A PROJECT REPORT ON
³ROLE OF NPA AS A PERFORMANCE INDEX OF PUBLIC SECTOR BANKS´
SUBMITTED IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR MASTERS IN MANAGEMENT STUDIES MMS-II
2010-2011
SUBMITTED BY
Name: RASHMI M. GUPTA MMS-II Roll No. 18 Batch: 2009 - 2011
HUMERA KHAN INSTITUTE OF MANAGEMENT STUDIES AND RESEARCH, JOGESHWARI, MUMBAI 400102
STUDENT¶S DECLARATION
I hereby declare that this report submitted in partial fulfillment of the requirement of the award for the Master in Management Studies to Humera Khan Institute of Management Studies and Research is my original work and not submitted for award of any degree or diploma fellowship or for similar titles or prizes. I further certify that I have no objection and grant the rights to Humera Khan Institute of Management Studies and Research to publish any chapter/ project if they deem fit in Journals/Magazines and newspapers etc. without my permission.
Place Date Name Class
: Mumbai : 31st January, 2011 : Rashmi M. Gupta : MMS II -Sem. ± IV
Roll No : 18
CERTIFICATE
This is to certify that the dissertation submitted in partial fulfillment for the award of MMS-IV of Humera Khan Institute of Management Studies and Research is a result of the bonafide research work carried out by Miss. Rashmi M. Gupta under my supervision and guidance, no part of this report has been submitted for award of any other degree, diploma, fellowship or other similar titles or prizes. The work has also not been published in any Journals/Magazines.
Date: 31st January 2011 Place: Mumbai
PROF.C.R.KUMAR (INTERNAL GUIDE)
K.C.PANDEY DIRECTOR (HKIMSR)
ACKNOWLEDGEMENT
In preparation of this report by me, I feel great pleasure because it gives me extensive knowledge. I get idea about Non Performing Assets by this report. The topic ³ROLE OF NPA AS A PERFORMANCE INDEX OF PUBLIC SECTOR BANKS.´ served as a catalyst to converge my views on a subject, which I plan to choose as my career. In light of this , I would like to thank the PROF.C.R.KUMAR for providing me the opportunity to express my views on this topic and to give me guidance and cooperation. Providing me an opportunity to learn outside the class room. Every effort has been made to give credit where it is due for the material contained herein. Last but not the least , I would like to dedicate this project to my colleagues and all those who help me to complete this project. Without their help and constant support this project would not have been possible.
(Rashmi M. Gupta)
TABLE OF CONTENTS
Sr. no. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. Executive summary
Particulars
Page no. 1 2 3 4-35 36-46 47 48 49-56 57 58 59
Introduction of Indian Banking Sector Introduction of Public Sector Banks Introduction to NPA Comparative Analysis of Bank of Maharashtra and Bank of Baroda Objectives Research Methodology Analysis and Findings Limitations of the Reports Conclusion Bibliography
doc_407712072.docx
³ROLE OF NPA AS A PERFORMANCE INDEX OF PUBLIC SECTOR BANKS´
SUBMITTED IN PARTIAL FULFILLMENT OF THE REQUIREMENTS FOR MASTERS IN MANAGEMENT STUDIES MMS-II
2010-2011
SUBMITTED BY
Name: RASHMI M. GUPTA MMS-II Roll No. 18 Batch: 2009 - 2011
HUMERA KHAN INSTITUTE OF MANAGEMENT STUDIES AND RESEARCH, JOGESHWARI, MUMBAI 400102
STUDENT¶S DECLARATION
I hereby declare that this report submitted in partial fulfillment of the requirement of the award for the Master in Management Studies to Humera Khan Institute of Management Studies and Research is my original work and not submitted for award of any degree or diploma fellowship or for similar titles or prizes. I further certify that I have no objection and grant the rights to Humera Khan Institute of Management Studies and Research to publish any chapter/ project if they deem fit in Journals/Magazines and newspapers etc. without my permission.
Place Date Name Class
: Mumbai : 31st January, 2011 : Rashmi M. Gupta : MMS II -Sem. ± IV
Roll No : 18
CERTIFICATE
This is to certify that the dissertation submitted in partial fulfillment for the award of MMS-IV of Humera Khan Institute of Management Studies and Research is a result of the bonafide research work carried out by Miss. Rashmi M. Gupta under my supervision and guidance, no part of this report has been submitted for award of any other degree, diploma, fellowship or other similar titles or prizes. The work has also not been published in any Journals/Magazines.
Date: 31st January 2011 Place: Mumbai
PROF.C.R.KUMAR (INTERNAL GUIDE)
K.C.PANDEY DIRECTOR (HKIMSR)
ACKNOWLEDGEMENT
In preparation of this report by me, I feel great pleasure because it gives me extensive knowledge. I get idea about Non Performing Assets by this report. The topic ³ROLE OF NPA AS A PERFORMANCE INDEX OF PUBLIC SECTOR BANKS.´ served as a catalyst to converge my views on a subject, which I plan to choose as my career. In light of this , I would like to thank the PROF.C.R.KUMAR for providing me the opportunity to express my views on this topic and to give me guidance and cooperation. Providing me an opportunity to learn outside the class room. Every effort has been made to give credit where it is due for the material contained herein. Last but not the least , I would like to dedicate this project to my colleagues and all those who help me to complete this project. Without their help and constant support this project would not have been possible.
(Rashmi M. Gupta)
TABLE OF CONTENTS
Sr. no. 1. 2. 3. 4. 5. 6. 7. 8. 9. 10. 11. Executive summary
Particulars
Page no. 1 2 3 4-35 36-46 47 48 49-56 57 58 59
Introduction of Indian Banking Sector Introduction of Public Sector Banks Introduction to NPA Comparative Analysis of Bank of Maharashtra and Bank of Baroda Objectives Research Methodology Analysis and Findings Limitations of the Reports Conclusion Bibliography
doc_407712072.docx