Description
A payment gateway is an e-commerce application service provider service that authorizes payments for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. It is the equivalent of a physical point of sale terminal located in most retail outlets.
Name website Address Setup Charges TDR for Visa / MC / DinersCC TDR for Amex / JCB TDR for Cash Cards TDR for Debit Cards TDR for Netbanking Annual Software Charges Pay on Phone Mobile Payments Pay on EMI
EBS www.ebs.in 12000.00 5.00% 5.00% 5.00% 5.00% 5.00% 3600.00 NA NA NA
Paysignet www.paysignet.com 6000.00 5.00% 5.00% 5.00% 2.00% 4.00% 1500.00 NA PayMate NA
Comments Revenue 5 Lacs on CC in Month 1 5 Lacs on CC in Month 2 10 lacs on CC in Month 1 10 lacs on CC in Month 2 25 lacs on CC in Month 1 25 lacs on CC in Month 2 NA here refers to Not Available / Applicable
NA
NA
40600.00 25000.00 65600.00 50000.00 140600.00 125000.00
32500.00 25000.00 57500.00 50000.00 132500.00 125000.00
Points to note: 1. PayZippy is the best option as there is no startup and annual cost, also the overall cost is lowest. 2. PayuPaisa is the best option if you do not want a startup cost. 3. In case you are looking for only Visa / Mastercard CC then Transecute is the best option. 4. Zaakpay is the lowest in terms of cost however, it is a startup and also setup charges of Rs. 10000 has to be paid. 5. EMI option is available with PayU 6. All calculations are basis individual transaction of Rs. 500 each
Comparison of Indian Payment Gateways CCAvenue www.ccavenue.com 0.00 5.50% 5.50% 5.50% 1.25% 4.00% 1200.00 0.50% PayMate NA Zaakpay www.zaakpay.com 10000.00 3.00% NA 3.00% 3.00% 3.00% 0.00 NA NA NA Paypal www.paypal.com 0.00 4.20% 4.20% NA NA NA NA NA NA NA 2Checkout www.2checkout.com 660.00 6.00% 6.00% 0.00% 0.00% 0.00% 0.00 0.00 0.00 0.00
NA
NA
Transactions possible in USD or any of the listed Transactions possible currencies only, in USD, Refer RBI Refer RBI Guidelines Guidelines Outflow 30660.00 30000.00 60660.00 60000.00 150660.00 150000.00
28700.00 27500.00 56200.00 55000.00 138700.00 137500.00
25000.00 15000.00 35000.00 25000.00 72500.00 62500.00
21000.00 21000.00 42000.00 42000.00 105000.00 105000.00
verall cost is lowest.
best option. charges of Rs. 10000 has to be paid.
DirecPay www.direcpay.com 6000.00 5.50% 5.50% 5.50% 1.25% 5.50% 3600.00 NA NA 3.5% - 5.5%
PayZippy www.payzippy.com 0.00 2.50% NA NA 1.00% NA 0.00 NA NA NA
PayU www.payu.in 6000.00 4.90% NA 4.90% 1.25% 4.90% 2400.00 NA NA 3.5% - 5.5%
PayuPaisa www.payupaisa.com 0.00 3.20% NA 3.20% 3.20% 3.20% 0.00 NA NA 3.20%
Transecute www.transecute.com 0.00 5.00% NA NA NA NA 0.00 NA NA NA
3.5 % for 3 months and 5.5% for 6 months
Diners not available, promotional pricing
NA
Rs. 3 per transaction charged additionally
NA
utflow 37100.00 27500.00 64600.00 55000.00 147100.00 137500.00 12500.00 12500.00 25000.00 25000.00 62500.00 62500.00 32900.00 24500.00 57400.00 49000.00 130900.00 122500.00 19000.00 19000.00 38000.00 38000.00 95000.00 95000.00 25000.00 25000.00 50000.00 50000.00 125000.00 125000.00
doc_603570565.xlsx
A payment gateway is an e-commerce application service provider service that authorizes payments for e-businesses, online retailers, bricks and clicks, or traditional brick and mortar. It is the equivalent of a physical point of sale terminal located in most retail outlets.
Name website Address Setup Charges TDR for Visa / MC / DinersCC TDR for Amex / JCB TDR for Cash Cards TDR for Debit Cards TDR for Netbanking Annual Software Charges Pay on Phone Mobile Payments Pay on EMI
EBS www.ebs.in 12000.00 5.00% 5.00% 5.00% 5.00% 5.00% 3600.00 NA NA NA
Paysignet www.paysignet.com 6000.00 5.00% 5.00% 5.00% 2.00% 4.00% 1500.00 NA PayMate NA
Comments Revenue 5 Lacs on CC in Month 1 5 Lacs on CC in Month 2 10 lacs on CC in Month 1 10 lacs on CC in Month 2 25 lacs on CC in Month 1 25 lacs on CC in Month 2 NA here refers to Not Available / Applicable
NA
NA
40600.00 25000.00 65600.00 50000.00 140600.00 125000.00
32500.00 25000.00 57500.00 50000.00 132500.00 125000.00
Points to note: 1. PayZippy is the best option as there is no startup and annual cost, also the overall cost is lowest. 2. PayuPaisa is the best option if you do not want a startup cost. 3. In case you are looking for only Visa / Mastercard CC then Transecute is the best option. 4. Zaakpay is the lowest in terms of cost however, it is a startup and also setup charges of Rs. 10000 has to be paid. 5. EMI option is available with PayU 6. All calculations are basis individual transaction of Rs. 500 each
Comparison of Indian Payment Gateways CCAvenue www.ccavenue.com 0.00 5.50% 5.50% 5.50% 1.25% 4.00% 1200.00 0.50% PayMate NA Zaakpay www.zaakpay.com 10000.00 3.00% NA 3.00% 3.00% 3.00% 0.00 NA NA NA Paypal www.paypal.com 0.00 4.20% 4.20% NA NA NA NA NA NA NA 2Checkout www.2checkout.com 660.00 6.00% 6.00% 0.00% 0.00% 0.00% 0.00 0.00 0.00 0.00
NA
NA
Transactions possible in USD or any of the listed Transactions possible currencies only, in USD, Refer RBI Refer RBI Guidelines Guidelines Outflow 30660.00 30000.00 60660.00 60000.00 150660.00 150000.00
28700.00 27500.00 56200.00 55000.00 138700.00 137500.00
25000.00 15000.00 35000.00 25000.00 72500.00 62500.00
21000.00 21000.00 42000.00 42000.00 105000.00 105000.00
verall cost is lowest.
best option. charges of Rs. 10000 has to be paid.
DirecPay www.direcpay.com 6000.00 5.50% 5.50% 5.50% 1.25% 5.50% 3600.00 NA NA 3.5% - 5.5%
PayZippy www.payzippy.com 0.00 2.50% NA NA 1.00% NA 0.00 NA NA NA
PayU www.payu.in 6000.00 4.90% NA 4.90% 1.25% 4.90% 2400.00 NA NA 3.5% - 5.5%
PayuPaisa www.payupaisa.com 0.00 3.20% NA 3.20% 3.20% 3.20% 0.00 NA NA 3.20%
Transecute www.transecute.com 0.00 5.00% NA NA NA NA 0.00 NA NA NA
3.5 % for 3 months and 5.5% for 6 months
Diners not available, promotional pricing
NA
Rs. 3 per transaction charged additionally
NA
utflow 37100.00 27500.00 64600.00 55000.00 147100.00 137500.00 12500.00 12500.00 25000.00 25000.00 62500.00 62500.00 32900.00 24500.00 57400.00 49000.00 130900.00 122500.00 19000.00 19000.00 38000.00 38000.00 95000.00 95000.00 25000.00 25000.00 50000.00 50000.00 125000.00 125000.00
doc_603570565.xlsx