Description
The Integrated Platform for Small Business
Lending Payments Core Channel Optimization
The Integrated Platform for Small Business
CreditPath™ is an integrated software platform that
combines business intelligence with enterprise class
technology, designed to help you implement the ideal
solution for your unique business needs at any stage
of the credit lifecycle.
In today’s environment, business operations need
to be more agile than ever. A changing regulatory
environment, increased customer demands, lack
of con?dence and overwhelming competitive
forces are driving lenders to re-examine how they
can use technology to differentiate their business,
better manage risks, help re-ignite customer loyalty
and reduce costs. D+H understands the industry
challenges that organizations face, and CreditPath
can help overcome them.
CreditPath™ Small Business
CreditPath is based on a deep understanding of lending, with
a critical awareness of the sensitivity of risk decisions and
operational impacts. This understanding allows us to develop
innovative and practical solutions that address our clients’ needs
and expand our offerings to meet the ever-changing lending
environment.
CreditPath Small Business allows you to experience full visibility
into risk management and compliance. Due diligence checklists
ensure required activities are completed and compliance
objectives are met (i.e. Reg O, Reg B, CRA, and HMDA).
At the heart of CreditPath is a single point for data entry.
Connectivity and data flow between multiple systems, integration
with front/middle and back-office applications, different levels of
access, data validation and a reduced cycle time. This results in a
dramatic improvement in operational efficiencies, mitigation of risk
with improved credit quality and regulatory compliance.
Deliver personalized service and quick decisions, while managing
the complexities of large-ticket financing within a high-volume
environment.
CreditPath – The Highly Flexible and Extensible
Platform CreditPath Small Business Was Built on:
• Fully flexible user interface administration tools
• Over 300 administration pages and thousands of parameters
allow flexibility as your business grows and evolves
• Administration and configuration accessible online, allowing for
faster time to market for new ideas
• RapidPath deployment accelerators are available to
dramatically reduce deployment time, cost and complexity
• Robust core administration tools such as PageBuilder,
JobBuilder, Workflow Screen Orchestrator, Business Rules
Engine and SLA Tracking engine
Other Options for Your CreditPath Small
Business Solution:
• Local Hosting and SAS 70 certified ASP models available
• Extensibility into other major verticals of lending such as
equipment finance and commercial
• Integration capabilities with sales force automation tools such
as SalesForce.com and Seibel
• Options for CRAWiz, First American Title, HMDA, Flood
Search, UCC Search and Registration
Lending Payments Core Channel Optimization
Major Features in CreditPath Small Business
Designed for high-volume, multi-party and multi-product
loans requiring automated decisions or recommendations,
sophisticated calculations, credit data access and application
scoring for real-time business decisions.
• Quick application submittal process for Business Bankers
• Automated credit decisioning with flexible rules and scorecards
• Integration to all major credit bureau providers
• Pre-built covenant and product templates
• Fulfillment manager with full dynamic real-time check-listing
• Compliance manager with tracking against regulatory and
policy requirements
• Base library of Small Business Lending products with flexibility
to extend and modify
• Separate reporting database and Standard, OLAP and
dashboard tools
• Robust integrated rules engine to track and manage data
events with over 100+ pre-built industry rules based on best
practices
• Financial spreading tools
• Collateral entry and appraisal management
• Full write-up capability within the system utilizing standard word
processing tools
• Administration and configuration accessible online, allowing for
faster time to market for new ideas
Why Choose CreditPath?
CreditPath offers a comprehensive approach to the credit
management lifecycle that drives efficiencies and mitigates risk.
With CreditPath, you can optimize your credit operations to do
more of the right kind of business with better risk mitigation and a
better experience for your customers.
CreditPath is the central hub upon which all of our lending
technology solutions – for small business lending, commercial
lending and equipment finance are built. Highly configurable to
meet the needs of a single or multi-line business environment,
CreditPath is a flexible, scalable and user-centric platform
that can cost effectively transform your business operations.
CreditPath is part of the D+H family of lending solutions including
LaserPro
®
for compliant documentation.
©2015 D+H Limited Partnership. All Rights Reserved. CreditPath is
a trademark and Laser Pro is a registered trademark of D+H Limited
Partnership. D+H is a trademark of D+H Limited Partnership. All other
product names or brand names are trademarks and/or service marks of their
respective owners.
• Customer
Optimal Experience
• Relationship
Manager/
Credit Manager
Insightful Decisions
• Business
Executive
Real Results
• IT Executive
Application Flexibility
Initiate
Analyze
Renew
Ful?ll
Review
Structure
Document
Decision
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D+H
North America 800-815-5592
Outside North America +353 1 664 1430
dh.com
150403-75
doc_720644995.pdf
The Integrated Platform for Small Business
Lending Payments Core Channel Optimization
The Integrated Platform for Small Business
CreditPath™ is an integrated software platform that
combines business intelligence with enterprise class
technology, designed to help you implement the ideal
solution for your unique business needs at any stage
of the credit lifecycle.
In today’s environment, business operations need
to be more agile than ever. A changing regulatory
environment, increased customer demands, lack
of con?dence and overwhelming competitive
forces are driving lenders to re-examine how they
can use technology to differentiate their business,
better manage risks, help re-ignite customer loyalty
and reduce costs. D+H understands the industry
challenges that organizations face, and CreditPath
can help overcome them.
CreditPath™ Small Business
CreditPath is based on a deep understanding of lending, with
a critical awareness of the sensitivity of risk decisions and
operational impacts. This understanding allows us to develop
innovative and practical solutions that address our clients’ needs
and expand our offerings to meet the ever-changing lending
environment.
CreditPath Small Business allows you to experience full visibility
into risk management and compliance. Due diligence checklists
ensure required activities are completed and compliance
objectives are met (i.e. Reg O, Reg B, CRA, and HMDA).
At the heart of CreditPath is a single point for data entry.
Connectivity and data flow between multiple systems, integration
with front/middle and back-office applications, different levels of
access, data validation and a reduced cycle time. This results in a
dramatic improvement in operational efficiencies, mitigation of risk
with improved credit quality and regulatory compliance.
Deliver personalized service and quick decisions, while managing
the complexities of large-ticket financing within a high-volume
environment.
CreditPath – The Highly Flexible and Extensible
Platform CreditPath Small Business Was Built on:
• Fully flexible user interface administration tools
• Over 300 administration pages and thousands of parameters
allow flexibility as your business grows and evolves
• Administration and configuration accessible online, allowing for
faster time to market for new ideas
• RapidPath deployment accelerators are available to
dramatically reduce deployment time, cost and complexity
• Robust core administration tools such as PageBuilder,
JobBuilder, Workflow Screen Orchestrator, Business Rules
Engine and SLA Tracking engine
Other Options for Your CreditPath Small
Business Solution:
• Local Hosting and SAS 70 certified ASP models available
• Extensibility into other major verticals of lending such as
equipment finance and commercial
• Integration capabilities with sales force automation tools such
as SalesForce.com and Seibel
• Options for CRAWiz, First American Title, HMDA, Flood
Search, UCC Search and Registration
Lending Payments Core Channel Optimization
Major Features in CreditPath Small Business
Designed for high-volume, multi-party and multi-product
loans requiring automated decisions or recommendations,
sophisticated calculations, credit data access and application
scoring for real-time business decisions.
• Quick application submittal process for Business Bankers
• Automated credit decisioning with flexible rules and scorecards
• Integration to all major credit bureau providers
• Pre-built covenant and product templates
• Fulfillment manager with full dynamic real-time check-listing
• Compliance manager with tracking against regulatory and
policy requirements
• Base library of Small Business Lending products with flexibility
to extend and modify
• Separate reporting database and Standard, OLAP and
dashboard tools
• Robust integrated rules engine to track and manage data
events with over 100+ pre-built industry rules based on best
practices
• Financial spreading tools
• Collateral entry and appraisal management
• Full write-up capability within the system utilizing standard word
processing tools
• Administration and configuration accessible online, allowing for
faster time to market for new ideas
Why Choose CreditPath?
CreditPath offers a comprehensive approach to the credit
management lifecycle that drives efficiencies and mitigates risk.
With CreditPath, you can optimize your credit operations to do
more of the right kind of business with better risk mitigation and a
better experience for your customers.
CreditPath is the central hub upon which all of our lending
technology solutions – for small business lending, commercial
lending and equipment finance are built. Highly configurable to
meet the needs of a single or multi-line business environment,
CreditPath is a flexible, scalable and user-centric platform
that can cost effectively transform your business operations.
CreditPath is part of the D+H family of lending solutions including
LaserPro
®
for compliant documentation.
©2015 D+H Limited Partnership. All Rights Reserved. CreditPath is
a trademark and Laser Pro is a registered trademark of D+H Limited
Partnership. D+H is a trademark of D+H Limited Partnership. All other
product names or brand names are trademarks and/or service marks of their
respective owners.
• Customer
Optimal Experience
• Relationship
Manager/
Credit Manager
Insightful Decisions
• Business
Executive
Real Results
• IT Executive
Application Flexibility
Initiate
Analyze
Renew
Ful?ll
Review
Structure
Document
Decision
C
o
m
m
e
r
c
i
a
l
&
I
n
d
u
s
t
r
ia
l L
e
n
d
ing
C
o
m
m
e
r
c
ia
l
R
e
a
l
E
s
t
a
t
e
L
e
n
d
i
n
g
S
m
a
l
l
B
u
s
i
n
e
s
s
L
e
n
d
in
g
C
onsumer Lend
in
g
E
q
u
i
p
m
e
n
t
F
i
n
a
n
c
e
D+H
North America 800-815-5592
Outside North America +353 1 664 1430
dh.com
150403-75
doc_720644995.pdf