Insure it to your convenience[/b]
Taking bike insurance does not mean that you have to compromise on the needs and requirements to what is available in the market. Today, the bike insurance providers offer customised insurance policies to cater to the demands of the consumers. The policy offers flexibility not only towards terms of what will be covered but also accommodates the type of bikes and its usage. The insurance providers understand that there are different reasons for which a bike is used and therefore, the customers needs differ accordingly.
Types of Policies
There is a whole range of policies available in the market. As a matter of fact, the insurance providers can also manage specific requirements. Details of some of the most common insurance provided are given below for your perusal:
1. Insuring the Bike - This is the generic insurance policy which allows any type of rider - leisure, touring or commuting to protect their bikes from the hands of the thieves, accidental damages and mechanical crack-ups. Insurance like this generally allows you to cover three bikes and the accessories with it. They will provide roadside assistance, pay for the repairs and also replace if required.
2. Public Liability Cover Insurance - This insurance could be for every cyclist but works most for the cycle enthusiasts, professional bikers or bikers training for competitions and for commuters as well, keeping in mind the traffic. The insurance covers the cyclist themselves and their bicycles as they face the potential threats of injury and danger while training, riding in the city or participating in the event. This insurance also provides option of covering only the cyclist and not the bicycle, if required.
3. Kids Bicycle Insurance - Given that children can be little careless at the road with their bikes, it makes sense to insure them. The insurance offers coverage for the bikes of the kids aged between 12 and 15 years and can go lower as well. The insurance gives you the option of bundling the policy for all the kids in one. It covers for the accidental damages, thefts and provides roadside assistance.
4. Roadside Recovery Insurance - Roadside breakdown are legible and this policy is meant for that. The insurance provides roadside assistance towards the road accidents, vandalism and mechanical defaults in the bike. The team will take the biker and the bike for repair and can even drop them to their home.
5. Insurance for triathletes - Designed specifically for the triathletes, this insurance policy covers accidental damages or the irreparable breakdowns that can occur during the event. It also covers for the theft while participating in these competitive events. The insurance also covers and protect your bicycle sports like road racing and timed trials.
Considering there are various functions and practices of a bike, insurance providers offer variety to their possible customers on the table. They understand that tying them to a regular policy will not benefit them. And therefore, an array of policies is offered which further can be customised. Further, insurance providers can render tailor-made insurance policies if you very specific needs.
Taking bike insurance does not mean that you have to compromise on the needs and requirements to what is available in the market. Today, the bike insurance providers offer customised insurance policies to cater to the demands of the consumers. The policy offers flexibility not only towards terms of what will be covered but also accommodates the type of bikes and its usage. The insurance providers understand that there are different reasons for which a bike is used and therefore, the customers needs differ accordingly.
Types of Policies
There is a whole range of policies available in the market. As a matter of fact, the insurance providers can also manage specific requirements. Details of some of the most common insurance provided are given below for your perusal:
1. Insuring the Bike - This is the generic insurance policy which allows any type of rider - leisure, touring or commuting to protect their bikes from the hands of the thieves, accidental damages and mechanical crack-ups. Insurance like this generally allows you to cover three bikes and the accessories with it. They will provide roadside assistance, pay for the repairs and also replace if required.
2. Public Liability Cover Insurance - This insurance could be for every cyclist but works most for the cycle enthusiasts, professional bikers or bikers training for competitions and for commuters as well, keeping in mind the traffic. The insurance covers the cyclist themselves and their bicycles as they face the potential threats of injury and danger while training, riding in the city or participating in the event. This insurance also provides option of covering only the cyclist and not the bicycle, if required.
3. Kids Bicycle Insurance - Given that children can be little careless at the road with their bikes, it makes sense to insure them. The insurance offers coverage for the bikes of the kids aged between 12 and 15 years and can go lower as well. The insurance gives you the option of bundling the policy for all the kids in one. It covers for the accidental damages, thefts and provides roadside assistance.
4. Roadside Recovery Insurance - Roadside breakdown are legible and this policy is meant for that. The insurance provides roadside assistance towards the road accidents, vandalism and mechanical defaults in the bike. The team will take the biker and the bike for repair and can even drop them to their home.
5. Insurance for triathletes - Designed specifically for the triathletes, this insurance policy covers accidental damages or the irreparable breakdowns that can occur during the event. It also covers for the theft while participating in these competitive events. The insurance also covers and protect your bicycle sports like road racing and timed trials.
Considering there are various functions and practices of a bike, insurance providers offer variety to their possible customers on the table. They understand that tying them to a regular policy will not benefit them. And therefore, an array of policies is offered which further can be customised. Further, insurance providers can render tailor-made insurance policies if you very specific needs.