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    To be a Leader you need experience or not??

    Leader are born and not made is the general conception from the Napoleon era. i completely agree with it in a void assumption that internal and external factors doesn't create an impact in the character of a person But in today's generation, with exposure to so many things at so little age...
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    should we encourage quota system in employment?

    is quota system really needed in organizations, govt offices, corporates ? does this system stand as a hindrance for performance and for performers who are neglected due to this format in the dent of the century, when all is available to all, should there be a annual income based system at the...
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    best newspaper?

    the ET, Business standards, especially the supplement called the 'The Strategy' is a wonderful way to know and analyze various strategies used by corporates and individuals.
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    Which is better- Doing MBA as fresher Or with Work Experience

    hey guys, these are a few point i would like to point out: 1. i think MBA is all about seeing what is already being done from a different perspective. 2. it is always better to sample a thing before buying it. IE. when u work you'll know where u stand on your sand you'll know ur attitude...
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    Indian Equity Market

    hey, all those stats are looking great on the screen. but the real issue is India being neither a capitalistic economy nor the other word around and being a mixed bag have a full chance of getting kicked because our major exports are to the US be it be the IT industry to the Cotton industry. if...
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    an overview of how banks do credit appraisal

    Basic Parameters: the banks before taking any individual into appraising does the following steps: i. basic ratio analysis here the banks reviews the various ratios like TOL, DE, CR, TNW and depending on their base values they calculate the risks involved in taking the project into appraisal...
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    How Companies Use Derivatives for Hedging & Risk Management

    hey, well explained with neat examples. but one must also know that the LIBOR rate consideration varies with the type of industry being hedged and the base value is also not the same
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    Project Report-Credit appraisal process at ING Vysya Bank

    hi again, i am also planning my project on credit appraisal but it is more into how banks do appraisal under the RBI guideline. if you have any ideas on how to proceed pls do help and know any others who is into similar topics pls refer.
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    credit appraisal - Union Bank of India

    hey, have done some good detailed evaluation on risk appraisal. the sensitivity analysis was a strong point in ur . a lot of help to me. thanks good work
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    RATIO ANALYSIS

    hey, the presentation u made is very usefull for a quick refresh of base valuse of ratio analysis good work
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    Project Report-Credit appraisal process at ING Vysya Bank

    hi, done a good job. the report gave me a brief idea about doing the entire placing of analytical and justification part. thanks again
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    Is our indian banking system good even without the Basel norms??

    the main idea of banking is to solvency even in toughest of times . the basel norms suggesting a stringent credit appraisal method with proper credit pricing is what has been done over ages by the indian banks. if not how else could they have sustained the recent turmoil. with our lending...
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    credit appraisal - Union Bank of India

    hey, i too am doing a project on credit appraisal with main focus of how they rationalize the approval. if u guys have any expert opinion on how and wat tools to use while calculating risk pls help! thanks vibha
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    vibhavaidhya Intro

    hey , iam vibha and into FSM great u join your guys in the forum
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