#fintech

It’s Sunday night. You open your banking app, determined to finally get ahead. You’re met with a pie chart of your spending and a generic "You spent $200 on food!" insight. It’s a report of the past, not a roadmap for the future. You feel stuck, staring at data that offers no real guidance while...

We’re at a fascinating crossroads in the evolution of banking. Artificial intelligence (AI), once considered futuristic, is now deeply embedded in our financial systems—from fraud detection to customer service chatbots, risk assessments to algorithmic trading. As AI takes on increasingly complex...

What is UPI and Why is It Booming? Launched by NPCI (National Payments Corporation of India) in 2016, UPI allows real-time, 24/7 fund transfers using just a mobile number or UPI ID — no bank details, no IFSC, no hassle. By 2024, UPI clocked over 120 billion transactions valued at ₹180+ lakh...

The banking industry is undergoing a revolution. For over a century, traditional banks held the monopoly on financial services — from saving accounts to loans and credit. But today, fintech startups are rewriting the rules. With sleek mobile apps, instant transactions, and AI-driven services...

Are Traditional Banks Becoming Obsolete in the Age of Fintech and Neobanks? Over the past decade, the banking landscape has shifted dramatically. Traditional banks—once the pillars of financial stability—are increasingly being challenged by fintech startups, neobanks, and digital-first...

The rise of digital banking has been nothing short of revolutionary. With just a smartphone, people can open accounts, transfer money, invest, and even apply for loans—all without stepping into a physical branch. Banks have gone digital-first, fintech startups are booming, and cash is quickly...