Getting home loan is one of the difficult processes to get it done. Home loan process for home is having many level of checking and it can be disapprove in any stage of loan process.
Before going for registration for home at registrar office you must make sure few points regarding Home loan and builder status.
1) Building Locality and future prospect
Yes, it matter always. Many building has been just approved by collector. They are not owner of such plot, those plot need to be renew every year from government authority. So, make sure about the builder and its property.
2) Approve FSI
This is very important factor before buying flat. Check your floor and agreement regarding FSI, if builder make more than floors approved by FSI than this can create problem in future.
3) Carpet Area and Super Built Up area
Now all building and complex are having super built up area logic. As per this your wall, passage and garden area are included in you buying space. So, before closing deal you must check how much will be carpet area. Carpet area is useable area inside your flat.
4) POWER and Water connections
Check power connection and water supply for building and building complex.
5) Society Charges
Before buying understand the society charges. those charges are matter intern of making society. At Mumbai all builder do business on black. And everybody sell flats by accepting money in black.
6) Registration of Home
Once you finished with all cross verification for flat and builder and going for registration of home. Please make sure few points -
1) if you going with home loan than please get sanction letter from home loan company.
2) make all document ready and take everything in written.
3) read all document and then only read everything.
4) in case of any doubt please clear it now.
5) don't bribe for anything.
7) Home loan process
Home loan need to process before you going to registration. as many case home loan is disapproved by any level.
8) Possession date
Make sure under construction site get delay in possession always.
9) Periodic visit
Do periodic visit about progress of building. Don’t relay in builders people.
10) Plan your home architect
If you have under construction building than it is great opportunity to modify all flat structure. So plan it before.
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Before going for registration for home at registrar office you must make sure few points regarding Home loan and builder status.
1) Building Locality and future prospect
Yes, it matter always. Many building has been just approved by collector. They are not owner of such plot, those plot need to be renew every year from government authority. So, make sure about the builder and its property.
2) Approve FSI
This is very important factor before buying flat. Check your floor and agreement regarding FSI, if builder make more than floors approved by FSI than this can create problem in future.
3) Carpet Area and Super Built Up area
Now all building and complex are having super built up area logic. As per this your wall, passage and garden area are included in you buying space. So, before closing deal you must check how much will be carpet area. Carpet area is useable area inside your flat.
4) POWER and Water connections
Check power connection and water supply for building and building complex.
5) Society Charges
Before buying understand the society charges. those charges are matter intern of making society. At Mumbai all builder do business on black. And everybody sell flats by accepting money in black.
6) Registration of Home
Once you finished with all cross verification for flat and builder and going for registration of home. Please make sure few points -
1) if you going with home loan than please get sanction letter from home loan company.
2) make all document ready and take everything in written.
3) read all document and then only read everything.
4) in case of any doubt please clear it now.
5) don't bribe for anything.
7) Home loan process
Home loan need to process before you going to registration. as many case home loan is disapproved by any level.
8) Possession date
Make sure under construction site get delay in possession always.
9) Periodic visit
Do periodic visit about progress of building. Don’t relay in builders people.
10) Plan your home architect
If you have under construction building than it is great opportunity to modify all flat structure. So plan it before.
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