The Normal savings Account that ICICI offers has the following salient features
1. Anywhere Banking: Opening an account with ICICI is not exclusive to the branch the customer has walked into, customer enjoy the power of banking at any of the branches throughout India. Customers have the power to withdraw cash up to Rs. 50,000 and make cash deposits up to Rs. 50,000 as well.
2. Internet Banking: This is a value added service that the customers are offered free of cost it allows them to check their account balance, pay utility bills, make fund transfers between self accounts as well as third party at the click of the mouse.
3. Ncash debit cum ATM card: It is an international 2-in-1 card that enables customers not only to withdraw cash from ICICI but also from a non ICICI VISA ATM’s further it allows customers to shop at various merchant outlets accredited to VISA across the globe.
4. Minimum Balance: Customers need not maintain a daily minimum balance in their account. On a given day balance in the account may drop to zero, this allows customers all their funds at their disposal. Customers need to maintain an average balance of Rs.5,000 per quarter. Non-maintenance of the minimum average quarterly balance attracts a fee of Rs.750 per quarter.
5. Others:
- Customers can give us various types of standing instructions like transferring to fixed deposit accounts at regular intervals.
-Nomination facility is available.
-Interest is payable half-yearly.
Documentation Required:
(A) Identity Proof:
-Verified true copy of valid passport.
-Letter from existing bank.
-Valid driving license.
-Valid employee identity card.
-Valid PAN card.
-Valid pension book.
-Valid photo credit card along with the current billing cycle (latest) statement.
-Valid freedom fighter's pass issued Home Ministry of Government of India.
-True copy of valid arms license issued by Govt of India/State govts/Union territory with photograph.
(B) Proof Of Communication Address:
-Latest electricity bill.
-Latest telephone bill.
-Consumer gas connection card.
-Current lease agreement.
-Latest premium receipt from any life insurance company.
-Latest statement of account from a credit card issuing company.
-Letter from employer certifying the residential address of the employee as recorded in their books.
-Latest certificate (not more than 3 months old) from the postal office confirming address of the applicant.
-Residential certificate mentioning name and address of the applicant issued by municipal corporation/local body etc.
-Certificate from ward officer, maintaining election roll, certifying address of the applicant.
(C) Self cheque (if the applicant is not visiting the branch for account opening)
1. Anywhere Banking: Opening an account with ICICI is not exclusive to the branch the customer has walked into, customer enjoy the power of banking at any of the branches throughout India. Customers have the power to withdraw cash up to Rs. 50,000 and make cash deposits up to Rs. 50,000 as well.
2. Internet Banking: This is a value added service that the customers are offered free of cost it allows them to check their account balance, pay utility bills, make fund transfers between self accounts as well as third party at the click of the mouse.
3. Ncash debit cum ATM card: It is an international 2-in-1 card that enables customers not only to withdraw cash from ICICI but also from a non ICICI VISA ATM’s further it allows customers to shop at various merchant outlets accredited to VISA across the globe.
4. Minimum Balance: Customers need not maintain a daily minimum balance in their account. On a given day balance in the account may drop to zero, this allows customers all their funds at their disposal. Customers need to maintain an average balance of Rs.5,000 per quarter. Non-maintenance of the minimum average quarterly balance attracts a fee of Rs.750 per quarter.
5. Others:
- Customers can give us various types of standing instructions like transferring to fixed deposit accounts at regular intervals.
-Nomination facility is available.
-Interest is payable half-yearly.
Documentation Required:
(A) Identity Proof:
-Verified true copy of valid passport.
-Letter from existing bank.
-Valid driving license.
-Valid employee identity card.
-Valid PAN card.
-Valid pension book.
-Valid photo credit card along with the current billing cycle (latest) statement.
-Valid freedom fighter's pass issued Home Ministry of Government of India.
-True copy of valid arms license issued by Govt of India/State govts/Union territory with photograph.
(B) Proof Of Communication Address:
-Latest electricity bill.
-Latest telephone bill.
-Consumer gas connection card.
-Current lease agreement.
-Latest premium receipt from any life insurance company.
-Latest statement of account from a credit card issuing company.
-Letter from employer certifying the residential address of the employee as recorded in their books.
-Latest certificate (not more than 3 months old) from the postal office confirming address of the applicant.
-Residential certificate mentioning name and address of the applicant issued by municipal corporation/local body etc.
-Certificate from ward officer, maintaining election roll, certifying address of the applicant.
(C) Self cheque (if the applicant is not visiting the branch for account opening)