abhishreshthaa
New member
Introduction:- The Credit-Cum-Subsidy Scheme for Rural Housing has been conceived for rural households having annual income upto Rs.32,000/-.
Objective- To enable/facilitate construction of houses for all rural households who have some repayment capacity.
Target Group- The target group under the scheme will be the rural households having an annual income of Rs. 32000/- only. However preference will be given to rural households who are below poverty line.
Salient Features:-
• Subsidy upto Rs.10,000/- per eligible household in plain areas and Rs.11,000/- in hilly/difficult areas.
• Loan upto Rs."2"0,000/- per household.
• Sanitary latrine and smokeless chulha are integral part of the house.
Achievement
The scheme has been launched with effect from 1 April, 1999 and is in the process of implementation.
Funding Pattern
Funds are shared by the Centre and State in the ratio of 75:25.
Implementing Agency
The Implementing Agency for the Credit Cum Subsidy Scheme for Rural Housing may be the State Housing Board,State Housing Corporation, specified Scheduled Commercial Bank, Housing Finance Institution or the DRDA/ZP.
Objective- To enable/facilitate construction of houses for all rural households who have some repayment capacity.
Target Group- The target group under the scheme will be the rural households having an annual income of Rs. 32000/- only. However preference will be given to rural households who are below poverty line.
Salient Features:-
• Subsidy upto Rs.10,000/- per eligible household in plain areas and Rs.11,000/- in hilly/difficult areas.
• Loan upto Rs."2"0,000/- per household.
• Sanitary latrine and smokeless chulha are integral part of the house.
Achievement
The scheme has been launched with effect from 1 April, 1999 and is in the process of implementation.
Funding Pattern
Funds are shared by the Centre and State in the ratio of 75:25.
Implementing Agency
The Implementing Agency for the Credit Cum Subsidy Scheme for Rural Housing may be the State Housing Board,State Housing Corporation, specified Scheduled Commercial Bank, Housing Finance Institution or the DRDA/ZP.