Introduction to Options

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Sunanda K. Chavan
Introduction to Options

Options Terminology

Exercise
Invoke the rights approved to buyer of option

Assignment
When the buyer of an option exercises his right to buy / sell, a randomly selected option seller (at the client level) is assigned the obligation to honor the underlying contract


Introduction to Options
Options Terminology

Open Interest

The total number of outstanding contracts on a given series or for a given underlying at a particular point in time


Introduction to Options
Options Terminology

European Option
Can be exercised only on the expiration date
eg. Index Options

American Option
Can be exercised any time on or before the expiration date
eg. Stock Options
Introduction to Options
Options Terminology

In the money options
It is an option that will lead to a positive cash flow to buyer when exercised

Call option is in the money when CMP is higher than strike

Put option is in the money when CMP is lower than strike
Introduction to Options
Options Terminology

At the money options
It is an option that will lead to a zero cash flow to buyer when exercised

Options are at the money when CMP is equal to strike


Introduction to Options
Options Terminology
Out of the money options

It is an option that will lead to a negative cash flow to buyer when exercised, however OTM options can never be exercised / assigned

Call option is out of money when CMP is lower than strike

Put option is out of money when CMP is higher than strike

Introduction to Options
Options Terminology
Intrinsic value (IV)
Difference between spot and strike
ITM has IV, ATM and OTM have zero intrinsic value
Time value (TV)
Difference between the Premium and Intrinsic value
ITM have both IV and TV, ATM and OTM have only TV.
Longer the expiry more the TV, on expiry TV is zero
Introduction to Options
Options Pricing

Primarily two methods used:

Black Scholes method

Cox – Ross method

Find attached calculator
Introduction to Options
Options Pricing

Factors affecting options price:

Stock price

Call options more valuable with the rise in price and less valuable with the fall in price

Put options more valuable with the fall in price and less valuable with the rise in price
Introduction to Options
Options Pricing

Factors affecting options price:

Strike price

Call options more valuable at the lower strike and less valuable at the higher strike

Put options more valuable at the higher strike and less valuable at the lower strike
Introduction to Options
Options Pricing

Factors affecting options price:

Risk free Interest rate

Call option premium increases with rise in interest rates

Put option premium decreases with rise in interest rates
Introduction to Options
Options Pricing

Factors affecting options price:

Time to expiry

Options are more valuable when the time to expiration is more
 
Introduction to Options

Options Terminology

Exercise
Invoke the rights approved to buyer of option

Assignment
When the buyer of an option exercises his right to buy / sell, a randomly selected option seller (at the client level) is assigned the obligation to honor the underlying contract


Introduction to Options
Options Terminology

Open Interest

The total number of outstanding contracts on a given series or for a given underlying at a particular point in time


Introduction to Options
Options Terminology

European Option
Can be exercised only on the expiration date
eg. Index Options

American Option
Can be exercised any time on or before the expiration date
eg. Stock Options
Introduction to Options
Options Terminology

In the money options
It is an option that will lead to a positive cash flow to buyer when exercised

Call option is in the money when CMP is higher than strike

Put option is in the money when CMP is lower than strike
Introduction to Options
Options Terminology

At the money options
It is an option that will lead to a zero cash flow to buyer when exercised

Options are at the money when CMP is equal to strike


Introduction to Options
Options Terminology
Out of the money options

It is an option that will lead to a negative cash flow to buyer when exercised, however OTM options can never be exercised / assigned

Call option is out of money when CMP is lower than strike

Put option is out of money when CMP is higher than strike

Introduction to Options
Options Terminology
Intrinsic value (IV)
Difference between spot and strike
ITM has IV, ATM and OTM have zero intrinsic value
Time value (TV)
Difference between the Premium and Intrinsic value
ITM have both IV and TV, ATM and OTM have only TV.
Longer the expiry more the TV, on expiry TV is zero
Introduction to Options
Options Pricing

Primarily two methods used:

Black Scholes method

Cox – Ross method

Find attached calculator
Introduction to Options
Options Pricing

Factors affecting options price:

Stock price

Call options more valuable with the rise in price and less valuable with the fall in price

Put options more valuable with the fall in price and less valuable with the rise in price
Introduction to Options
Options Pricing

Factors affecting options price:

Strike price

Call options more valuable at the lower strike and less valuable at the higher strike

Put options more valuable at the higher strike and less valuable at the lower strike
Introduction to Options
Options Pricing

Factors affecting options price:

Risk free Interest rate

Call option premium increases with rise in interest rates

Put option premium decreases with rise in interest rates
Introduction to Options
Options Pricing

Factors affecting options price:

Time to expiry

Options are more valuable when the time to expiration is more

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