A mortgage is a sound investment. The real estate and mortgage industries are booming and most finance gurus are telling us to go in on some type of mortgage investment. Trillions of dollars are invested in residential mortgages; as well as commercial mortgage markets various insurances companies and pension funds. Individuals take part in these mortgage transactions through mutual funds by purchasing mortgages backed securities or mortgage obligations. Because mortgage loans are underwritten carefully with required credit and collateral, they are extremely safe investments.
Houston mortgage banks are trade organizations composed of loan origination companies, servicing companies and affiliated industry service providers. The Association actively promotes the interests of the mortgage lending industry through the work of its officers and directors, its committee system, its partnership with the Texas Mortgage Bankers Association and direct involvement in the local lending community. Through the collective voice of the Association, HMBA is dedicated to improving business operating conditions, industry profitability and participation in solving industry-wide problems.