If you are going through a temporary phase of money deficiency and you need to purchase something on urgent basis bad credit catalogues can help you achieve your goal.
Credit catalogues[/b]
Credit catalogues will help you buy things on credit. You can avail this option especially when;
Your credit score is poor and you know it is difficult to obtain credit from other sources
You are experiencing a temporary period of financial hardship that you can recover shortly
There is a plethora of organisations that offer credit catalogue for people with bad credit. You can do research on the internet to find the most suitable company according to your needs. Find an establishment with wide range of products in store so that you can easily purchase the product you need.
How credit catalogues work[/b]
Before you take the plunge it is better to be aware of how these catalogues actually work. Most of these catalogues work like a revolving account and you might actually have to open a revolving account. In most cases, credit catalogue companies skip the credit check but impose some terms and conditions that you have to abide by.
You need to start paying within ninety days from the date of purchase
Interests will be attached your monthly payment
Interest rate will rise if you choose to pay minimum amounts
Before you start looking for a company to avail a credit catalogue there are a few things that you have to be careful about.
Read all the terms and conditions very carefully
Look out for hidden fees and additional services as they also come with a price
Pay heed to the interest rates
Ensure that your chosen company respects your privacy as there is a chance that you will get a lot of junk and spam mails
If you keep a close eye on these vital aspects you can easily reap the benefits of credit catalogue in the likes of;
In spite of your bad credit score you will be provided with equal opportunities
The process of application is not complex and you can even get an instant grant
Low income requirement
Good opportunity to improve your past credit score