MORE IMPORTANTLY LET'S BE PRACTICAL... BY THE TIME U FINISH YOUR MASTER'S U R 23... IF U GO AHEAD FOR FURTHER STUDIES IT COULD BE ANOTHER 4-7 YEARS... I GUESS THE IDEAL AGE IS ABOUT 27-30 SINCE U BECOME A MAN THEN AND HAVE BEEN MANAGING YOUR LIFE IMMEDIATELY AFTER COLLEGE... IN INDIA WE STILL...