debit card v/s credit card.

its better to use debit card only as we knw how much we are spending n if we lose it also anyone can use only the present money but incase of credit card the people can use it to any extent n payment come to our head
 
Credit card, the only way where u can buy any things at the appropriate time, not worrying about the amount in your account, and pay the same when you have it, credit cards have made life easier
 
in my opinion debit card is the best. if u use credit cards u have to pay interest on the amount used.it is not the case with debit cards
 
To me a Credit card scores over a Debit card for the reasons like when in emergency if you dont have any savings in your Bank A/c, Credit card comes handy. Also i agree that we have to pay interest but then that is left to you if you choose to swipe a credit card for every single purchase which might not be a case of emergency. Like an old saying which goes 'With more power comes more responsibility'. So if you use the power in your hand wisely you would not end up spending much and get into a trap of paying interests and penalties.
 
Use more Credit card - you will be bankrupt sooner or later.
Use debit card - you will have better control on your finance.
 
credit card is better than debit card
1. some of them give u 0% EMI on online shopping such as Ebay.
2. u get interest on saved money.
3. u get th reward points.
Eg. i bought 42"plasma tv through icici credit card for 42000 at 0%emi- (cash price was the same)
i had to pay 7000 as downpayment . so i saved 35000. plus i got 4200 reward points.
(1 on 100)
the emi was jst 1700 ..
now u calculate the net benefits
 
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