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    UPI: India’s Banking Revolution or a Silent Threat to Traditional Banks?

    What is UPI and Why is It Booming? Launched by NPCI (National Payments Corporation of India) in 2016, UPI allows real-time, 24/7 fund transfers using just a mobile number or UPI ID — no bank details, no IFSC, no hassle. By 2024, UPI clocked over 120 billion transactions valued at ₹180+ lakh...
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