MOTOR INSURANCE
Private Car Comprehensive
What does the reliance private car Insurance policy cover?
1. Vehicle damage
a) loss or damage by accident, fire ,lightening,self-ignition,explosion, bulgary
b) Riot & strike, malicious act, terrorisms, earthquake, flood, cyclone.
2. Liability for third party injury /death, third party property and liability to
paid driver (as per motor vehicle act).
Policy reimburse
Vehicle damage
• actual amount spent for repairs /replacement(as per India motor tariff)
• damage to tyre(50% of replacement cost)
• plastic /rubbers part(50% )fiber glass components (30% )
• damage to other parts including wooden parts as per India motor tariff
Act liability (as per motor vehicle act)
Death or bodily injury to third parties
Death or bodily injury to any person carried in the car ,provided they are not the
insured employees and not carried for hire or reward
Third party property damage
All other cost and expenses incredd with company written consent
Policy exclude
Consequential loss
Depreciation,wear and tear
Mechanical and electrical break down,failure or breakage
When vehicle is used outside the geographical area
When used contrary to limitation as to use
Driven by a person other than other than the driver stated in drivers clause
War perils nuclear perils and drunken driving.
Private Car Comprehensive
What does the reliance private car Insurance policy cover?
1. Vehicle damage
a) loss or damage by accident, fire ,lightening,self-ignition,explosion, bulgary
b) Riot & strike, malicious act, terrorisms, earthquake, flood, cyclone.
2. Liability for third party injury /death, third party property and liability to
paid driver (as per motor vehicle act).
Policy reimburse
Vehicle damage
• actual amount spent for repairs /replacement(as per India motor tariff)
• damage to tyre(50% of replacement cost)
• plastic /rubbers part(50% )fiber glass components (30% )
• damage to other parts including wooden parts as per India motor tariff
Act liability (as per motor vehicle act)
Death or bodily injury to third parties
Death or bodily injury to any person carried in the car ,provided they are not the
insured employees and not carried for hire or reward
Third party property damage
All other cost and expenses incredd with company written consent
Policy exclude
Consequential loss
Depreciation,wear and tear
Mechanical and electrical break down,failure or breakage
When vehicle is used outside the geographical area
When used contrary to limitation as to use
Driven by a person other than other than the driver stated in drivers clause
War perils nuclear perils and drunken driving.