Ethics in Financial Institutions

sunandaC

Sunanda K. Chavan
AN OVERVIEW OF PROJECT MANAGEMENT

Definition: It means managing a project where a project is set of activities set up to accomplish certain objectives.

Project management is planning, organizing , staffing , directing and controlling some parts of an organization to finish the project within the laid constraints.

Every project has four phases.

1.conception and selection
2.planning and scheduling
3.implementation
4.monitoring and controlling
Final evaluation and termination


Ethics in project management

Following rules and regulations

Code of conduct

Uniformity and transparency

Safety and security

Project resource allocation

PEST ANALYSIS

1.Political and legal factors
2.Economic factors
3.Socio cultural factors
4.Technological factors

Market and Demand Analysis

Identifying the market.

Deciding the market strategy

Conducting a market study

Market Research with Primary DATA

1.Specification of data requirement

2.Design of the sample

3.Mode of collecting Data

4.Conducting survey and obtain Data

5.Analysis and Conclusion

Project procurement management

Project procurement planning.

1.scope statement

2.product or service description

3.procurement resources

4.Market conditions

Make or Buy analysis

Expert judgement

Project procurement process

1.Listing

2.Coding

3.Placing orders

4.Expediting

5.Taking Delivery

PLANT LOCATION

1.Location of Markets

2.Transportation costs

3.Availability of labour

4.Availability of infrastructure

5.Intangible factors

Financial projections

The financial projections of a project are very essential to make a forecast about it expected costs and benefits. The amount required for various components contributing to the cost of the project such as land and site development.

Plant and machinery

Preoperative expenses

Fixed assets, preliminary expenses is decided

Provision for contingencies to be made

The expected profitability is calculated by estimating the sales value and the cost of production.

A great deal of care is necessary in making financial projections because based on these decisions, one can determine whether the project is financially feasible or not

Means of finance

1.Equity capital

2.Preference Capital

3.Debenture capital

4.Term Loans

5.Unsecured loans

6.Deposits

7.Leasing and Hire purchase

Project appraisal by financial Institutions

1.Market appraisal: to check whether demand and selling price projections made by the borrower are reliable

2.Technical appraisal:
Location

Land and site development

Buildings

Technology and manufacturing process

Foreign collaborations

Installed capacity

Plant and machinery

Raw material

Manpower requirement

3.Financial appraisal

1.Cost of the project

2.Means of finance

3.Projected working results

4.Economic appraisal

5.Manaerial appraisal

Detailed project Report

1.General Information

Name

Constitution and sector

Location

Nature of industry and product

Promoters and their contribution

Cost of project and means of finance


2.Promoter’s Details

3.Marketing and selling arrangement

4.Particulars of project

Product mix and capacity

Location and site

Plant and machinery


Raw materials

Utilities

5.Technical arrangements

6.production process

7.Environmental aspects

8.Schedule of implementation

9.Cost of the project

10.Means of finance

11.Profitability estimates

Assumptions


Projected income statement

Projected balance sheet

Projected cash flow statement


12.Appraisal based on profitability estimates

13.Economic considerations
 
AN OVERVIEW OF PROJECT MANAGEMENT

Definition: It means managing a project where a project is set of activities set up to accomplish certain objectives.

Project management is planning, organizing , staffing , directing and controlling some parts of an organization to finish the project within the laid constraints.

Every project has four phases.

1.conception and selection
2.planning and scheduling
3.implementation
4.monitoring and controlling
Final evaluation and termination


Ethics in project management

Following rules and regulations

Code of conduct

Uniformity and transparency

Safety and security

Project resource allocation

PEST ANALYSIS

1.Political and legal factors
2.Economic factors
3.Socio cultural factors
4.Technological factors

Market and Demand Analysis

Identifying the market.

Deciding the market strategy

Conducting a market study

Market Research with Primary DATA

1.Specification of data requirement

2.Design of the sample

3.Mode of collecting Data

4.Conducting survey and obtain Data

5.Analysis and Conclusion

Project procurement management

Project procurement planning.

1.scope statement

2.product or service description

3.procurement resources

4.Market conditions

Make or Buy analysis

Expert judgement

Project procurement process

1.Listing

2.Coding

3.Placing orders

4.Expediting

5.Taking Delivery

PLANT LOCATION

1.Location of Markets

2.Transportation costs

3.Availability of labour

4.Availability of infrastructure

5.Intangible factors

Financial projections

The financial projections of a project are very essential to make a forecast about it expected costs and benefits. The amount required for various components contributing to the cost of the project such as land and site development.

Plant and machinery

Preoperative expenses

Fixed assets, preliminary expenses is decided

Provision for contingencies to be made

The expected profitability is calculated by estimating the sales value and the cost of production.

A great deal of care is necessary in making financial projections because based on these decisions, one can determine whether the project is financially feasible or not

Means of finance

1.Equity capital

2.Preference Capital

3.Debenture capital

4.Term Loans

5.Unsecured loans

6.Deposits

7.Leasing and Hire purchase

Project appraisal by financial Institutions

1.Market appraisal: to check whether demand and selling price projections made by the borrower are reliable

2.Technical appraisal:
Location

Land and site development

Buildings

Technology and manufacturing process

Foreign collaborations

Installed capacity

Plant and machinery

Raw material

Manpower requirement

3.Financial appraisal

1.Cost of the project

2.Means of finance

3.Projected working results

4.Economic appraisal

5.Manaerial appraisal

Detailed project Report

1.General Information

Name

Constitution and sector

Location

Nature of industry and product

Promoters and their contribution

Cost of project and means of finance


2.Promoter’s Details

3.Marketing and selling arrangement

4.Particulars of project

Product mix and capacity

Location and site

Plant and machinery


Raw materials

Utilities

5.Technical arrangements

6.production process

7.Environmental aspects

8.Schedule of implementation

9.Cost of the project

10.Means of finance

11.Profitability estimates

Assumptions


Projected income statement

Projected balance sheet

Projected cash flow statement


12.Appraisal based on profitability estimates

13.Economic considerations

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