Karol Bagh once boasted of 400-500 dealers in second-hand two-wheelers. But over the last decade the number has shrunk to 200-250.
Explains Mr Om Soni of Shakti Auto Sales, "Till five to six years back, each of us sold around 80-100 bikes a month, and this would go up to around 125-130 during the peak season. But now anything between 30-40 vehicles a month is considered good business."
According to him, if one were to go about 10 years back, sales were close to around 10-15 vehicles a day and on some occasions people had to wait for a week after making the payment to get the delivery. In fact, at one point of time this was the only market in the country that used to deal in second-hand vehicles.
"Nowadays mostly people who want to buy a bike prefer to go in for a new one. Second-hand bikes come between Rs 20,000 and Rs 35,000, whereas a brand new one is available at a slightly higher price," said the salesman at Tony Bike Centre.
Rising production
Another reason for the dip in sales is attributed to the increase in production. "Most of the companies these days produce vehicles which are not only enough for the domestic market but also cater to the export demands. So even if a person wants to change the model, companies are offering easy exchange options. So why would any one want to go in for a used vehicle as a first option," said a dealer.
"Then there is also the question on pricing. While there are several payment options with low interest rates when one purchases a new bike or goes in for an exchange, the costs go up quite substantially for a used bike as most of it is done through private channels and very little through banks. Earlier only around 50 per cent could be financed but now with the drop people are ready to finance up to 80 per cent of the money required," Mr Soni added.
According to him, the drop in business has also resulted in lower margins and cutting down the number of workers.
Young customers
So who are their clientele under these circumstances? "Most of our customers are college students. As most of them cannot afford a new vehicle they are satisfied with a second-hand vehicle. Then we also have people who want higher end bikes which are available between Rs 30,000 and Rs 50,000 where a new one is priced above Rs 70,000," Mr Soni said.
I hope this would b of some help 2 u!!!
Tough going for second-hand two-wheeler dealers
Changing scenario
Old-for-new exchange offers as part of sales promotion strategy
Easy finance option prevents people from going in for a used vehicle
Drop in business results in lower margins and cutting down number of workers
--------------------------------------------------------------------------------
BAD DAYS: With the availability of easy finance scheme, sales of second-hand motorcycles have seen a slump. For this outlet, one in about a 100 in the Karol Bagh area, sales have dropped from a 1,000 bikes a week to 1,000 bikes a month. — Kamal Narang
New Delhi May 7 Inflation, hardening of interest rates and movements in other macroeconomic variables hardly matter to them beyond a point. For the dealers operating in the country's largest second-hand two-wheeler market at Karol Bagh in Delhi, it is a story of falling business and cutthroat competition all the way.
With the biggies — Hero Honda, TVS, Bajaj, Yamaha — coming out with old-for-new exchange offers as part of regular sales promotion strategy, crowded second-hand car and bike markets such as Karol Bagh have steadily lost out.
Established way back in 1960s, Karol Bagh once boasted of 400-500 dealers in second-hand two-wheelers. But over the last decade the number has shrunk to 200-250.
Explains Mr Om Soni of Shakti Auto Sales, "Till five to six years back, each of us sold around 80-100 bikes a month, and this would go up to around 125-130 during the peak season. But now anything between 30-40 vehicles a month is considered good business."
According to him, if one were to go about 10 years back, sales were close to around 10-15 vehicles a day and on some occasions people had to wait for a week after making the payment to get the delivery. In fact, at one point of time this was the only market in the country that used to deal in second-hand vehicles.
"Nowadays mostly people who want to buy a bike prefer to go in for a new one. Second-hand bikes come between Rs 20,000 and Rs 35,000, whereas a brand new one is available at a slightly higher price," said the salesman at Tony Bike Centre.
Rising production
Another reason for the dip in sales is attributed to the increase in production. "Most of the companies these days produce vehicles which are not only enough for the domestic market but also cater to the export demands. So even if a person wants to change the model, companies are offering easy exchange options. So why would any one want to go in for a used vehicle as a first option," said a dealer.
"Then there is also the question on pricing. While there are several payment options with low interest rates when one purchases a new bike or goes in for an exchange, the costs go up quite substantially for a used bike as most of it is done through private channels and very little through banks. Earlier only around 50 per cent could be financed but now with the drop people are ready to finance up to 80 per cent of the money required," Mr Soni added.
According to him, the drop in business has also resulted in lower margins and cutting down the number of workers.
Young customers
So who are their clientele under these circumstances? "Most of our customers are college students. As most of them cannot afford a new vehicle they are satisfied with a second-hand vehicle. Then we also have people who want higher end bikes which are available between Rs 30,000 and Rs 50,000 where a new one is priced above Rs 70,000," Mr Soni said.
I hope this would b of some help 2 u!!!
ushma87star
Par 100 posts (V.I.P)
Industrial Relations, Personnel Management and Organizational Behaviour
· Study on participative management in banks.
· Development of a battery of objective tests for direct recruitment of clerks and officers.
· Andhra Bank strike study.
· Psycho-sociological background of scheduled caste members entering the banking system.
· Validation studies of the personnel selection techniques.
· Survey of attitudes and opinions of bank employees towards personnel policies and issues in banking.
· Review of changes in HRD: policies and practices in banks since nationalization.
· Growing inter-union rivalry in banks.
· Correlates of stress : an exploratory study.
· Ethical dimensions of managerial decisions.
· Quality Circle : an approach to HRD.
· Employee performance appraisal.
· Study of organizational culture of banks.
· Benchmark study of industrial relations in banking industry.
· Women executives in banks : a profile.
· Meaning of working : study in a public sector bank.
· Qualitative Management in HRM.
· Career and Succession Planning.
· Potential Appraisal System for Banks.
· Competency Mapping Based Training Need Analysis in Banks.
· Executive Stress Audits of Banks.
· Relationship Between Emotional Intelligence and Personality Profile of Bank Employees.
INDUSTRIAL RELATIONS, PERSONNEL MANAGEMENT and ORGANIZATIONAL BEHAVIOUS The nature and dynamics of labour unions, labour-management relationship, management decision-making, HRD practices, organizational culture, personnel selection and manpower planning are some of the research issues in this field of study.
I hope this is of some help 2 u!!! This will give u a basic idea how to go about with the project....
Source: http://www.nibmindia.org/research.htm
ushma87star
Par 100 posts (V.I.P)
hey plz check this link for some good information for ur project on retail banking... Do lemme know if it was of any help 2 u or not...
http://fic.wharton.upenn.edu/fic/papers/95/9504.pdf
akansha_khare
Akansha Khare
hi m doin a project on infrastructure financing..... can u plz help me out
ushma87star
Par 100 posts (V.I.P)
hey check these links... i think it'll help u gr8 deal...
http://planningcommission.nic.in/reports/genrep/bkpap2020/9_bg2020.pdf
http://www.ficci.com/media-room/speeches-presentations/2003/sep/session7-mcarterrevised.ppt#8
http://www.ficci.com/media-room/speeches-presentations/2003/sep/session7-bharati-rao.ppt#2
http://www.blonnet.com/2002/12/03/stories/2002120300030800.htm
http://www.3inetwork.org/reports/IIR2001/iir4.pdf
priyanka1987
New member
Hii Pri.....
You hv got a very interesting project..... well good thing that you hv made a questionnaire.... now just choose a water purifier company.... and visit that company..... and prepare a questionnaire for customer relationship manager ... meet the personnel and take out a good analysis on that particular company.... you can make a questionnaire for the customers of the same company.... and in the conclusion part explain the service provided by thm... n the strategies used by thm to satisfy customers needs........
All the best dear......
Warm Regards,
Priyanka
felroydsouza
New member
Hey Priyanka,
Hii this is Felroy. I would like some knowledge sharing on Logistics...
Do you have any reports or papers on scope of logistics which you could share.
It will certainly be appreciated.
Thanks
Hii this is Felroy. I would like some knowledge sharing on Logistics...
Do you have any reports or papers on scope of logistics which you could share.
It will certainly be appreciated.
Thanks
priyanka1987
New member
Hi there,
well im posting some inputs for ur project... it may help u....
Credit rating
Definitions of Credit Rating: A credit rating is an evaluation of the likelihood of a borrower to default on a loan. Credit Bureaus and Credit Reporting Agencies provide credit information to creditors, such as banks and businesses, to help them decide whether to issue a loan or extend credit. This information may include your payment history, a list of current and past credit accounts and their balances, employment and personal information, and a history of past credit problems. ...
A credit rating assesses the credit worthiness of an individual, corporation, or even a country. Credit ratings are calculated from financial history and current assets and liabilities. Typically, a credit rating tells a lender or investor the probability of the subject being able to pay back a loan. However, in recent years, credit ratings have also been used to adjust insurance premiums, determine employment eligibility, and establish the amount of a utility or leasing deposit.
A poor credit rating indicates a high risk of defaulting on a loan, and thus leads to high interest rates.
Personal credit ratings
In countries such as the United States, an individual's Credit history is compiled and maintained by companies called credit bureaus. In the United States, credit worthiness is usually determined through a statistical analysis of the available credit data. A common form of this analysis is a 3-digit credit score provided by independent financial service companies such as the FICO® credit score. (The term, a registered trademark, comes from Fair Isaac Corporation, which pioneered the credit rating concept in the late 1950s.) or by the bureaus themselves.
One's credit score, along with their credit report, affects one's ability to borrow money through financial institutions such as banks.
In Canada, the most common ratings are the North American Standard Account Ratings, also known as the "R" ratings, which have a range between R0 and R9. R0 refers to a new account; R1 refers to on-time payments; R9 refers to bad-debt.
The factors which may influence your credit rating are:
· ability to pay a loan
· interest
· amount of credit used
· saving patterns
· spending patterns
Corporate credit ratings
The credit rating of a corporation is a financial indicator to potential investors of debt securities such as bonds. These are assigned by credit rating agencies such as Standard & Poor's or Fitch Ratings and have letter designations such as AAA, B, CC.
Sovereign credit ratings
A ' is the credit rating of a sovereign entity, i.e. a country. The sovereign credit rating indicates the risk level of the investing environment of a country and is used by investors looking to invest abroad.
Short term rating
A short term rating is a probability factor of an individual going into default within a year. This is in contrast to long-term rating which is evaluated over a long timeframe.
Credit rating agencies
Credit scores for individuals are assigned by credit bureaus (US; UK: credit reference agencies). Credit ratings for corporations and sovereign debt are assigned by credit rating agencies.
In the United States, the main credit bureaus are Experian, Equifax, and TransUnion.
A relatively new (but important) credit bureau in the US is Innovis.
In the United Kingdom, the main credit reference agencies for individuals are Experian, Equifax, and Callcredit.
In the Canada, the main credit bureaus for individuals are Equifax, TransUnion and Northern Credit Bureaus.[2]
The largest credit rating agencies (which tend to operate worldwide) are Moody's, Standard and Poor's and Fitch Ratings.
All the best
Take care
Warm Regards,
Priyanka
felroydsouza
New member
Hey Priyanka,
It would nice if u could share some knowledge on logistics..
Do you have any reports or research papers that u could share..
It would certainly be appreciated.
Thanks
It would nice if u could share some knowledge on logistics..
Do you have any reports or research papers that u could share..
It would certainly be appreciated.
Thanks
priyanka1987
New member
well one more thing i would like to add up here that u can take up a credit rating agency n can include the analysis on that agency.
ICRA is one example of INDIAN CREDIT RATING AGENCY.....
You can find info abt ICRA on following link
http://icra.in/main.aspx
Njoy......
Regards,
PrIyAnKa
akansha_khare
Akansha Khare
hey can u plz temme d difference betw project financing and infrastructure financing..... i kno inf fin is a part of project financing bt wat amkes them diff excpting tht inf finance of inf projects.
wat way is financing different for each of them
wat way is financing different for each of them
hemlata_rj
Hemlata Rajput
hi.....
i m doing project on "ESSENCE OF BHAGWAD GEETA IN CORPORATE WORLD"......pls help me out in doing this project by sending any references.....if possible send this on my personal [email protected] do this favour for me....pls i m in urgent need....
i m doing project on "ESSENCE OF BHAGWAD GEETA IN CORPORATE WORLD"......pls help me out in doing this project by sending any references.....if possible send this on my personal [email protected] do this favour for me....pls i m in urgent need....
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