Description
Adaptable and responsive – Consultancy/Advisory services are core, however, over the years Culver has successfully exploited opportunities in a number of fields including motor distribution, travel insurance and property development
Independent Financial Advice for
Families and Businesses
Page 2
Agenda
• Why appoint Culver?
• Overview of services
• Meet the team
• How we work
Page 3
Why appoint Culver?
• An innovative entrepreneurial company established in 1991
by former partners of Touche Ross (now Deloittes)
• Adaptable and responsive – Consultancy/Advisory services
are core, however, over the years Culver has successfully
exploited opportunities in a number of fields including motor
distribution, travel insurance and property development
• Expertise in a range of fields including accountancy, financial
planning, employee benefits, commercial finance and legal
services. We understand your business
Page 4
Overview of services
• Employee benefits consultancy:
– Design and implement a benefit scheme within employer
budget and reflecting employee demographics
– From simple group stakeholder arrangements to complete
flexible benefits package
– Effectively communicate value of package to employees
– Peer group benchmarking – how does your package
compare with that of your competitors and what is its
perceived value?
– Regular review package to ensure continued compatibility
and value
Overview of services
• Business protection:
– Protecting against the financial consequences of
premature death/serious ill health of a business owner
– Ensuring business is adequately compensated for the
financial implication of loss of key employee due to death
or ill health
– Exit planning
Page 5
Overview of services
• Financial counselling for employees
– Advice to new joiners
– Opportunity to discuss a range personal finance issues
including:
• Pension transfer
• Property finance
• Family Protection
• Wealth building
Overview of services
• Executive Financial Planning
– A bespoke service covering:
• Retirement strategies
• Tax planning
• Wealth management
• Lifestyle planning
• Risk management
• School fees funding
• Residency and domicile issues
Commercial Insurance
• Provide a whole of market and Lloyds broking service
covering:
– professional indemnity insurance (law firms, accountants
etc)
– Public liability
– Employers liability
– Property owners insurance
– Aviation
Meet the team
Richard Brazier Philip Gregory
Philip started his healthcare career as a practicing
dentist and moved to a specialist corporate dental
provider in 1997. He has since worked with both
health insurers and employee benefits consultancies
and managed schemes for many high profile clients.
Philip also has business experience and qualifications
and is a particularly interested in how healthcare
and wellbeing can improve business performance.
David Anderson
David has worked in financial services for the past 10
years, beginning his career at one of the leading
investment houses before embarking on a career in
financial planning in 2002. David provides planning
advice covering a range of areas to both individual
and corporate clients. David holds advanced
qualifications in Taxation and Trusts, Investment
Planning, Pension Planning and Business Financial
Planning.
Paul Shackleton
After studying for a Masters Degree in Civil
Engineering from the University of Bristol Paul
turned his hand to Finance. He started his career at
NatWest in 1999 giving advice to the banks high net
worth individuals. From here he moved to Aviva and
spent his last 5 years advising clients on a range of
strategies including Inheritance Tax planning,
Retirement planning and wealth management. Paul
can advise both individual and corporate clients.
How we work
• Initial consultation to identify whether we can be of service at our
expense
• Agree scope of work to be undertaken
• Fixed cost quoted – You pay for the advice not the
products. (Sometimes the best advice is to do nothing)
• Review schedule agreed and charged at fixed cost
Page 10
Summary
• Innovative firm 18 years experience in a fast moving market
• Active in employee benefits, business protection and personal
financial planning
• A qualified, experienced team with a broad spread of
knowledge
• Transparent charging structure
Page 11
We look forward to
working with you
Address: Culver Financial Management
53 The London Fruit Exchange
Brushfield Street
London
E1 6EU
Telephone: 0207 4561300
E-mail: [email protected]
Web: www.culver-holdings.com
doc_875708631.ppt
Adaptable and responsive – Consultancy/Advisory services are core, however, over the years Culver has successfully exploited opportunities in a number of fields including motor distribution, travel insurance and property development
Independent Financial Advice for
Families and Businesses
Page 2
Agenda
• Why appoint Culver?
• Overview of services
• Meet the team
• How we work
Page 3
Why appoint Culver?
• An innovative entrepreneurial company established in 1991
by former partners of Touche Ross (now Deloittes)
• Adaptable and responsive – Consultancy/Advisory services
are core, however, over the years Culver has successfully
exploited opportunities in a number of fields including motor
distribution, travel insurance and property development
• Expertise in a range of fields including accountancy, financial
planning, employee benefits, commercial finance and legal
services. We understand your business
Page 4
Overview of services
• Employee benefits consultancy:
– Design and implement a benefit scheme within employer
budget and reflecting employee demographics
– From simple group stakeholder arrangements to complete
flexible benefits package
– Effectively communicate value of package to employees
– Peer group benchmarking – how does your package
compare with that of your competitors and what is its
perceived value?
– Regular review package to ensure continued compatibility
and value
Overview of services
• Business protection:
– Protecting against the financial consequences of
premature death/serious ill health of a business owner
– Ensuring business is adequately compensated for the
financial implication of loss of key employee due to death
or ill health
– Exit planning
Page 5
Overview of services
• Financial counselling for employees
– Advice to new joiners
– Opportunity to discuss a range personal finance issues
including:
• Pension transfer
• Property finance
• Family Protection
• Wealth building
Overview of services
• Executive Financial Planning
– A bespoke service covering:
• Retirement strategies
• Tax planning
• Wealth management
• Lifestyle planning
• Risk management
• School fees funding
• Residency and domicile issues
Commercial Insurance
• Provide a whole of market and Lloyds broking service
covering:
– professional indemnity insurance (law firms, accountants
etc)
– Public liability
– Employers liability
– Property owners insurance
– Aviation
Meet the team
Richard Brazier Philip Gregory
Philip started his healthcare career as a practicing
dentist and moved to a specialist corporate dental
provider in 1997. He has since worked with both
health insurers and employee benefits consultancies
and managed schemes for many high profile clients.
Philip also has business experience and qualifications
and is a particularly interested in how healthcare
and wellbeing can improve business performance.
David Anderson
David has worked in financial services for the past 10
years, beginning his career at one of the leading
investment houses before embarking on a career in
financial planning in 2002. David provides planning
advice covering a range of areas to both individual
and corporate clients. David holds advanced
qualifications in Taxation and Trusts, Investment
Planning, Pension Planning and Business Financial
Planning.
Paul Shackleton
After studying for a Masters Degree in Civil
Engineering from the University of Bristol Paul
turned his hand to Finance. He started his career at
NatWest in 1999 giving advice to the banks high net
worth individuals. From here he moved to Aviva and
spent his last 5 years advising clients on a range of
strategies including Inheritance Tax planning,
Retirement planning and wealth management. Paul
can advise both individual and corporate clients.
How we work
• Initial consultation to identify whether we can be of service at our
expense
• Agree scope of work to be undertaken
• Fixed cost quoted – You pay for the advice not the
products. (Sometimes the best advice is to do nothing)
• Review schedule agreed and charged at fixed cost
Page 10
Summary
• Innovative firm 18 years experience in a fast moving market
• Active in employee benefits, business protection and personal
financial planning
• A qualified, experienced team with a broad spread of
knowledge
• Transparent charging structure
Page 11
We look forward to
working with you
Address: Culver Financial Management
53 The London Fruit Exchange
Brushfield Street
London
E1 6EU
Telephone: 0207 4561300
E-mail: [email protected]
Web: www.culver-holdings.com
doc_875708631.ppt