Description
For Nmims Assignments Contact
[email protected]
+91 95030-94040
Commercial Banking System & Role of RBI
1. Banking has taken a 360 degrees turn in period of 50 years starting from nationalization in 1969 of 14 private sector banks again to privatization of banks in 1990s. Year 2014 resulted in setting of small Payment Banks in different nooks & corners of the country to a diametrically opposite step of mergers and consolidation of many weak public sector banks with a few large banks in 2018/19. What has been the economic & financial compulsions/reasons for such changes in five decades? (10 Marks)
2. Why banks are shifting gears from fund based lending to non-fund based lending? Explain different types of fund based and non-fund based lending activities. (10 Marks)
3. The issue of Non-Performing Assets (NPAs) in the Indian Banking sector has become the subject of much discussion and scrutiny. The banks capacity to lend has been severely affected by mounting NPAs, net worth of many banks have eroded and a number of banks have reported huge losses. In recent years plethora of rules and regulations have come from different RBI, Government, IMF, BASEL recommendations, etc to keep a tab on stressed assets and timely resolution.
In light of above statements:
a. Write the major reasons for increase on NPAs since last 10 years (5 Marks)
b. According to you what would be the mitigating factors/solutions for NPA management. (5 Marks)
For Nmims Assignments Contact
[email protected]
+91 95030-94040
doc_451541152.docx
For Nmims Assignments Contact
[email protected]
+91 95030-94040
Commercial Banking System & Role of RBI
1. Banking has taken a 360 degrees turn in period of 50 years starting from nationalization in 1969 of 14 private sector banks again to privatization of banks in 1990s. Year 2014 resulted in setting of small Payment Banks in different nooks & corners of the country to a diametrically opposite step of mergers and consolidation of many weak public sector banks with a few large banks in 2018/19. What has been the economic & financial compulsions/reasons for such changes in five decades? (10 Marks)
2. Why banks are shifting gears from fund based lending to non-fund based lending? Explain different types of fund based and non-fund based lending activities. (10 Marks)
3. The issue of Non-Performing Assets (NPAs) in the Indian Banking sector has become the subject of much discussion and scrutiny. The banks capacity to lend has been severely affected by mounting NPAs, net worth of many banks have eroded and a number of banks have reported huge losses. In recent years plethora of rules and regulations have come from different RBI, Government, IMF, BASEL recommendations, etc to keep a tab on stressed assets and timely resolution.
In light of above statements:
a. Write the major reasons for increase on NPAs since last 10 years (5 Marks)
b. According to you what would be the mitigating factors/solutions for NPA management. (5 Marks)
For Nmims Assignments Contact
[email protected]
+91 95030-94040
doc_451541152.docx