netrashetty
Netra Shetty
Ameriprise Financial, Inc. (NYSE: AMP) is one of the leading diversified financial services companies in the U.S.[3] Ameriprise Financial engages in business through its subsidiaries who provide a wide range of financial planning, products and services designed to be utilized as solutions for its clients’ cash and liquidity, asset accumulation, income, protection, and estate and wealth transfer needs, including wealth management, asset management, insurance, annuities and estate planning.
Ameriprise Financial, Inc., the holding company is incorporated in Delaware. The company's headquarters are in Minneapolis, Minnesota. James Cracchiolo is the chairman and chief executive officer. The company's primary subsidiaries include Ameriprise Financial Services, Inc., Columbia Management Investment Advisers, LLC, and RiverSource Life Insurance Company. Threadneedle Asset Management is Ameriprise's international asset manager and an award-winning provider of investment solutions to institutional and retail clients across the globe.
Banking and cash management
Find the solutions you need to streamline your financial life today — investment and cash management accounts, credit and debit cards, CD, savings and checking accounts.
Find banking and cash management products
Investments
Ameriprise financial advisors give you access to numerous investment options and brokerage account types, so you can build a portfolio designed to help you achieve your financial goals.
Explore our investment offerings
Insurance and annuities
Life can surprise you. So help protect your family and your assets and meet your retirement needs with your choice of flexible products: life insurance, disability income, auto and home and long-term care, as well as annuities for retirement income.
Review our insurance options
Lending
Get the funds you need to make a purchase, buy a home or consolidate debt with an array of credit cards, mortgages and home equity lending solutions. We offer competitive rates, quick approvals, and convenient options.
Banking & cash management
An Ameriprise financial advisor can work with you to create a plan that includes managing your cash and essential banking services, adding an extra measure of convenience and value to your financial life.
All of our banking and cash management solutions are designed to integrate with your financial plan and streamline your everyday money management needs.
Ameriprise Bank has products and services to meet your borrowing, cash management and personal trust needs, all linked to make your financial life run more smoothly.
Cash management account
The Ameriprise ONE® Financial Account is a brokerage account with cash management features. It connects all the parts of your plan and helps you stay focused on your objectives.
Bring your plan to life
Checking
Smart and simple, our checking accounts and solutions help you manage your cash with features like free online bill pay and overdraft protection.
Manage your day-to-day spending
Savings & money market accounts
Make your money work harder with a competitive interest rate.
Build a financial cushion
Certificates of deposit (CDs)
Grow your savings.
Lock in a competitive rate with our CDs
Face-amount certificates
Receive safety and liquidity with a competitive return.
Select a certificate
Cards
With exclusive perks, premium services and convenient purchasing options for Ameriprise Financial clients, it makes sense to use a credit or debit card that's aligned with your goals.
Find the card that helps support your goals
Cash account rates
See current rates for Ameriprise® money market, savings and cash accounts.
Current cash account rates
Personal trust services
Ameriprise® Personal Trust Services can help you help you better manage taxes, transfer costs, and create a lasting financial legacy. A financial advisor can coordinate your efforts with our trust department.
Plan your legacy and provide for your family
Insurance
Reaching your financial goals involves protecting your assets as well as managing them. At Ameriprise Financial, we recommend a balanced and customized approach to asset and risk management.
Ameriprise offers a full range of high-quality insurance products through our affiliates, RiverSource Life Insurance Company, RiverSource Life Insurance Co. of New York and Ameriprise Auto and Home. Collectively, RiverSource Life Insurance Company and RiverSource Life Insurance Co. of New York were ranked the nation's 17th largest life insurance company (of nearly 1,000 life insurance companies) based on total assets as of Dec. 31, 2009.1 In addition, RiverSource Life Insurance Company consistently earns top ratings from independent rating agencies2 — a fact that can give you the added confidence of working with a strong, reliable company.
Annuities
An annuity can be a valuable tool for investing and saving for retirement. Plus, the policy's tax deferral gives you the freedom to control when you pay taxes on your earnings.
Help protect your retirement income
Auto and home insurance
As one of the fastest-growing insurance companies in the country, we're always working to provide you with the kind of personal service you deserve.
Insure your car and your home
Life insurance
A life insurance policy can help you plan for your family’s financial needs and may also offer features that can help you meet other goals, including education, retirement, tax savings and estate planning.
Find life insurance options
Long-term care insurance
A secure financial future includes protecting your assets and your independence in the event of a long-term care need.
Plan ahead for long-term care needs
Disability income insurance
Protect yourself, your family and your lifestyle by insuring your income in the event of long-term illness or injury. Disability income insurance provides the resources you need when you are unable to work.
Provide for unexpected injuries or illnesses
Investments
Investing in the market today can help you reach your future dreams, such as saving for retirement, education or world travel. Whether you already know a lot about the market or you want someone to help you make sense of investing, an Ameriprise financial advisor can help.
Brokerage & cash management account
Take care of today's needs and fund investments for tomorrow with the Ameriprise ONE® Financial Account, a brokerage account with cash management features.
Manage your cash flow today and invest for tomorrow
Mutual funds
With ongoing professional management, mutual funds can help you diversify your investments and may be an important part of your financial plan.
Invest in top-rated mutual funds
Retirement solutions
From IRAs to 401(k) and 403(b) plans, today's retirement solutions offer tax-deferred or tax-free growth. Which is best for you?
Save for retirement
Stocks & bonds
Stocks and bonds can play a role in a long-term, diversified investment strategy. Let a financial advisor help you build a portfolio that works for your immediate needs and your future dreams.
Build your portfolio
Managed accounts
Our managed account solutions are based on fees, not transactions, so you can make the most of personalized portfolios and the guidance an Ameriprise financial advisor can provide.
Take advantage of professional investment guidance
Education savings
Get the rundown on options for saving for your children's education (or yours!), including 529 plans, Coverdell accounts, and custodial accounts such as UGMA or UTMA.
Plan for education
Real estate and alternative investments
If you are looking for "atypical" investment options, our alternative investments may help you diversify your portfolio.
Investigate real estate and alternative investment strategies
Structured products
Structured products are designed to provide principal protection as well as potential performance returns.
Learn how they may fit into your portfolio
Lending
Managing your liabilities is just as important as managing your assets and investments. Whether you're buying a home, refinancing a mortgage, consolidating debt or making a purchase, an Ameriprise financial advisor can help you choose a lending solution to support your financial goals.
Home equity lending
A home equity loan can provide lower interest rates than credit cards. It can also give you more flexible terms, a broader range of loan amounts and faster loan decisions.
Get the details of our home equity loans
Special offer: Learn how you can get low rates and no closing costs on a new HELOC
Ameriprise Home Ownership Accelerator ®
The first of its kind in the United States, the Ameriprise Home Ownership Accelerator is a unique home lending solution that uses a combination of a home equity line of credit and a checking account as a replacement for a traditional mortgage. This innovative home lending solution is designed for borrowers with good cash management practices and equity in their home.
Learn more about the Accelerator
Mortgages
Read about your six different mortgage options, all with competitive rates and personalized guidance every step of the way.
Explore your mortgage options
Special offer: Learn more about our mortgage closing cost credit offer
Real Estate Assistance Program
When you buy or sell a home through the Ameriprise Real Estate Assistance Program, you can receive a cash bonus of up to $3,300 based on the purchase or sales price of your home.
Learn more about simplifying your next move and getting a cash bonus
Margin lending
Find out how you can access credit through a margin loan using your eligible securities as collateral.
Determine if a margin account is right for you
Lending FAQ
If you have questions about lending, mortgages and all the acronyms, we've got some answers.
Ameriprise Financial, Inc., the holding company is incorporated in Delaware. The company's headquarters are in Minneapolis, Minnesota. James Cracchiolo is the chairman and chief executive officer. The company's primary subsidiaries include Ameriprise Financial Services, Inc., Columbia Management Investment Advisers, LLC, and RiverSource Life Insurance Company. Threadneedle Asset Management is Ameriprise's international asset manager and an award-winning provider of investment solutions to institutional and retail clients across the globe.
Banking and cash management
Find the solutions you need to streamline your financial life today — investment and cash management accounts, credit and debit cards, CD, savings and checking accounts.
Find banking and cash management products
Investments
Ameriprise financial advisors give you access to numerous investment options and brokerage account types, so you can build a portfolio designed to help you achieve your financial goals.
Explore our investment offerings
Insurance and annuities
Life can surprise you. So help protect your family and your assets and meet your retirement needs with your choice of flexible products: life insurance, disability income, auto and home and long-term care, as well as annuities for retirement income.
Review our insurance options
Lending
Get the funds you need to make a purchase, buy a home or consolidate debt with an array of credit cards, mortgages and home equity lending solutions. We offer competitive rates, quick approvals, and convenient options.
Banking & cash management
An Ameriprise financial advisor can work with you to create a plan that includes managing your cash and essential banking services, adding an extra measure of convenience and value to your financial life.
All of our banking and cash management solutions are designed to integrate with your financial plan and streamline your everyday money management needs.
Ameriprise Bank has products and services to meet your borrowing, cash management and personal trust needs, all linked to make your financial life run more smoothly.
Cash management account
The Ameriprise ONE® Financial Account is a brokerage account with cash management features. It connects all the parts of your plan and helps you stay focused on your objectives.
Bring your plan to life
Checking
Smart and simple, our checking accounts and solutions help you manage your cash with features like free online bill pay and overdraft protection.
Manage your day-to-day spending
Savings & money market accounts
Make your money work harder with a competitive interest rate.
Build a financial cushion
Certificates of deposit (CDs)
Grow your savings.
Lock in a competitive rate with our CDs
Face-amount certificates
Receive safety and liquidity with a competitive return.
Select a certificate
Cards
With exclusive perks, premium services and convenient purchasing options for Ameriprise Financial clients, it makes sense to use a credit or debit card that's aligned with your goals.
Find the card that helps support your goals
Cash account rates
See current rates for Ameriprise® money market, savings and cash accounts.
Current cash account rates
Personal trust services
Ameriprise® Personal Trust Services can help you help you better manage taxes, transfer costs, and create a lasting financial legacy. A financial advisor can coordinate your efforts with our trust department.
Plan your legacy and provide for your family
Insurance
Reaching your financial goals involves protecting your assets as well as managing them. At Ameriprise Financial, we recommend a balanced and customized approach to asset and risk management.
Ameriprise offers a full range of high-quality insurance products through our affiliates, RiverSource Life Insurance Company, RiverSource Life Insurance Co. of New York and Ameriprise Auto and Home. Collectively, RiverSource Life Insurance Company and RiverSource Life Insurance Co. of New York were ranked the nation's 17th largest life insurance company (of nearly 1,000 life insurance companies) based on total assets as of Dec. 31, 2009.1 In addition, RiverSource Life Insurance Company consistently earns top ratings from independent rating agencies2 — a fact that can give you the added confidence of working with a strong, reliable company.
Annuities
An annuity can be a valuable tool for investing and saving for retirement. Plus, the policy's tax deferral gives you the freedom to control when you pay taxes on your earnings.
Help protect your retirement income
Auto and home insurance
As one of the fastest-growing insurance companies in the country, we're always working to provide you with the kind of personal service you deserve.
Insure your car and your home
Life insurance
A life insurance policy can help you plan for your family’s financial needs and may also offer features that can help you meet other goals, including education, retirement, tax savings and estate planning.
Find life insurance options
Long-term care insurance
A secure financial future includes protecting your assets and your independence in the event of a long-term care need.
Plan ahead for long-term care needs
Disability income insurance
Protect yourself, your family and your lifestyle by insuring your income in the event of long-term illness or injury. Disability income insurance provides the resources you need when you are unable to work.
Provide for unexpected injuries or illnesses
Investments
Investing in the market today can help you reach your future dreams, such as saving for retirement, education or world travel. Whether you already know a lot about the market or you want someone to help you make sense of investing, an Ameriprise financial advisor can help.
Brokerage & cash management account
Take care of today's needs and fund investments for tomorrow with the Ameriprise ONE® Financial Account, a brokerage account with cash management features.
Manage your cash flow today and invest for tomorrow
Mutual funds
With ongoing professional management, mutual funds can help you diversify your investments and may be an important part of your financial plan.
Invest in top-rated mutual funds
Retirement solutions
From IRAs to 401(k) and 403(b) plans, today's retirement solutions offer tax-deferred or tax-free growth. Which is best for you?
Save for retirement
Stocks & bonds
Stocks and bonds can play a role in a long-term, diversified investment strategy. Let a financial advisor help you build a portfolio that works for your immediate needs and your future dreams.
Build your portfolio
Managed accounts
Our managed account solutions are based on fees, not transactions, so you can make the most of personalized portfolios and the guidance an Ameriprise financial advisor can provide.
Take advantage of professional investment guidance
Education savings
Get the rundown on options for saving for your children's education (or yours!), including 529 plans, Coverdell accounts, and custodial accounts such as UGMA or UTMA.
Plan for education
Real estate and alternative investments
If you are looking for "atypical" investment options, our alternative investments may help you diversify your portfolio.
Investigate real estate and alternative investment strategies
Structured products
Structured products are designed to provide principal protection as well as potential performance returns.
Learn how they may fit into your portfolio
Lending
Managing your liabilities is just as important as managing your assets and investments. Whether you're buying a home, refinancing a mortgage, consolidating debt or making a purchase, an Ameriprise financial advisor can help you choose a lending solution to support your financial goals.
Home equity lending
A home equity loan can provide lower interest rates than credit cards. It can also give you more flexible terms, a broader range of loan amounts and faster loan decisions.
Get the details of our home equity loans
Special offer: Learn how you can get low rates and no closing costs on a new HELOC
Ameriprise Home Ownership Accelerator ®
The first of its kind in the United States, the Ameriprise Home Ownership Accelerator is a unique home lending solution that uses a combination of a home equity line of credit and a checking account as a replacement for a traditional mortgage. This innovative home lending solution is designed for borrowers with good cash management practices and equity in their home.
Learn more about the Accelerator
Mortgages
Read about your six different mortgage options, all with competitive rates and personalized guidance every step of the way.
Explore your mortgage options
Special offer: Learn more about our mortgage closing cost credit offer
Real Estate Assistance Program
When you buy or sell a home through the Ameriprise Real Estate Assistance Program, you can receive a cash bonus of up to $3,300 based on the purchase or sales price of your home.
Learn more about simplifying your next move and getting a cash bonus
Margin lending
Find out how you can access credit through a margin loan using your eligible securities as collateral.
Determine if a margin account is right for you
Lending FAQ
If you have questions about lending, mortgages and all the acronyms, we've got some answers.