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1. If they want to loan you money, tell them you just filed for bankruptcy and you could sure use some money. Ask, "How long can I keep it? Do I have to ever pay it back, or is it like the other money I borrowed before my bankruptcy?" 2. If they start out with, "How are you today?" say, "Why do...

An organization is like a tree full of monkeys... all on different limbs,... at different levels,... some climbing up. The monkeys on the top look down and see a tree full of smiling faces. The monkeys on the bottom look up and see nothing but assholes.

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