scheme

General: Access to credit has long been considered a major poverty alleviation strategy in India. A variety of credit-linked programmes supplemented by subsidies have been implemented. The Integrated Rural Development Programme (IRDP) operating since 1978-79 has been a major national rural...

 Land Purchase Scheme: Eligibility- Small/marginal farmers, tenants, share-croppers owning less than 5 acres of unirrigated / 2.5 acres irrigated land in their own name and landless agricultural labourers are eligible to avail loan under the scheme, provided they are our existing borrowers...

 Kisan Gold Card Scheme: Eligibility-Farmers with excellent repayment record for at least past 5 years. New farmers are not eligible for the product. Purpose-Investment credit for which term loans are ordinarily sanctioned. The scheme also includes major family expenditures like...

The SBI offers the Kisan Credit Card for farmers under short-term credit introduced as per RBI/NABARD guidelines, providing a running account facility tofarmers to meet their production credit need and contingency needs. Eligibility-All agricultural clients having good track record for the...

Produce marketing loan scheme The Bank extends financial assistance to help farmers store produce on their own to avoid distress sale. The repayment period of the produce marketing loan (PML) does not exceed 6 months. Further, this facilitates immediate renewal of crop loans for next...

SBI Caters to the needs of agriculturists and landless agricultural labourers through a network of 6600 rural and semi-urban branches.There are 972 specialized branches which have been set up in different parts of the country exclusively for the development of agriculture through credit...

NABARD has decided to extend 100% refinance facility to banks for financing Farmers Service Centres (FSC) set up in collaboration with Mahindra Shubhlabh Services Ltd (MSSL) for providing various extension services to farmers including supply of agri-inputs. FSC is intended to benefit farmers...

A Central Sector Capital Subsidy scheme (Investment Promotion Scheme) launched by the Government of India in collaboration with NABARD for development of privately owned non-forest wastelands in the country is under implementation since 1998. Of the 40 schemes covering about 1500 ha...

In response to the Hon'ble Union Finance Minister's emphasis on the need to step up priority sector lending and to examine financing farmers for purchase of land for agricultural purposes, the Working Group constituted by Indian Banks Association formulated a above scheme in consultation with...

In pursuance of the announcement made by the Union Finance Minister in the budget speech for the year 2001-02, National Bank in consultation with the Ministry of Agriculture, GOI and select banks formulated a scheme for financing Agriculture Graduates for setting up Agriclinics and Agribusiness...

A) Refinance Assistance for financing farm mechanization i) Tractors: (a) The quantum of refinance in respect of financing for acquisition of second tractor has been enhanced from existing level of 40% to 90% ( 95% in case of SCARDBs) of the loan amount as in the case of first tractor...

Beneficiaries and purpose: Entrepreneurs having necessary talent/ skills, but who lack monetary resources to meet the margin requirements stipulated under the relevant schemes covering both ARF and prior sanction. Purpose To set up new units as well as for modernisation/ renovation/...

Borrowers Individuals, groups of individuals, including partnership/ proprietary firms and co-operative enterprises. The borrowers should be from the rural areas and should utilise the vehicle mainly for transportation of Rural Farm and Non-Farm Products and inputs and passengers to/ from...

Borrowers: Individuals, artisans, groups of individuals, associations (formal and informal), proprietary/ partnership firms/ co-operative societies, registered institutions/ trusts, voluntary agencies, private and public limited companies, etc. Refinance Repayment period 3 to 10 years with...

Borrowers: Rural artisans, handicraftsmen, small entrepreneurs, groups of individuals, partnership firms, co-operative societies, NGOs, etc. Refinance ceiling -Maximum of Rs. 10 lakh per borrower. Repayment period -3 to 10 years with suitable need based moratorium not exceeding 18 months...

RURAL NON-FARM SECTOR FINANCE SCHEME Rural Non Farm Sector (RNFS) holds the key to faster economic development of the country. It has potential and promise for generating employment and increased income in the rural areas. Hence, NABARD has identified financing, development and...

For setting up the assembly unit the group asked for some fiscal benefits from the State Government. The proposal was accepted by the principle by the department and the company and the departments are working hand in hand for its implementation. From then, TTK Prestige has set up a four...

DRAFTING AN INCENTIVE SCHEME : Drafting a scheme of payment by results must proceed on the following lines: 1. Define the objectives of the payment system and, if necessary, challenge the assumptions held about the purpose of the system and how it should cooperate. 2. Collect facts about...

CASE STUDY OF INVESTOR VENTURE CAPITAL SCHEME 2000 The Structure I-Nestor Venture Capital Scheme 2000 Fromed under the Indian Trust Act, 1882 Registered with SEBI Trustee - I-Nestor Trustee Co. Pvt. Ltd. Board of Directors of I-Nestor Trustee Co. Pvt. Ltd. - Mr. K R V Subramaniam...

Employee Stock Option Scheme with respect to DEPOSITORY RECEIPTS ESOPs w.r.t DRs A software company which has already floated ADR/GDR or a company which is proposing to float ADR/GDR would be entitled to issue ADR/GDR Linked Stock Options to its employees. The scheme would be available to...