loan

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    RBI panel seeks tighter norms for loan recast

    Higher loan-loss provisions by banks and greater "sacrifice" by founders or controlling shareholders of troubled companies are among the tighter norms for loan restructuring recommended by a panel appointed by the Reserve Bank of India (RBI). Banks should set aside 5% of total assets for...
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    Why You Can Opt for Education Loan for MBA

    Masters Education does not come cheap, especially if you are going to a good business school. Not everyone has the money to pay the entire fee for the course. It is also wise to take an educational loan to pursue the MBA degree. The loan will pay your tuition fees and you can start paying it...
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    How to Become a Loan Officer?

    How to Become a Loan Officer? Those who act as an intermediate between lending organizations and borrower can be referred to as loan officer. They make the borrowers understand about the diverse aspects of availing loans and assist them in the process. Loan officer is also responsible to...
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    Educational Loan

    Tell me the best bank to get Educational loan. I am going to do MBA 2011-2012 in a self-financing college under Anna University. Criteria are like this 1. Interest rates 2. How the interest is charged? 3. The waiver period 4. Fees and other costs 5. Collateral, guarantee or security 6. The...
  5. ICEMAN12

    Require help for project on "loans by commercial banks"

    plz someone help me I need to prepare the project"loans by commercial banks" urgently for my mba course I need all the help i can get. its very urgent, plz help.
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    PLR Student Loan Report

    When you search for financial aid regarding college funds you have a couple of choices. First you can attempt to get a scholarship, which will pay for some or all of your education. Once you have explored this option you have student loans. The Federal government provides a few programs in...
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    Need the Project on Loan provided by banks

    Hey Hi Every1, I am Nishant.D new to MP site and i urgently need the project based on Loan by Banks and of Indian banks only i.e of no other county please help me guys need its very urgent u if possible u can directly mail me on my email.ID i.e [email protected] please HELP me.. :-( :-(...
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    education loan

    education loan of nationalize bank and private bank
  9. D

    Micheal Jackson and Loan Issue

    LONDON: Late King of Pop Michael Jackson was so desperate to have money that he had applied for loans under 20 different names, it has been revealed. According to the confidential financial papers, the applications for loan went under the pseudonyms President Mr. Michael Jackson, Michael JJJ...
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    PROCEDURE FOR LOAN APPRAISAL

    STEP I - SUBMISSION OF LOAN APPLICATION The financial institutions require that an entrepreneur seeking financing assistance should furnish detail information about the project in a prescribed form the borrower submits an application form that seeks comprehensive information about the project...
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    Features of Term Loan

    1. MATURITY – The maturity period of term loans is typically longer in case of sanctions by financial institutions in the range of 6-10 years in comparison to 3-5 years of bank advances. However, they are rescheduled to enable corporate borrowers tide over temporary financial exigencies. 2...
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    Term Loan

    Term loans are also known as term/project finance. They represent a source of debt finance which is generally repayable in more than one year but less than 10 years. The primary sources of such loans are financial institutions. Commercial banks also provide term finance in a limited way...
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    Produce marketing loan scheme

    Produce marketing loan scheme The Bank extends financial assistance to help farmers store produce on their own to avoid distress sale. The repayment period of the produce marketing loan (PML) does not exceed 6 months. Further, this facilitates immediate renewal of crop loans for next...
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    Crop Loan

    SBI offers financial assistance to meet cultivation expenses for various crops as short Term Loan. With a repayment period not exceeding 18 months, the Crop Loan is extended in the form of direct finance to cultivators. Eligibility- Agriculturists, Tenant farmers and Share Croppers who...
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    Soft Loan Assistance Scheme for Margin Money

    Beneficiaries and purpose: Entrepreneurs having necessary talent/ skills, but who lack monetary resources to meet the margin requirements stipulated under the relevant schemes covering both ARF and prior sanction. Purpose To set up new units as well as for modernisation/ renovation/...
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    INTEGRATED LOAN SCHEME (ILS)

    Borrowers: Individuals, artisans, groups of individuals, associations (formal and informal), proprietary/ partnership firms/ co-operative societies, registered institutions/ trusts, voluntary agencies, private and public limited companies, etc. Refinance Repayment period 3 to 10 years with...
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    COMPOSITE LOAN SCHEME (CLS)

    Borrowers: Rural artisans, handicraftsmen, small entrepreneurs, groups of individuals, partnership firms, co-operative societies, NGOs, etc. Refinance ceiling -Maximum of Rs. 10 lakh per borrower. Repayment period -3 to 10 years with suitable need based moratorium not exceeding 18 months...
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    Jet swaps $340-m floating loan with Credit Lyonnais

    Jet swaps $340-m floating loan with Credit Lyonnais George Cherian CREDIT Lyonnais and Jet Airways have concluded the largest interest rate swap in the country. A total of $340m of the air tax operator’s outstanding foreign currency floating rate loans has been swapped to fixed/ floating via...
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    Corporates with forex loan and rupee revenue

    The corporates having foreign currency loan could further be classified into two groups. One which have net imports and thus may have raised loans to meet their import requirements, for example Bharat Heavy Electricals Ltd., Apollo Tyres Ltd., Tata Power Co. Ltd. Two, which do not have...
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    2Corporates with rupee loan and forex revenue

    Mainly the exporters would fall in this category. Corporates with foreign subsidiaries would also be having forex revenues but due to cheaper availability of funds abroad, it is unlikely that these subsidiaries would be funded by a rupee loan. Thus the main players meeting this criterion...
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