I’m a direct mandate to a certified and efficient providers who specialized in Financial Instruments such as, Bank Guarantee and Standby Letter of Credit (BG/SBLC) for lease and sale, and loan facilities.
We know finding a genuine and efficient providers of financial instrument is very challenging lately. Our Instruments are easily monetized on your behalf for project funding, and the rates depend on the face value of the instrument needed.
SBLC/BG: Sale & Lease At Purchasing 32% + 2% Leasing Fee At 4% + 2% and other financial instruments, at reasonable prices, Issuance by top AA rated Bank in Europe, Middle East.
We will be glad to share our working procedures at your request I will send you DOA to help us proceed towards closing deals effectively.
This advertisement, dated October 8, 2020, offers "FRESH CUT BG/SBLC (Bank Guarantee/Standby Letter of Credit) for LEASE & PURCHASE," along with loan facilities.
Key Claims and Offers:
Financial Instruments: Specializes in Bank Guarantees (BG) and Standby Letters of Credit (SBLC) for both lease and sale.
Monetization: Claims instruments are "easily monetized on your behalf for project funding."
Pricing:
Purchase: 32% + 2%
Lease: 4% + 2%
Other financial instruments also available at "reasonable prices."
Issuing Banks: States instruments are issued by "top AA rated Bank in Europe, Middle East."
Procedure: Promises to share "working procedures" and a "DOA (Deed of Agreement)" upon request to "proceed towards closing deals effectively."
Contact Information: Provides a WhatsApp number (+3197010211249), a Gmail address ([email protected]), and the name of the "Mandate": Mr. Stephinger Christoph.
Company Name: "SECURE FINANCE LIMITED."
Analysis and Red Flags:
This advertisement displays several significant red flags commonly associated with financial scams, particularly prime bank instrument fraud or advance fee fraud:
"Fresh Cut" Instruments: This term is frequently used in fraudulent schemes to imply newly issued, high-value, unencumbered instruments that are supposedly available for lease or sale outside conventional banking channels. Legitimate BGs/SBLCs are issued by banks to specific clients for specific transactions, not "fresh cut" for a generic market.
"Lease" of BGs/SBLCs for Project Funding: Legitimate banks do not "lease" BGs or SBLCs as a means for recipients to obtain 100% project funding. While SBLCs can be used as collateral, they are typically issued for specific trade or credit enhancement purposes and are backed by the applicant's assets. The concept of "leasing" them for a small percentage of face value to then "monetize" for full funding is a hallmark of fraud.
Unrealistic Pricing (4%+2% for Lease, 32%+2% for Purchase): The fees quoted (especially the 4%+2% for leasing) are extraordinarily low for instruments that are supposedly from "top AA rated banks" and can be "easily monetized" for significant funding. Legitimate banking fees and requirements for such instruments are much more stringent and are based on the client's creditworthiness and the nature of the underlying transaction.
Promise of Easy Monetization: The claim that instruments are "easily monetized on your behalf for project funding" is a common lure. Legitimate monetization of bank instruments is a complex process that depends heavily on the creditworthiness of the monetizing entity and requires the instrument to be owned, not merely "leased."
Generic Email Address: The use of a free Gmail address ([email protected]) for a purported "certified and efficient providers" under a company name "SECURE FINANCE LIMITED" is highly unprofessional and suspicious. Legitimate financial entities use corporate email domains.
Lack of Verifiable Information: There is no verifiable corporate website for "SECURE FINANCE LIMITED" provided, nor is there readily available public information about a "Mr. Stephinger Christoph" associated with a legitimate financial firm offering these services. The name "Secure Finance Limited" is also generic and could be easily adopted.
DOA (Deed of Agreement) Promise: While legitimate transactions involve agreements, offering to send a "DOA" without first establishing verifiable credentials and undergoing proper due diligence from both sides is suspicious. These "DOAs" in fraudulent schemes often contain clauses that demand upfront fees (advance fees) before any instrument is supposedly delivered.
Conclusion:
This advertisement carries strong indicators of a scam. The language, unrealistic promises, and lack of professional contact details are classic characteristics of fraudulent schemes designed to solicit advance fees from individuals or businesses seeking quick and easy funding.
It is highly recommended to avoid engaging with this offer and to report it if possible. Legitimate financial services involving high-value instruments are conducted through regulated banks and financial institutions with verifiable credentials.
