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hi well i m of the view that it should be encouraged even i have swithced frm bio to mgmt , this is also happening becos of the opportunities in the mgmt field and also becos of less proactive actions taken by govt. in other fields ,this also helps people to have a generalised approach.

well i think the true value of credit card depends on the financial management of each individual, they can make things simpler and they can also compel to spend more than what the budget allows for.

hi ,this is snighdha doing my mba frm ims