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C The Journal of Risk and Insurance, 2010, Vol. 77, No. 3, 579-596 DOI: 10.1111/j.1539-6975.2010.01356.x SURVIVOR DERIVATIVES: A CONSISTENT PRICING FRAMEWORK Paul Dawson Kevin Dowd Andrew J. G. Cairns David Blake ABSTRACT Survivorship risk is a signi?cant factor in the provision of retirement...