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WHAT IS HORTICULTURE?
Horticulture is the science, business and art of growing and marketing fruits, vegetables, flowers, and ornamental plants. It’s unique among plant sciences because it not only involves science and technology, but it also incorporates art and design principles.
Horticulture can be divided into two groups - edible plants (fruits, vegetables, nuts) and aesthetic plants [meaning those grown for their beauty]. Olericulture is the study of the production, storage, processing, and marketing of vegetables. The science and techniques associated with fruit production is called pomology. Floriculture is the cultivation and management of cut flowers, flowering plants, and foliage plants. Nursery Management is the propagation and production of young trees, shrubs, ground covers, vines, herbaceous perennials, and grasses for use in exterior landscapes. Landscape horticulture involves the design, construction and maintenance of landscapes for homes, businesses and public areas. Career opportunities in horticulture are plentiful and growing, particularly in the field of Ornamental Horticulture. The Horticulture program at SFA can prepare you for entrance into a wide array of positions in production, marketing, sales, design,
and maintenance. installation
The simple definition
It's the area of land that catches rain and snow and drains or seeps into a marsh, stream, river, lake or groundwater.
You're sitting in a watershed now
Homes, farms, ranches, forests, small towns, big cities and more can make up watersheds. Some cross county, state, and even international borders. Watersheds come in all shapes and sizes. Some are millions of square miles, others are just a few acres. Just as creeks drain into rivers, watersheds are nearly always part of a larger watershed.
Watershed develpoment
The Green Revolution that transformed irrigated agriculture elsewhere in India had little effect in the rainfed, semi-arid regions. Agricultural productivity remained low, natural resources were degrading, and the people were poor. In the 1980s and 1990s, planners turned to watershed management to develop rainfed agriculture while conserving natural resources. By the late 1990s, India was spending US$500 million a year on watershed development projects. Strategies ranged from the purely technical to those that emphasized social organization. Little systematic analysis exists, however, on the success of the different approaches.
This study, based on a survey of 86 villages in Andhra Pradesh and Maharashtra states, attempts to fill that information gap by evaluating the projects' relative success in raising agricultural productivity, improving natural resource management, and reducing poverty. In looking at the question of what approaches enable a project to succeed, it uses both quantitative and qualitative analysis to compare project and nonproject villages before and after the projects were implemented. The authors find that projects involving the villagers in planning and decisionmaking performed better than their technocratic, top-down counterparts, but projects that combined participation with sound technical input performed best of all. All projects faced difficulties in ensuring that poor people shared the benefits of watershed development.
IRRIGATION
Irrigation is the replacement or supplementation of rainfall with water from another source in order to grow crops or plants. In contrast, agriculture that relies only on direct rainfall is sometimes referreD TO AS dryland farming. Overview
The water source for irrigation may be a nearby or distant body of lake or frozen water such as a river, spring, lake, aquifer, well, or snowpack. Depending on the distance of the source and the seasonality of rainfall, the water may be channelled directly to the agricultural fields or stored in reservoirs or cisterns for later use. In addition, the "harvesting" of local rain that falls on the roofs of buildings or on nearby unfarmed hills and its use to supplement the rain that falls directly on farmed fields also involves irrigation.
Various types of irrigation techniques differ in how the water obtained from the source is distributed within the field. In general, the goal is to supply the entire field uniformly with water, so that each plant has the amount of water it needs, neither too much nor too little.
== Types of irrigation == it is the irrigation of the gation it self
[edit] Overhead (sprinkler) irrigation
Overhead irrigation of blueberries in Plainville, New York.
Spray Head
In overhead or sprinkler irrigation, water is piped to one or more central locations within the field and distributed by overhead high-pressure sprinklers or guns or by lower-pressure sprays. A system utilizing sprinklers, sprays, or guns mounted overhead on permanently installed risers is often referred to as a solid-set irrigation system. Some sprinklers can also be hidden below ground level, if aesthetics is a concern, and pop up in response to increased water pressure. This type of system is commonly used in lawns, golf courses, cemeteries, parks, and other turf areas. Sprinklers that spray in a fixed pattern are generally called sprays or spray heads. Sprays are not usually designed to operate at pressures above 30 lbf/in² (200 kPa), due to misting problems that may develop. Higher pressure sprinklers that rotate are called rotors and are driven by a ball drive, gear drive, or impact mechanism. Rotors can be designed to rotate in a full or partial circle. Guns are similar to rotors, except that they generally operate at very high pressures of 40 to 130 lbf/in² (275 to 900 kPa) and flows of 50 to 1200 US gal/min (3 to 76 L/s), usually with nozzle diameters in the range of 0.5 to 1.9 inches (10 to 50 mm). Guns are used not only for irrigation, but also for industrial applications such as dust suppression and logging.
Irrigation with a tank tractor.
Sprinklers may also be mounted on moving platforms connected to the water source by a hose. Automatically moving wheeled systems known as traveling sprinklers may irrigate areas such as small farms, sports fields, parks, pastures, and cemeteries unattended. Most of these utilize a length of polyethylene tubing wound on a steel drum. As the tubing is wound on the drum powered by the irrigation water or a small gas engine, the sprinkler is pulled across the field. When the sprinkler arrives back at the reel the system shuts off. This type of system is known to most people as a "waterreel" traveling irrigation sprinkler and they are used extensively for dust suppression, irrigation, and land application of waste water.
Other travelers use a flat rubber hose that is dragged along behind while the sprinkler platform is pulled by a cable. These cable-type travelers are definitely old technology and their use is limited in todays modern irrigation projects.
Overhead irrigation is generally the best solution for most irrigation projects although drip irrigation is efficient in limited applications, which is mostly trees or produce. (See also center pivot irrigation.)
Manually assembled systems of piping that are broken down to permit tillage and harvesting are sometimes called "hand set" or "hand move pipe". These are also commonly used where permanently installed sprinklers or outlets are not desired or where low initial costs are a factor.
What Is Cluster Development?
The most common name for this new development approach is cluster development, but conservation design and a number of regional terms are applied to the same concept. Regardless of its name, the main objective of cluster development is to allow residential, or even commercial, development while still protecting the area’s environmental features, allowing for more open space, and protecting farmland and the character of rural communities.
Cluster developments differ from traditional developments in several ways. Cluster developments usually site homes on smaller lots and there is less emphasis on minimum lot size. However, the total number of homes, or density, on a given acreage does not necessarily increase over that allowed in the traditional subdivision designs. The same number of homes is clustered on a smaller portion of the total available land. The remaining land, which would have been allocated to individual home sites, is now converted into protected open space and shared by the residents of the subdivision and possibly the entire community. (It is important to note that there is flexibility on the “homes per land area” issue: some incentive-based ordinances allow for development of more homes in exchange for providing other non-required features that are desirable to the community.)
In most cases, local ordinances and regulations must be updated to facilitate building conservation development subdivisions. Road frontages, lot size, setbacks, and other traditional regulations must be redefined to permit the preservation of environmentally sensitive areas, rural architecture, historical sites, and other unique characteristics of the parcel of land being developed. Developers often cite local regulations as the primary reason more innovative designs are not used. More flexible regulations does not mean “anything goes,” however. Traditional codes must be replaced with new design standards that address the goals of conservation development, such as open space preservation, etc.
NABARD
COMMITTED TO RURAL PROSPERITY
National Bank for Agriculture And Rural Development
State Projects Department
Mumbai
RAINWATER HARVESTING : PROJECT FEASIBILITY AND FUNDING OPTIONS
Presentation by :
V.D. MATHUR,
GENERAL MANAGER
STATE PROJECTS DEPARTMENT
NABARD
MUMBAI
GENESIS
• A HIGH LEVEL EXPERT COMMITTEE (CRAFICARD) SET UP BY RBI IN 1979 RECOMMENDED FORMATION OF A NATIONAL LEVEL ORGANISTION FOR AGRICULTURE AND RURAL DEVELOPMENT.
• THUS, NABARD CAME INTO BEING ON 12 JULY 1982 UNDER AN ACT OF PARLIAMENT.
• TOOK OVER FUNCTIONS OF AGRICLTURE CREDIT DEPARTMENT(ACD) AND RURAL PLANNING & CREDIT CELL(RPCC) OF RBI AND AGRICULTURAL REFINANCE AND DEVELOPMENT CORPORATION (ARDC).
• IS THE APEX INSTITUTION DEALING WITH POLICY, PLANNING AND OPERATIONS IN THE FIELD OF CREDIT FOR AGRICULTURE AND RURAL DEVELOPMENT.
MISSION
PROMOTE SUSTAINABLE AND EQUITABLE AGRICULTURE AND RURAL PROSPERITY THROUGH EFFECTIVE CREDIT SUPPORT, RELATED SERVICES, INSTITUTION DEVELOPMENT AND OTHER INNOVATIVE INITIATIVES.
OBJECTIVES
• FACILITATING CREDIT FLOW FOR AGRICULTURE AND RURAL DEVELOPMENT.
• PROMOTING AND SUPPORTING POLICIES, PRACTICES AND INNOVATIONS CONDUCIVE TO RURAL DEVELOPMENT.
• STRENGTHENING RURAL CREDIT DELIVERY SYSTEM THROUGH INSTITUTIONAL DEVELOPMENT MEASURES.
• FOCUSSING ON POVERTY ALLEVIATION AND EMPLOYMENT GENERATION.
• SUPERVISING RURAL FINANCIAL INSTITUTIONS (CO-OPERATIVE BANKS AND REGIONAL RURAL BANKS).
INSTITUTIONS ELIGIBLE FOR REFINANCE
• SCBs, SCARDBs, RRBs, Commercial Banks, State Agriculture Development Finance Companies(ADFCs), Primary Urban Cooperative Banks(PUCBs) and State Governments
ELIGIBLE PURPOSES
• Farm Sector – Production Credit (Crop Loans) and Investment Credit
• Non-farm Sector – Investment activities of Artisans, Small Scale Industries, Tiny Sector, Village and Cottage Industries, Handicrafts, Handlooms, etc.
• Micro Credit – Revolving Fund Assistance to SHGs, Voluntary Agencies/NGOs.
• Loans to State Governments
o For Infrastructure Development under RIDF
o For Share Capital Contribution to Cooperative Credit Institutions
REFINANCE WINDOWS
• Automatic Refinance Facility – Release without prior sanction – Upto Rs. 20 lakh
• Project Based Lending
GROUND LEVEL GREDIT (IGIC) FLOW FOR AGRICULTURE - SHARE OF NABARD'S REFINANCE TO AGRICULTURE
NABARD’s SUPPORT TO AGRICULTURE AND ALLIED ACTIVITIES
• NABARD Refinance constitutes 28% of the total Ground Level Credit Flow to Agriculture and Allied Activities.
• Minor Irrigation and Forestry forms 21% of the total refinance to banks/financial institutions.
• Aggregate financial support to banks, financial institutions and State Governments during 2001-02 reached a new height of Rs.21,146 crore.
IMPACT OFNABARD'S INVESTMENT BEFINANCE (AS ON 31 MARCH 2002)
Sr. No. Activity Assets Financed
1 MINOR IRRIGATION Wells (Nos.)
Pumpsets (Nos.) 47.28 LAKH
21.28 LAKH
3 FARM MECHANISATION Tractors (Nos.)
Power Tillers (Nos.)
Other farm equipments (Nos.) 11.58 LAKH
1.43 LAKH
3.91 LAKH
4 LAND DEVELOPMENT (Ha.) 2939 LAKH
5 PLANT. & HORTICULTURE (Ha) 17.89 LAKH
6 FORESTRY (ETPs) 2305 LAKH
7 DAIRY DEVELOPMENT
(Nos. Milch Animals). 134.04 LAKH
1637 LAKH
8 POULTRY FARMING (Nos. Birds) 361.60 LAKH
9 SHEEP & GOAT (Nos. Animals) 16.11 LAKH
10 FISHERIES Mech. Boats (Nos.)
Other Boats (Nos.)
Brackish Water Aquculture (Ha.)
Fresh Water Aquaculture (Ha.) 21145
72124
4,778
3,39 LAKH
11 STORAGE (Tons) 151.08 LAKH
12 MARKET YARDS (Nos.) 1976
13 NFS UNITS (Nos.) 3760 LAKH
14 MICRO CREDIT LINKAGE (Cumulative No. of SHGs) 4..61 LAKH
NABARD'S ACHIEVEMENTS
• STRENGTHENING OF PROJECT BASED LENDING IN AGRICULTURE
• REFINANCE INFLUENCED FARM INVESTMENTS LEADING TO EMPLOYMENT, INCOME GENERATION AND PRODUCTIVITY
• PROMOTION OF NON-FARM SECTOR WITH CREDIT SUPPORT
• MICRO FINANCE INITIATIVES AND SHG - BANK LINKAGE EXPERIMENT
• SUCCESSFUL EXPERIMENTATION IN WATERSHED DEVELOPMENT WITH COMMUNITY PARTICIPATION
• FORAY INTO FINANCING RURAL INFRASTRUCTURE
• POINTED INTERVENTIONS FOR STRENGTHENING CO-OPERATIVE BANKS AND RRBs THROUGH BUSINESS PLANNING FRAMEWORK, MoU, ORGANISATION DEVELOPMENT AND TRAINING OF STAFF
• SETTING UP OF BANKER'S INSTITUTE OF RURAL DEVELOPMENT (BIRD)
STRENGTH OF NABARD
(As on 31 March 2002)
• Total Assets – Rs. 45,099 crore
• Total Disbursements – Rs. 18,075 crore
• Profit before Tax – Rs. 1,481 crore
• Net NPAs – Rs. 0.93 crore (0.0001%)
RURAL INFRASTRUCTURE DEVELOPMENT FUND (RIDF)
RIDF
• SET UP WITH NABARD IN 1995-96 WITH AN INITIAL CORPUS OF RS. 2000 CRORE.
• CORPUS FOR 2002-2003 = Rs.5500 CRORE,
PRESENT TOTAL CORPUS = RS. 28500 CRORE.
CONTRIBUTION
• BY WAY OF DEPOSITS FROM COMMERCIAL BANKS OUT OF SHORTFALL IN THEIR AGRICULTURAL/PRIORITY SECTOR LENDING TARGET.
OBJECTIVES
• TO CREATE AND STRENGTHEN RURAL INFRASTRUCTURE
• TO GENERATE ADDITIONAL EMPLOYMENT OPPORTUNITIES
• TO ACCELERATE OVERALL GROWTH RATE
• TO IMPROVE THE QUALITY OF LIFE OF RURAL MASSES
ELIGIBLE PURPOSES
• Incomplete/Ongoing or New Minor, Medium and Major
• Irrigation Projects
• Flood Protection and drainage
• Watershed Management, Rainwater Harvesting Projects
• Soil & Moisture Conservation, Forest Management Projects
• Rural Roads and Bridge Projects
• Construction of Terminal Rural Markets, Rural Haats, Godowns and Cold Storages
• Primary School Buildings, Health Centres, Anganwadis, Shishu Shiksha Kendras
• Rural Drinking Water Supply, Citizen Information Centres under IT
• Mini Hydel and System Improvement Projects under Power Sector, etc.
FEATURES OF RIDF
• Loans sanctioned to State Governments, Panchayati Raj Institutions (PRIs), Self Help Groups (SHGs), Non-Governmental Organisations (NGOs)
• Project Based Loans
• Projects with shorter gestation period (2 years) given priority.
• Rate of interest on loans – 8.5% p.a.
• Repayment period – 7 years including 2-3 years gestation period
• Extent of loans – upto 90% of the project cost
• Project appraised for technical feasibility, financial viability, economic and social benefits
• Loans sanctioned by a Committee constituted by NABARD Board
• Monitoring through High Power Committee and regular field visits by NABARD officials
• Capacity Building of State Government Officials and Implementing agencies
SANCTIONS UNDER RIDF
• No. of Projects sanctioned – 2.39 lakh
• Total loan sanctioned under 8 Tranches of RIDF – Rs.25033.91 crore
• Irrigation and Watershed Development constitute 36% of the total sanctions
RIDF – SANCTIONS & DISBURSEMENTS
(AS ON 31 MARCH 2002)
ENVISAGED BENEFITS
• Creation of additional irrigation potential in 67.70 lakh ha.
• Addition of 1.31 lakh km. long rural road network & 231 km. bridge length
• Contribution to the GDP to the tune of Rs. 7,813 crore
• Generation of recurring employment of 37.70 lakh jobs and non-recurring employment of 9,860 lakh person days, due to increased irrigation
• Generation of non-recurring employment expected from non-irrigation projects: 11,178 lakh person days
WHAT IS WATER HARVESTING?
• ANY ACTIVITY TAKEN UP OR STRUCTURE CONSTRUCTED TO STORE OR DIRECT RAIN WATER / WATER AVAILABLE ON SURFACE TO ADD TO SOIL MOISTURE CONTENTS AND INCREASE IN GROUND WATER RESOURCES.
• Rain water is primary source of water. We use hardly 10—15 % annually.
• River, Lakes, Ponds, Reservoirs (Dams), Ground water are secondary sources.
• Population increase, more use per capita, water intensive crops, vagaries/uncertainty & changing monsoon patterns have made us depend on secondary sources.
• Depleting ground water resources, siltation of surface water, shoring reservoirs (dams, ponds, tanks, etc.) have compelled us to resort to Rainwater / Water Harvesting to augment secondary sources.
WATER HARVESTING ( CONTD…..)
• Only construction of Water Harvesting Structures may not do miracles. A Holistic approach on Watershed basis is the need of the hour.
• Under Watershed Development approach, measures are taken to reduce the velocity of surface water, anti-soil erosion, etc. by :
a) Area Treatment Measures (ATM)
(By treatment of Govt., Private, Panchayat Revenue Land)
Cross section of CCT, CST,WAT Contour Bund, New Farm/Field Bund, Outlets, Gully Plugs – Plantation, seeding of grass, silviculture, etc.
b) Drainage Line Treatment Measures (DLT)
Objective – To Reduce Run-off velocity for safe disposal of excess run-off, Induce percolation through storage structures to recharge ground water.
Type of DLT Measures – Velocity reduction/silt detention/safe water disposal structures not for storage – gully plug, loose boulder structure, gabians, storage/ground water recharge structures not for water lifting, nala bunds, check weir/dam/anicuts – Enhance recharge.
RIDF - RAINWATER HARVESTING
• 1703 Water Management Projects sanctioned in the States of A.P., Haryana, H.P, J&K, U.P. and West Bengal worth Rs. 445 crore.
• 1653 Forest Management Projects sanctioned in A.P.worth Rs.100 crore.
• 1010 Soil & Moisture Conservation Projects sanctioned in A,P., Kerala, Meghalaya and Nagaland worth Rs. 365 crore.
• Presently, NABARD is in the process of sanctioning 182 Check Dams and Nala Bunds worth Rs.6.26 crore in 5 districts of Tamil Nadu.
• Around 75% of the total project outlay is for construction of Water Harvesting structures.
• Most of the irrigation projects sanctioned under different tranches of RIDF have construction of Water Harvesting structures as a component (As for instance, construction of 5000 check dams in Gujarat, 2101 Water Harvesting structure as part of the Famine Relief Works in Rajasthan, etc.)
• NABARD has sanctioned 1.70 lakh irrigation projects to create irrigation potential of 6.77 million ha.
• Applied Irrigation contributes to building water table. An estimated 15% to 40% applied water percolates down. Assuming average delta as one meter, about 20% infiltrates down which, in effect, means that 1.69 million ha. metre of water is getting recharged.
• NABARD emphasises Participatory Management Approach through people’s whole hearted involvement in project implementation to realise optimum benefits.
FUNDING OPTIONS
• FROM NABARD
• Under Rural Infrastructure Development Fund (RIDF)
• Under Watershed Development Fund (WDF)
• FROM GOVT. OF INDIA
Under Govt. of India Schemes of Watershed Development
• FROM EXTERNAL FUNDING AGENCIES
World Bank, IDA, Asian Development Bank, KfW, etc.
FUNDING OPTIONS (contd.)
NABARD – RIDF
• Prioritisation of projects by State Governments
• Projects must generate adequate income earning capacity
• Projects must lead to enhancement of employment opportunities
• Ongoing incomplete projects given priority – To unlock sunk investments
• Short gestation projects given priority
• Projects should be cost effective, technically feasible and financially viable
• Projects in Tribal and Drought Prone areas preferred
• Projects with better Water Harvesting capabilities preferred
• Loan sanctioned upto 90% of Project Outlay – 10% being State Govt. contribution
• Rate of interest – 8.5% p.a.
• Repayment Period – 7 years including gestation period
FUNDING OPTIONS (contd.)
NABARD – WATERSHED DEVELOPMENT FUND(WDF)
• Corpus – Rs.200 crore (Relatively smaller Corpus as compared to RIDF)
• Of the total Corpus, Rs.134 crore earmarked for loans to State Governments and balance Rs.66 crore for Capacity Building Phase
• No risk towards diversion of funds
• Rate of interest – 6.5% p.a.
• Repayment period – 9 years, Gestatation period – 3 years
• Loans are sanctioned only on signing of MoUs by State Governments with NABARD
• High Powered Steering Committee to decide on activities to be taken up beside regular monitoring
• Project implementation by Village level Community Organisations (eg,VWCs)
• NGOs act as catalytic agents
PROJECT SANCTIONING AND IMPLEMENTATION MECHANISM
• Application by community based organisation (CBOs)
• Screening by NABARD staff
• Financial sanction by NABARD for a capacity building phase (CBP) + project preparation.
• Project report preparation.
• Project scrutiny by NABARD staff
• Approval by State Steering Mechanism
• Financial sanction by NABARD/CSC
• Implementation
• Funds released by NABARD
• Project completion report by NABARD staff
• Project completion review by Staff Steering Committee
Horticulture is the science, business and art of growing and marketing fruits, vegetables, flowers, and ornamental plants. It’s unique among plant sciences because it not only involves science and technology, but it also incorporates art and design principles.
Horticulture can be divided into two groups - edible plants (fruits, vegetables, nuts) and aesthetic plants [meaning those grown for their beauty]. Olericulture is the study of the production, storage, processing, and marketing of vegetables. The science and techniques associated with fruit production is called pomology. Floriculture is the cultivation and management of cut flowers, flowering plants, and foliage plants. Nursery Management is the propagation and production of young trees, shrubs, ground covers, vines, herbaceous perennials, and grasses for use in exterior landscapes. Landscape horticulture involves the design, construction and maintenance of landscapes for homes, businesses and public areas. Career opportunities in horticulture are plentiful and growing, particularly in the field of Ornamental Horticulture. The Horticulture program at SFA can prepare you for entrance into a wide array of positions in production, marketing, sales, design,
and maintenance. installation
The simple definition
It's the area of land that catches rain and snow and drains or seeps into a marsh, stream, river, lake or groundwater.
You're sitting in a watershed now
Homes, farms, ranches, forests, small towns, big cities and more can make up watersheds. Some cross county, state, and even international borders. Watersheds come in all shapes and sizes. Some are millions of square miles, others are just a few acres. Just as creeks drain into rivers, watersheds are nearly always part of a larger watershed.
Watershed develpoment
The Green Revolution that transformed irrigated agriculture elsewhere in India had little effect in the rainfed, semi-arid regions. Agricultural productivity remained low, natural resources were degrading, and the people were poor. In the 1980s and 1990s, planners turned to watershed management to develop rainfed agriculture while conserving natural resources. By the late 1990s, India was spending US$500 million a year on watershed development projects. Strategies ranged from the purely technical to those that emphasized social organization. Little systematic analysis exists, however, on the success of the different approaches.
This study, based on a survey of 86 villages in Andhra Pradesh and Maharashtra states, attempts to fill that information gap by evaluating the projects' relative success in raising agricultural productivity, improving natural resource management, and reducing poverty. In looking at the question of what approaches enable a project to succeed, it uses both quantitative and qualitative analysis to compare project and nonproject villages before and after the projects were implemented. The authors find that projects involving the villagers in planning and decisionmaking performed better than their technocratic, top-down counterparts, but projects that combined participation with sound technical input performed best of all. All projects faced difficulties in ensuring that poor people shared the benefits of watershed development.
IRRIGATION
Irrigation is the replacement or supplementation of rainfall with water from another source in order to grow crops or plants. In contrast, agriculture that relies only on direct rainfall is sometimes referreD TO AS dryland farming. Overview
The water source for irrigation may be a nearby or distant body of lake or frozen water such as a river, spring, lake, aquifer, well, or snowpack. Depending on the distance of the source and the seasonality of rainfall, the water may be channelled directly to the agricultural fields or stored in reservoirs or cisterns for later use. In addition, the "harvesting" of local rain that falls on the roofs of buildings or on nearby unfarmed hills and its use to supplement the rain that falls directly on farmed fields also involves irrigation.
Various types of irrigation techniques differ in how the water obtained from the source is distributed within the field. In general, the goal is to supply the entire field uniformly with water, so that each plant has the amount of water it needs, neither too much nor too little.
== Types of irrigation == it is the irrigation of the gation it self
[edit] Overhead (sprinkler) irrigation
Overhead irrigation of blueberries in Plainville, New York.
Spray Head
In overhead or sprinkler irrigation, water is piped to one or more central locations within the field and distributed by overhead high-pressure sprinklers or guns or by lower-pressure sprays. A system utilizing sprinklers, sprays, or guns mounted overhead on permanently installed risers is often referred to as a solid-set irrigation system. Some sprinklers can also be hidden below ground level, if aesthetics is a concern, and pop up in response to increased water pressure. This type of system is commonly used in lawns, golf courses, cemeteries, parks, and other turf areas. Sprinklers that spray in a fixed pattern are generally called sprays or spray heads. Sprays are not usually designed to operate at pressures above 30 lbf/in² (200 kPa), due to misting problems that may develop. Higher pressure sprinklers that rotate are called rotors and are driven by a ball drive, gear drive, or impact mechanism. Rotors can be designed to rotate in a full or partial circle. Guns are similar to rotors, except that they generally operate at very high pressures of 40 to 130 lbf/in² (275 to 900 kPa) and flows of 50 to 1200 US gal/min (3 to 76 L/s), usually with nozzle diameters in the range of 0.5 to 1.9 inches (10 to 50 mm). Guns are used not only for irrigation, but also for industrial applications such as dust suppression and logging.
Irrigation with a tank tractor.
Sprinklers may also be mounted on moving platforms connected to the water source by a hose. Automatically moving wheeled systems known as traveling sprinklers may irrigate areas such as small farms, sports fields, parks, pastures, and cemeteries unattended. Most of these utilize a length of polyethylene tubing wound on a steel drum. As the tubing is wound on the drum powered by the irrigation water or a small gas engine, the sprinkler is pulled across the field. When the sprinkler arrives back at the reel the system shuts off. This type of system is known to most people as a "waterreel" traveling irrigation sprinkler and they are used extensively for dust suppression, irrigation, and land application of waste water.
Other travelers use a flat rubber hose that is dragged along behind while the sprinkler platform is pulled by a cable. These cable-type travelers are definitely old technology and their use is limited in todays modern irrigation projects.
Overhead irrigation is generally the best solution for most irrigation projects although drip irrigation is efficient in limited applications, which is mostly trees or produce. (See also center pivot irrigation.)
Manually assembled systems of piping that are broken down to permit tillage and harvesting are sometimes called "hand set" or "hand move pipe". These are also commonly used where permanently installed sprinklers or outlets are not desired or where low initial costs are a factor.
What Is Cluster Development?
The most common name for this new development approach is cluster development, but conservation design and a number of regional terms are applied to the same concept. Regardless of its name, the main objective of cluster development is to allow residential, or even commercial, development while still protecting the area’s environmental features, allowing for more open space, and protecting farmland and the character of rural communities.
Cluster developments differ from traditional developments in several ways. Cluster developments usually site homes on smaller lots and there is less emphasis on minimum lot size. However, the total number of homes, or density, on a given acreage does not necessarily increase over that allowed in the traditional subdivision designs. The same number of homes is clustered on a smaller portion of the total available land. The remaining land, which would have been allocated to individual home sites, is now converted into protected open space and shared by the residents of the subdivision and possibly the entire community. (It is important to note that there is flexibility on the “homes per land area” issue: some incentive-based ordinances allow for development of more homes in exchange for providing other non-required features that are desirable to the community.)
In most cases, local ordinances and regulations must be updated to facilitate building conservation development subdivisions. Road frontages, lot size, setbacks, and other traditional regulations must be redefined to permit the preservation of environmentally sensitive areas, rural architecture, historical sites, and other unique characteristics of the parcel of land being developed. Developers often cite local regulations as the primary reason more innovative designs are not used. More flexible regulations does not mean “anything goes,” however. Traditional codes must be replaced with new design standards that address the goals of conservation development, such as open space preservation, etc.
NABARD
COMMITTED TO RURAL PROSPERITY
National Bank for Agriculture And Rural Development
State Projects Department
Mumbai
RAINWATER HARVESTING : PROJECT FEASIBILITY AND FUNDING OPTIONS
Presentation by :
V.D. MATHUR,
GENERAL MANAGER
STATE PROJECTS DEPARTMENT
NABARD
MUMBAI
GENESIS
• A HIGH LEVEL EXPERT COMMITTEE (CRAFICARD) SET UP BY RBI IN 1979 RECOMMENDED FORMATION OF A NATIONAL LEVEL ORGANISTION FOR AGRICULTURE AND RURAL DEVELOPMENT.
• THUS, NABARD CAME INTO BEING ON 12 JULY 1982 UNDER AN ACT OF PARLIAMENT.
• TOOK OVER FUNCTIONS OF AGRICLTURE CREDIT DEPARTMENT(ACD) AND RURAL PLANNING & CREDIT CELL(RPCC) OF RBI AND AGRICULTURAL REFINANCE AND DEVELOPMENT CORPORATION (ARDC).
• IS THE APEX INSTITUTION DEALING WITH POLICY, PLANNING AND OPERATIONS IN THE FIELD OF CREDIT FOR AGRICULTURE AND RURAL DEVELOPMENT.
MISSION
PROMOTE SUSTAINABLE AND EQUITABLE AGRICULTURE AND RURAL PROSPERITY THROUGH EFFECTIVE CREDIT SUPPORT, RELATED SERVICES, INSTITUTION DEVELOPMENT AND OTHER INNOVATIVE INITIATIVES.
OBJECTIVES
• FACILITATING CREDIT FLOW FOR AGRICULTURE AND RURAL DEVELOPMENT.
• PROMOTING AND SUPPORTING POLICIES, PRACTICES AND INNOVATIONS CONDUCIVE TO RURAL DEVELOPMENT.
• STRENGTHENING RURAL CREDIT DELIVERY SYSTEM THROUGH INSTITUTIONAL DEVELOPMENT MEASURES.
• FOCUSSING ON POVERTY ALLEVIATION AND EMPLOYMENT GENERATION.
• SUPERVISING RURAL FINANCIAL INSTITUTIONS (CO-OPERATIVE BANKS AND REGIONAL RURAL BANKS).
INSTITUTIONS ELIGIBLE FOR REFINANCE
• SCBs, SCARDBs, RRBs, Commercial Banks, State Agriculture Development Finance Companies(ADFCs), Primary Urban Cooperative Banks(PUCBs) and State Governments
ELIGIBLE PURPOSES
• Farm Sector – Production Credit (Crop Loans) and Investment Credit
• Non-farm Sector – Investment activities of Artisans, Small Scale Industries, Tiny Sector, Village and Cottage Industries, Handicrafts, Handlooms, etc.
• Micro Credit – Revolving Fund Assistance to SHGs, Voluntary Agencies/NGOs.
• Loans to State Governments
o For Infrastructure Development under RIDF
o For Share Capital Contribution to Cooperative Credit Institutions
REFINANCE WINDOWS
• Automatic Refinance Facility – Release without prior sanction – Upto Rs. 20 lakh
• Project Based Lending
GROUND LEVEL GREDIT (IGIC) FLOW FOR AGRICULTURE - SHARE OF NABARD'S REFINANCE TO AGRICULTURE
NABARD’s SUPPORT TO AGRICULTURE AND ALLIED ACTIVITIES
• NABARD Refinance constitutes 28% of the total Ground Level Credit Flow to Agriculture and Allied Activities.
• Minor Irrigation and Forestry forms 21% of the total refinance to banks/financial institutions.
• Aggregate financial support to banks, financial institutions and State Governments during 2001-02 reached a new height of Rs.21,146 crore.
IMPACT OFNABARD'S INVESTMENT BEFINANCE (AS ON 31 MARCH 2002)
Sr. No. Activity Assets Financed
1 MINOR IRRIGATION Wells (Nos.)
Pumpsets (Nos.) 47.28 LAKH
21.28 LAKH
3 FARM MECHANISATION Tractors (Nos.)
Power Tillers (Nos.)
Other farm equipments (Nos.) 11.58 LAKH
1.43 LAKH
3.91 LAKH
4 LAND DEVELOPMENT (Ha.) 2939 LAKH
5 PLANT. & HORTICULTURE (Ha) 17.89 LAKH
6 FORESTRY (ETPs) 2305 LAKH
7 DAIRY DEVELOPMENT
(Nos. Milch Animals). 134.04 LAKH
1637 LAKH
8 POULTRY FARMING (Nos. Birds) 361.60 LAKH
9 SHEEP & GOAT (Nos. Animals) 16.11 LAKH
10 FISHERIES Mech. Boats (Nos.)
Other Boats (Nos.)
Brackish Water Aquculture (Ha.)
Fresh Water Aquaculture (Ha.) 21145
72124
4,778
3,39 LAKH
11 STORAGE (Tons) 151.08 LAKH
12 MARKET YARDS (Nos.) 1976
13 NFS UNITS (Nos.) 3760 LAKH
14 MICRO CREDIT LINKAGE (Cumulative No. of SHGs) 4..61 LAKH
NABARD'S ACHIEVEMENTS
• STRENGTHENING OF PROJECT BASED LENDING IN AGRICULTURE
• REFINANCE INFLUENCED FARM INVESTMENTS LEADING TO EMPLOYMENT, INCOME GENERATION AND PRODUCTIVITY
• PROMOTION OF NON-FARM SECTOR WITH CREDIT SUPPORT
• MICRO FINANCE INITIATIVES AND SHG - BANK LINKAGE EXPERIMENT
• SUCCESSFUL EXPERIMENTATION IN WATERSHED DEVELOPMENT WITH COMMUNITY PARTICIPATION
• FORAY INTO FINANCING RURAL INFRASTRUCTURE
• POINTED INTERVENTIONS FOR STRENGTHENING CO-OPERATIVE BANKS AND RRBs THROUGH BUSINESS PLANNING FRAMEWORK, MoU, ORGANISATION DEVELOPMENT AND TRAINING OF STAFF
• SETTING UP OF BANKER'S INSTITUTE OF RURAL DEVELOPMENT (BIRD)
STRENGTH OF NABARD
(As on 31 March 2002)
• Total Assets – Rs. 45,099 crore
• Total Disbursements – Rs. 18,075 crore
• Profit before Tax – Rs. 1,481 crore
• Net NPAs – Rs. 0.93 crore (0.0001%)
RURAL INFRASTRUCTURE DEVELOPMENT FUND (RIDF)
RIDF
• SET UP WITH NABARD IN 1995-96 WITH AN INITIAL CORPUS OF RS. 2000 CRORE.
• CORPUS FOR 2002-2003 = Rs.5500 CRORE,
PRESENT TOTAL CORPUS = RS. 28500 CRORE.
CONTRIBUTION
• BY WAY OF DEPOSITS FROM COMMERCIAL BANKS OUT OF SHORTFALL IN THEIR AGRICULTURAL/PRIORITY SECTOR LENDING TARGET.
OBJECTIVES
• TO CREATE AND STRENGTHEN RURAL INFRASTRUCTURE
• TO GENERATE ADDITIONAL EMPLOYMENT OPPORTUNITIES
• TO ACCELERATE OVERALL GROWTH RATE
• TO IMPROVE THE QUALITY OF LIFE OF RURAL MASSES
ELIGIBLE PURPOSES
• Incomplete/Ongoing or New Minor, Medium and Major
• Irrigation Projects
• Flood Protection and drainage
• Watershed Management, Rainwater Harvesting Projects
• Soil & Moisture Conservation, Forest Management Projects
• Rural Roads and Bridge Projects
• Construction of Terminal Rural Markets, Rural Haats, Godowns and Cold Storages
• Primary School Buildings, Health Centres, Anganwadis, Shishu Shiksha Kendras
• Rural Drinking Water Supply, Citizen Information Centres under IT
• Mini Hydel and System Improvement Projects under Power Sector, etc.
FEATURES OF RIDF
• Loans sanctioned to State Governments, Panchayati Raj Institutions (PRIs), Self Help Groups (SHGs), Non-Governmental Organisations (NGOs)
• Project Based Loans
• Projects with shorter gestation period (2 years) given priority.
• Rate of interest on loans – 8.5% p.a.
• Repayment period – 7 years including 2-3 years gestation period
• Extent of loans – upto 90% of the project cost
• Project appraised for technical feasibility, financial viability, economic and social benefits
• Loans sanctioned by a Committee constituted by NABARD Board
• Monitoring through High Power Committee and regular field visits by NABARD officials
• Capacity Building of State Government Officials and Implementing agencies
SANCTIONS UNDER RIDF
• No. of Projects sanctioned – 2.39 lakh
• Total loan sanctioned under 8 Tranches of RIDF – Rs.25033.91 crore
• Irrigation and Watershed Development constitute 36% of the total sanctions
RIDF – SANCTIONS & DISBURSEMENTS
(AS ON 31 MARCH 2002)
ENVISAGED BENEFITS
• Creation of additional irrigation potential in 67.70 lakh ha.
• Addition of 1.31 lakh km. long rural road network & 231 km. bridge length
• Contribution to the GDP to the tune of Rs. 7,813 crore
• Generation of recurring employment of 37.70 lakh jobs and non-recurring employment of 9,860 lakh person days, due to increased irrigation
• Generation of non-recurring employment expected from non-irrigation projects: 11,178 lakh person days
WHAT IS WATER HARVESTING?
• ANY ACTIVITY TAKEN UP OR STRUCTURE CONSTRUCTED TO STORE OR DIRECT RAIN WATER / WATER AVAILABLE ON SURFACE TO ADD TO SOIL MOISTURE CONTENTS AND INCREASE IN GROUND WATER RESOURCES.
• Rain water is primary source of water. We use hardly 10—15 % annually.
• River, Lakes, Ponds, Reservoirs (Dams), Ground water are secondary sources.
• Population increase, more use per capita, water intensive crops, vagaries/uncertainty & changing monsoon patterns have made us depend on secondary sources.
• Depleting ground water resources, siltation of surface water, shoring reservoirs (dams, ponds, tanks, etc.) have compelled us to resort to Rainwater / Water Harvesting to augment secondary sources.
WATER HARVESTING ( CONTD…..)
• Only construction of Water Harvesting Structures may not do miracles. A Holistic approach on Watershed basis is the need of the hour.
• Under Watershed Development approach, measures are taken to reduce the velocity of surface water, anti-soil erosion, etc. by :
a) Area Treatment Measures (ATM)
(By treatment of Govt., Private, Panchayat Revenue Land)
Cross section of CCT, CST,WAT Contour Bund, New Farm/Field Bund, Outlets, Gully Plugs – Plantation, seeding of grass, silviculture, etc.
b) Drainage Line Treatment Measures (DLT)
Objective – To Reduce Run-off velocity for safe disposal of excess run-off, Induce percolation through storage structures to recharge ground water.
Type of DLT Measures – Velocity reduction/silt detention/safe water disposal structures not for storage – gully plug, loose boulder structure, gabians, storage/ground water recharge structures not for water lifting, nala bunds, check weir/dam/anicuts – Enhance recharge.
RIDF - RAINWATER HARVESTING
• 1703 Water Management Projects sanctioned in the States of A.P., Haryana, H.P, J&K, U.P. and West Bengal worth Rs. 445 crore.
• 1653 Forest Management Projects sanctioned in A.P.worth Rs.100 crore.
• 1010 Soil & Moisture Conservation Projects sanctioned in A,P., Kerala, Meghalaya and Nagaland worth Rs. 365 crore.
• Presently, NABARD is in the process of sanctioning 182 Check Dams and Nala Bunds worth Rs.6.26 crore in 5 districts of Tamil Nadu.
• Around 75% of the total project outlay is for construction of Water Harvesting structures.
• Most of the irrigation projects sanctioned under different tranches of RIDF have construction of Water Harvesting structures as a component (As for instance, construction of 5000 check dams in Gujarat, 2101 Water Harvesting structure as part of the Famine Relief Works in Rajasthan, etc.)
• NABARD has sanctioned 1.70 lakh irrigation projects to create irrigation potential of 6.77 million ha.
• Applied Irrigation contributes to building water table. An estimated 15% to 40% applied water percolates down. Assuming average delta as one meter, about 20% infiltrates down which, in effect, means that 1.69 million ha. metre of water is getting recharged.
• NABARD emphasises Participatory Management Approach through people’s whole hearted involvement in project implementation to realise optimum benefits.
FUNDING OPTIONS
• FROM NABARD
• Under Rural Infrastructure Development Fund (RIDF)
• Under Watershed Development Fund (WDF)
• FROM GOVT. OF INDIA
Under Govt. of India Schemes of Watershed Development
• FROM EXTERNAL FUNDING AGENCIES
World Bank, IDA, Asian Development Bank, KfW, etc.
FUNDING OPTIONS (contd.)
NABARD – RIDF
• Prioritisation of projects by State Governments
• Projects must generate adequate income earning capacity
• Projects must lead to enhancement of employment opportunities
• Ongoing incomplete projects given priority – To unlock sunk investments
• Short gestation projects given priority
• Projects should be cost effective, technically feasible and financially viable
• Projects in Tribal and Drought Prone areas preferred
• Projects with better Water Harvesting capabilities preferred
• Loan sanctioned upto 90% of Project Outlay – 10% being State Govt. contribution
• Rate of interest – 8.5% p.a.
• Repayment Period – 7 years including gestation period
FUNDING OPTIONS (contd.)
NABARD – WATERSHED DEVELOPMENT FUND(WDF)
• Corpus – Rs.200 crore (Relatively smaller Corpus as compared to RIDF)
• Of the total Corpus, Rs.134 crore earmarked for loans to State Governments and balance Rs.66 crore for Capacity Building Phase
• No risk towards diversion of funds
• Rate of interest – 6.5% p.a.
• Repayment period – 9 years, Gestatation period – 3 years
• Loans are sanctioned only on signing of MoUs by State Governments with NABARD
• High Powered Steering Committee to decide on activities to be taken up beside regular monitoring
• Project implementation by Village level Community Organisations (eg,VWCs)
• NGOs act as catalytic agents
PROJECT SANCTIONING AND IMPLEMENTATION MECHANISM
• Application by community based organisation (CBOs)
• Screening by NABARD staff
• Financial sanction by NABARD for a capacity building phase (CBP) + project preparation.
• Project report preparation.
• Project scrutiny by NABARD staff
• Approval by State Steering Mechanism
• Financial sanction by NABARD/CSC
• Implementation
• Funds released by NABARD
• Project completion report by NABARD staff
• Project completion review by Staff Steering Committee