Derivatives Concept

Description
Derivatives Concept

Forwards Futures Options Swaps

What are Derivatives ?
Derivatives are financial instruments whose value depends upon the value of an

• Equities (most common in Indian markets)

• Commodities (the oldest form of derivatives) • Currencies (forex rates) • Interest rates • Debt instruments (bonds, T – Bills)

• Traded on stock/derivative exchange • Derivative Exchange/Segment - SelfRegulatory Organization (SRO) • SEBI - oversight regulator. • Clearing & settlement is done through a Clearing House • Entities to trading system ? ? ? ? Trading member Clearing member Trading member – Clearing member Self clearing member

Participants

Hedgers

Speculators

Arbitrageurs

FORWARDS

FUTURES

TYPES OPTIONS SWAPS

Forwards
A Forward contract is an agreement to buy or sell an asset on a specified date for a specific price.
At start Omkar Buy Rs 10,40,000 Sell At end of 1 year Omkar Ashika (Initial price10,00,000)

Buy Rs 10,40,000 Sell Ashika (Market valuation11,00,000)

How prices are agreed upon

Buy Omkar Rs 10,40,000
Sell

Ashika

Rs.10,00,000
Bank deposit @ 4%

Futures
•A future contract is an agreement between two parties to buy or sell an asset at a certain time in the future at a certain price.

•They are standard and highly liquid.
Example Rahul purchases following two lots of Nifty Futures Contracts on 4th Sept. 2000: October 2000 Series November 2000 Series 1 Contract @ 1 Contract @ Rs. 2,500 Rs. 2,850

Initial Margin is 6%, Amount of Margin -Rs 16,050 (50 Units per Contract on the NSE).

Futures payoff

Futures Terminology
• Spot Price (S) • Cost of carry

• Futures price (F) • Contract Size • Contract cycle • Basis • Futures Payoff • Open Interest • Normal Backwardation • Contango

• Initial margin • Mark to Market (MTM) margin
Example Romit buys Nifty futures at 1300 Day One Two Three Total Closing 1310 1305 1315 MTM a/c +10 -05 +10 +15

• Maintenance Margin

Convergence of Future price to spot price

Delivery period – Future price = Spot price i. Futures price delivery Period: spot price during the

•Sell a futures contract •Buy the asset •Make delivery
ii. Futures price delivery period : spot price during the

Companies will acquire the asset.

Future price and Expected Future spot Price
Commodity-Corn

Now

June 300 (spot price)

September 350 (future price)

Later

September Spot price < 350
OR September Spot price > 350

September Future price

September Future price

Options
An option is a contract giving the buyer the right, but not the obligation, to buy or sell an underlying (a stock or index) at a specific price on or before certain date.

American option
Exercise before maturity

European option
Exercise only on maturity

Options Terminology
• Index options
• Stock Options • Option buyer

• Option premium
• Strike Price • Expiration Date

• Option seller

• Open Interest

Call Options
• A call option is a contract giving the buyer the right, but not the obligation, to buy an underlying (a stock or index) at a specific price on or before a certain date.

CALL OPTION
Eg:

Spot price: Rs 1000 Strike price = Rs 975 Option premium= Rs 50 Maturity: 3 months

Case I : Spot price < Strike price (Rs 950) (Rs 975)

Case II : Spot price > Strike price (Rs 1025) (Rs 975)

CALL OPTION
Spot price

950

975

990

1050

Exercised
Buyer Writer

No
-50 50

No
-50 50

Yes
-35 35

Yes
25 -25

Call option pay-off

50 0 -50

BEP

975

1025

BEP= Strike price + Premium

Put Options
• A put option is a contract giving the buyer the right, but not the obligation, to sell an underlying (a stock or index) at a specific price on or before a certain date.

PUT OPTION
Eg:

Spot price: Rs 1000 Strike price = Rs 975 Option premium= Rs 50 Maturity: 3 months

Case I : Spot price < Strike price (Rs 950) (Rs 975)

Case II : Spot price > Strike price (Rs 1025) (Rs 975)

PUT OPTION
Spot price

950

900

1000

1050

Exercised
Buyer Writer

Yes
-25 +25

Yes
+25 -25

No
-50 +50

No
-50 +50

Put option pay-off

50 0 -50

BEP

925

975

BEP= Strike price - Premium

Moneyness of an option

Call Option S>X S=X SX S=X S
 

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