netrashetty
Netra Shetty
Assurant is a specialty insurance company headquartered in New York City. Assurant’s four businesses provide a wide range of insurance products and related services, including creditor-placed homeowners insurance, manufactured housing homeowners insurance, credit insurance, individual health and small employer group health insurance, group dental insurance, group disability insurance, group life insurance, pre-funded funeral insurance, and extended warranties for electronics, appliances, and vehicles. The Fortune 500 company distributes its insurance products and services through various distribution channels.[2]
Assurant Products & Services
Assurant's businesses provide a unique variety of products and services that assure opportunity, security and peace of mind for our customers. We provide lender-placed homeowners insurance; manufactured housing homeowners insurance; debt protection administration; credit insurance; warranties and extended services contracts; individual health and small employer group health insurance; group dental insurance; group disability insurance; group life insurance; and pre-funded funeral insurance.
What type of coverage are you interested in?
Specialty Property:
Lender-Placed Homeowners Insurance and Tracking
Manufactured Housing Homeowners Insurance
Renters Insurance
Leased and Financed
Consumer Protection:
Extended Service Contracts (ESC) and Warranties
Debt Protection Programs
Credit Insurance
Group Dental Insurance:
Dental Insurance
Preferred Provider Organization (PPO)
Group Disability:
Long-Term Disability Insurance
Short-Term Disability Insurance
Group Life Insurance:
Term Life & Accidental Death and Dismemberment Insurance
Group Voluntary Insurance:
100% employee-paid insurance offered by employers.
Health Insurance:
Individual Health Insurance
Small Group Health Insurance
Health Savings Accounts (HSA’s)
Short-Term Health Insurance
International Individual Health Insurance
Prescription, Dental-Vision and Health Savings Plans
Preneed Life Insurance:
Life insurance or annuity used to fund funeral expenses.
Specialty Property Insurance Programs
Provided by Assurant Specialty Property
Lender-Placed Homeowners Insurance and Tracking
Collateral protection insurance programs for financial institutions and homeowners.
Assurant Specialty Property is a leading provider of lender-placed homeowners insurance and related outsourcing services to the residential mortgage industry. Besides insurance tracking and placement, it markets income enhancement programs to customers of mortgage companies, including credit protection, accidental death insurance and homeowner-related membership programs.
Manufactured Housing Homeowners Insurance
Coverage for structure contents and liability for manufactured homes.
Assurant Specialty Property businesses offer manufactured housing homeowners insurance through leading manufactured housing builders and retailers.
Personal Property and Consumer Protection
Provided by Assurant Solutions
Extended Service Contracts (ESC) and Warranties
Supplemental or extended warranty and service programs associated with purchases of consumer electronics, home appliances, wireless communications and motor vehicles.
Extended service programs underwritten and administered by Assurant Solutions are offered through retailers, utilities and auto dealers. Assurant provides clients with risk transfer, full warranty administration, compliance administration, technical product support, point-of-sale marketing support, after-market marketing and Internet marketing integration.
Debt Protection Programs
Payment protection programs associated with credit card accounts, installment loans, lines of credit and mortgages. Under the terms and conditions of a debt protection agreement, the monthly interest due from a customer may be waived or the monthly payments may be paid for a covered life event, such as disability, unemployment or family leave. Most often in the case of the death of a covered account holder, the debt is extinguished.
Assurant Solutions businesses are the exclusive provider of debt protection administration and services for four of the six largest general purpose credit card issuers in the United States based on credit card balances outstanding.
Credit Insurance
Payment protection programs associated with credit card accounts, installment loans, lines of credit and mortgages.
Credit insurance pays off the outstanding balance of a loan or credit card in the case of death. In the case of unemployment or a temporary disability, payments are made on the loan until the policy holder is employed again or medically able to return to work.
Assurant Solutions businesses offer life, disability, involuntary unemployment, accidental death and dismemberment and property insurance programs through financial institutions, retailers and others that make loans or extend credit to their customers
Group Dental Insurance
Provided by Assurant Employee Benefits
Dental Insurance
Insurance coverage to help prevent major oral health problems and expenses.
Assurant Employee Benefits’ group dental care plans range from traditional plans that offer liberal services to plans that are focused on helping employees maintain good dental health. Assurant Employee Benefits’ dental plans encourage preventive treatment, allowing employees to achieve oral health while striving to minimize dental costs. A wide range of products, are available from managed care to true group indemnity products.
* John Alden Life Insurance Company, an Assurant Health company, also offers dental plans to any small employer with at least three covered employees and can be purchased as part of a complete employee benefit program or as a stand-alone product.
Preferred Provider Organization (PPO)
Assurant Employee Benefits Dental PPO is a leading, nationwide PPO that is offered with Assurant Employee Benefits' Dental PPO plans. A PPO allows insurance companies to negotiate directly with providers for dental services at a lower price than would typically be charged.
Group Disability
Provided by Assurant Employee Benefits
Long-Term Disability Insurance
Insurance coverage that provides policyholders financial protection in case of a long-term disability.
Assurant Employee Benefits offers a variety of group (three or more people) long-term disability plans designed to help employers protect their employees’ income, family and quality of life in the case of a long-term disability. Assurant Employee Benefits has a strong history of combining greater claimant assurance with an emphasis on recovery and return to work.
Short-Term Disability Insurance
Insurance that helps provide policyholders financial protection when income is temporarily interrupted or terminated because of illness, sickness or an accident.
Assurant Employee Benefits’ short-term disability plans offer group (three or more people) coverage that protects employees from a temporary loss of income and provides employers with an extra measure of cost savings should one of their employees become disabled for a short period of time. Assurant Employee Benefits short-term disability plan leverages return-to-work incentives and rehabilitation programs traditionally desired in a long-term disability plan.
Term Life & Accidental Death and Dismemberment Insurance
Assurant Employee Benefits offers employers a choice of group term life plans for their employee groups with as few as three employees. The amount of coverage can be based on a multiple of earnings, flat amounts or a combination of the two. Assurant Employee Benefits offers levels of guaranteed issue for groups of ten or more. This determines the amount of coverage available without proof of good health.
To enhance basic coverage, employers also may choose Accidental Death & Dismemberment (AD&D) coverage, Dependent Life Insurance coverage, or Additional Contributory Life Insurance as options.
Group Voluntary Insurance Products
Provided by Assurant Employee Benefits
Insurance coverage offered to employees by their employers that is 100% employee-paid through payroll deduction.
Assurant Employee Benefits offers voluntary long-term disability, short-term disability and life insurance products. Assurant Employee Benefits' voluntary portfolio is supported by a complete package of marketing, enrollment and administrative support for employers.
Health Insurance
Provided by Assurant Health
Individual Health Insurance
Insurance that provides health coverage for those who are not covered through an employer or other group.
Assurant Health's individual health insurance product has flexible features designed to protect an individual and his or her family.
Learn more about Assurant Health’s individual health insurance or get a quote.
* John Alden Life Insurance Company, an Assurant Health company, also offers health-care plans for individuals and their families.
Small Group Health Insurance
Health insurance coverage for a small business with two to 50 employees and their dependents.
Assurant Health offers a variety of benefit choices to help employers design an affordable health plan that best meets the needs of their small business.
* John Alden Life Insurance Company, an Assurant Health company, also offers small group medical insurance to clients with three or more employees.
Health Savings Accounts (HSAs)
Tax-deductible savings account that is paired with a high deductible insurance plan to cover current and future medical expenses. Unused balances roll over from year to year.
As a result of the Medicare Prescription & Modernization Act passed in January, 2004, Assurant Health offers anyone with a qualified high-deductible insurance plan, a tax-advantaged HSA. Learn more about HSA's and Individual Medical Plans from Assurant Health.
Short-Term Health Insurance
A temporary health insurance plan that offers coverage for a short time period – i.e., 30-185 days (depending on the state of residence).
Assurant Health's short-term health insurance is offered to individuals who experience a gap in their health insurance coverage. Many short-term health insurance policyholders are between jobs, waiting for employer group coverage, laid off, on strike, recent college graduates or seasonal employees. Learn more about Assurant Health's Short Term Health insurance or get a quote.
* John Alden Life Insurance Company, an Assurant Health company, also offers short-term medical insurance.
International Individual Health Insurance
Insurance that provides health coverage for U.S. and non-U.S. citizens traveling outside their country of citizenship.
Assurant Health offers a range of international medical insurance coverage including long and short-term policies for U.S. citizens traveling abroad and non - U.S. citizens traveling outside their country of citizenship. Learn more about Assurant Health's International Health Insurance.
Prescription, Dental-Vision and Health Savings Plans
For individuals without health insurance or for those who would like to supplement their current insurance plan with additional savings. The Assurant Health Savings Plans provide discounts on prescriptions, doctor visits, eye care, dental care via access to national networks. Learn more about the Assurant Health Savings Plans.
Preneed Life Insurance
Provided by Assurant Solutions
A specialized form of life insurance or annuity used to fund the predetermined expenses of a funeral, cremation or burial.
Preneed life insurance allows policyholders to pre-fund funeral plans by making one single payment or spreading payments out over a one-year, three-year, five-year, seven-year or ten-year period.Assurant Solutions offers its preneed products in the U.S. through a nationally affiliated funeral and cemetery company, and in Canada,through a network of individual funeral directors, funeral service associations, marketing organizations and general insurance agencies.
Assurant Products & Services
Assurant's businesses provide a unique variety of products and services that assure opportunity, security and peace of mind for our customers. We provide lender-placed homeowners insurance; manufactured housing homeowners insurance; debt protection administration; credit insurance; warranties and extended services contracts; individual health and small employer group health insurance; group dental insurance; group disability insurance; group life insurance; and pre-funded funeral insurance.
What type of coverage are you interested in?
Specialty Property:
Lender-Placed Homeowners Insurance and Tracking
Manufactured Housing Homeowners Insurance
Renters Insurance
Leased and Financed
Consumer Protection:
Extended Service Contracts (ESC) and Warranties
Debt Protection Programs
Credit Insurance
Group Dental Insurance:
Dental Insurance
Preferred Provider Organization (PPO)
Group Disability:
Long-Term Disability Insurance
Short-Term Disability Insurance
Group Life Insurance:
Term Life & Accidental Death and Dismemberment Insurance
Group Voluntary Insurance:
100% employee-paid insurance offered by employers.
Health Insurance:
Individual Health Insurance
Small Group Health Insurance
Health Savings Accounts (HSA’s)
Short-Term Health Insurance
International Individual Health Insurance
Prescription, Dental-Vision and Health Savings Plans
Preneed Life Insurance:
Life insurance or annuity used to fund funeral expenses.
Specialty Property Insurance Programs
Provided by Assurant Specialty Property
Lender-Placed Homeowners Insurance and Tracking
Collateral protection insurance programs for financial institutions and homeowners.
Assurant Specialty Property is a leading provider of lender-placed homeowners insurance and related outsourcing services to the residential mortgage industry. Besides insurance tracking and placement, it markets income enhancement programs to customers of mortgage companies, including credit protection, accidental death insurance and homeowner-related membership programs.
Manufactured Housing Homeowners Insurance
Coverage for structure contents and liability for manufactured homes.
Assurant Specialty Property businesses offer manufactured housing homeowners insurance through leading manufactured housing builders and retailers.
Personal Property and Consumer Protection
Provided by Assurant Solutions
Extended Service Contracts (ESC) and Warranties
Supplemental or extended warranty and service programs associated with purchases of consumer electronics, home appliances, wireless communications and motor vehicles.
Extended service programs underwritten and administered by Assurant Solutions are offered through retailers, utilities and auto dealers. Assurant provides clients with risk transfer, full warranty administration, compliance administration, technical product support, point-of-sale marketing support, after-market marketing and Internet marketing integration.
Debt Protection Programs
Payment protection programs associated with credit card accounts, installment loans, lines of credit and mortgages. Under the terms and conditions of a debt protection agreement, the monthly interest due from a customer may be waived or the monthly payments may be paid for a covered life event, such as disability, unemployment or family leave. Most often in the case of the death of a covered account holder, the debt is extinguished.
Assurant Solutions businesses are the exclusive provider of debt protection administration and services for four of the six largest general purpose credit card issuers in the United States based on credit card balances outstanding.
Credit Insurance
Payment protection programs associated with credit card accounts, installment loans, lines of credit and mortgages.
Credit insurance pays off the outstanding balance of a loan or credit card in the case of death. In the case of unemployment or a temporary disability, payments are made on the loan until the policy holder is employed again or medically able to return to work.
Assurant Solutions businesses offer life, disability, involuntary unemployment, accidental death and dismemberment and property insurance programs through financial institutions, retailers and others that make loans or extend credit to their customers
Group Dental Insurance
Provided by Assurant Employee Benefits
Dental Insurance
Insurance coverage to help prevent major oral health problems and expenses.
Assurant Employee Benefits’ group dental care plans range from traditional plans that offer liberal services to plans that are focused on helping employees maintain good dental health. Assurant Employee Benefits’ dental plans encourage preventive treatment, allowing employees to achieve oral health while striving to minimize dental costs. A wide range of products, are available from managed care to true group indemnity products.
* John Alden Life Insurance Company, an Assurant Health company, also offers dental plans to any small employer with at least three covered employees and can be purchased as part of a complete employee benefit program or as a stand-alone product.
Preferred Provider Organization (PPO)
Assurant Employee Benefits Dental PPO is a leading, nationwide PPO that is offered with Assurant Employee Benefits' Dental PPO plans. A PPO allows insurance companies to negotiate directly with providers for dental services at a lower price than would typically be charged.
Group Disability
Provided by Assurant Employee Benefits
Long-Term Disability Insurance
Insurance coverage that provides policyholders financial protection in case of a long-term disability.
Assurant Employee Benefits offers a variety of group (three or more people) long-term disability plans designed to help employers protect their employees’ income, family and quality of life in the case of a long-term disability. Assurant Employee Benefits has a strong history of combining greater claimant assurance with an emphasis on recovery and return to work.
Short-Term Disability Insurance
Insurance that helps provide policyholders financial protection when income is temporarily interrupted or terminated because of illness, sickness or an accident.
Assurant Employee Benefits’ short-term disability plans offer group (three or more people) coverage that protects employees from a temporary loss of income and provides employers with an extra measure of cost savings should one of their employees become disabled for a short period of time. Assurant Employee Benefits short-term disability plan leverages return-to-work incentives and rehabilitation programs traditionally desired in a long-term disability plan.
Term Life & Accidental Death and Dismemberment Insurance
Assurant Employee Benefits offers employers a choice of group term life plans for their employee groups with as few as three employees. The amount of coverage can be based on a multiple of earnings, flat amounts or a combination of the two. Assurant Employee Benefits offers levels of guaranteed issue for groups of ten or more. This determines the amount of coverage available without proof of good health.
To enhance basic coverage, employers also may choose Accidental Death & Dismemberment (AD&D) coverage, Dependent Life Insurance coverage, or Additional Contributory Life Insurance as options.
Group Voluntary Insurance Products
Provided by Assurant Employee Benefits
Insurance coverage offered to employees by their employers that is 100% employee-paid through payroll deduction.
Assurant Employee Benefits offers voluntary long-term disability, short-term disability and life insurance products. Assurant Employee Benefits' voluntary portfolio is supported by a complete package of marketing, enrollment and administrative support for employers.
Health Insurance
Provided by Assurant Health
Individual Health Insurance
Insurance that provides health coverage for those who are not covered through an employer or other group.
Assurant Health's individual health insurance product has flexible features designed to protect an individual and his or her family.
Learn more about Assurant Health’s individual health insurance or get a quote.
* John Alden Life Insurance Company, an Assurant Health company, also offers health-care plans for individuals and their families.
Small Group Health Insurance
Health insurance coverage for a small business with two to 50 employees and their dependents.
Assurant Health offers a variety of benefit choices to help employers design an affordable health plan that best meets the needs of their small business.
* John Alden Life Insurance Company, an Assurant Health company, also offers small group medical insurance to clients with three or more employees.
Health Savings Accounts (HSAs)
Tax-deductible savings account that is paired with a high deductible insurance plan to cover current and future medical expenses. Unused balances roll over from year to year.
As a result of the Medicare Prescription & Modernization Act passed in January, 2004, Assurant Health offers anyone with a qualified high-deductible insurance plan, a tax-advantaged HSA. Learn more about HSA's and Individual Medical Plans from Assurant Health.
Short-Term Health Insurance
A temporary health insurance plan that offers coverage for a short time period – i.e., 30-185 days (depending on the state of residence).
Assurant Health's short-term health insurance is offered to individuals who experience a gap in their health insurance coverage. Many short-term health insurance policyholders are between jobs, waiting for employer group coverage, laid off, on strike, recent college graduates or seasonal employees. Learn more about Assurant Health's Short Term Health insurance or get a quote.
* John Alden Life Insurance Company, an Assurant Health company, also offers short-term medical insurance.
International Individual Health Insurance
Insurance that provides health coverage for U.S. and non-U.S. citizens traveling outside their country of citizenship.
Assurant Health offers a range of international medical insurance coverage including long and short-term policies for U.S. citizens traveling abroad and non - U.S. citizens traveling outside their country of citizenship. Learn more about Assurant Health's International Health Insurance.
Prescription, Dental-Vision and Health Savings Plans
For individuals without health insurance or for those who would like to supplement their current insurance plan with additional savings. The Assurant Health Savings Plans provide discounts on prescriptions, doctor visits, eye care, dental care via access to national networks. Learn more about the Assurant Health Savings Plans.
Preneed Life Insurance
Provided by Assurant Solutions
A specialized form of life insurance or annuity used to fund the predetermined expenses of a funeral, cremation or burial.
Preneed life insurance allows policyholders to pre-fund funeral plans by making one single payment or spreading payments out over a one-year, three-year, five-year, seven-year or ten-year period.Assurant Solutions offers its preneed products in the U.S. through a nationally affiliated funeral and cemetery company, and in Canada,through a network of individual funeral directors, funeral service associations, marketing organizations and general insurance agencies.