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Mutual fund is an option for the long-term investment choices. Like all kinds of freedom, the freedom of investment that budget 2005 gives out can be used to make good choices or bad choices. Good choices will mean a huge retirement bonanza but bad choices will mean disaster.

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What is a mutual fund? A mutual fund is a legal vehicle that enables a collective group of individuals to: i. Pool their surplus funds and collectively invest in instruments / assets for a common investment objective. ii. Optimize the knowledge and experience of a fund manager, a capacity...