Derivatives and Risk: Tata Consulting Services (TCS)

Description
The PPT describing about analysis of Derivatives and risk management at Tata Consulting services (TCS).

Group 1

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Tata Consultancy Services (TCS) is India’s largest software services exporter. Total INR 21,535 crores revenue in 2008-09, out of which foreign consultancy revenues account for INR 20,600 crores Have INR 7867 crores worth of foreign expenditure

Industry Diversity

Geographical Diversity

Risks Associated
Overall Risk

Macro Economic Risk

Counterparty Risk

Business Risk

Financial Risk

Legal & Regulatory Risk

Risks Explained
Risks Geographical Verticals Mitigation Operations spread across 42 countries Well Diversified BFSI (44%), Telecom (17%), Manufacturing (10%), Retailing (9%) & Others (20%) Global Compliance Process ‘Experience Certainty’ (BE-BP) agreement & Tata “Code of Conduct” - Use of re-usable components across different projects - Cloud computing which reduces the duplication of hardware - Bidding for complex work while sub-contracting the more mundane jobs.

Business Risk

Resources Reputation Business Model

Risks Business Risk Physical Risk

Mitigation Insurance

Regulatory Risk

Growth plan

Chief Compliance Officer to ensure 100% compliance
- Increased service offering - Offshoring to overcome protectionist approach - Hiring of local nationals in key markets

Macro economic Risk

Environment

Currency Risk:
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Exposures:
? Transaction ? Translation ? Operation

Currency fluctuations has impacted profitability by reducing margins. ? Cross currency exposure
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? Euro, British Pound and Australian Dollar appreciated against the US

Dollar which boosted Dollar revenues
? But appreciating Rupee neutralized this (Rs46.81 v/s Rs50.05 in Q4 2009)

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Registered a foreign exchange loss of Rs 113 Cr on $112 million of Forex hedges that matured at Rs. 48.74 for the quarter 30 Sept 2009

10.00% 8.00% 6.00% 4.00% 2.00% 0.00% -2.00% 3/31/2009 6/30/2009 9/30/2009

Mar – 09 USD GBP 5.62% 0.94%

June -09 Sep - 09 -6.76% 7.55% 0.17% 1.29% 1.15% 5.22%

Volatility 9.39% 11.16% 10.26%

EURO 1.91%

-4.00%
-6.00% -8.00%

USD

GBP

EURO

• Volatility in rates in last one year has been very high.

• Correlation among currencies against dollar has also been very poor, resulting in poor cross currency hedging strategy.

Mitigation: ? Use of financial derivative instruments to

hedge forex rates:
? Currency options

? Foreign currency forward contracts

? Contracts range from a period between 1 day - 8 years

? Early 2008, Hedge of $2 billion. No hedges after

that due to a depreciating rupee.

? Wrote call options at Rs 41 per dollar in April 2008
? Obliged TCS to sell dollars to banks at Rs 41 whenever

rupee depreciated below this threshold
? Old hedging contracts are still likely to cover the

company’s receivables.
? Q3 2009: TCS has hedges worth $75 million

? Q4 2010: Hedged sum is $40 million.

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A new Hedge of $135 million at INR 47,
? account the difference in the old pre and post-hedge rates.

Strike Price – 41 Asset Price – 41 Premium – 4.2157

Asset (Long)
20 15 10 5 0 -5

-10
-15 -20 30 35 40 Asset (Long) 45

10

5

0 30 31 32 33 34 35 36 37 38 39 40 41 42 43 44 45 46 47 48 49

Asset Long

Call (Short)
Covered Call

-5

-10

-15

Strike Price – 41 Asset Price – 41 Premium – 0.52

Asset (Long)
10

5

0 30 -5 35 40 45 Asset (Long)

-10

-15

15 10

5
0 30 -5 35 40 45 Asset Long

Put (Long)

-10
-15

15
10 5 Asset Long 0 30 -5 -10 -15 35 40 45 Put (Long) Synthetic Call

Strike Price – 41 Asset Price – 40.14 Premium – 2 X .5200

Asset (Long)
10

5

0
30 -5 35 40 45 50 Asset (Long)

-10

-15

25 20 15 10 5 0 -5 -10 -15 -20 30 35 40 45 50

Asset (Long)
Put (Long)

-25

25 20 15 10 5 Asset (Long) Put (Long) Final Payoff 30 -5 -10 -15 35 40 45 50

0

Strike Price – 41 Asset Price – 41 Call = Put

Asset (Long)
20

15
10 5 0 -5 -10 -15 -20 30 35 40 Asset (Long) 45

10.00

8.00
6.00 4.00 2.00

Long Asset
0.00 -2.00 -4.00 -6.00 -8.00 34 39 44 49

10.00

8.00
6.00 4.00 2.00 0.00 34 39 44 49 Long Asset Put (Long)

-2.00
-4.00 -6.00 -8.00

15.00

10.00

5.00

Long Asset
0.00 34 -5.00 39 44 49 Put (Long) Call (Short)

-10.00

-15.00

7 5 3 1 -1 34 -3 -5 -7 -9 39 44 49 Effective Long Asset

Put (Long)
Call (Short)

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Oil Indexed Bond
? Oil price is generally negatively correlated with

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dollar value Dollar value depreciates, Oil price appreciates And therefore Oil indexed bond pays more interest. Interest income would negate negative effect of rupee appreciation Possible seller of the bond: Oil Companies

Thank You



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