gulzarahmad

New member
Universal Banking includes not only services related to savings and loans but also investments. However in practice the term 'universal banks' refers to those banks that offer a wide range of financial services, beyond commercial banking and investment banking, insurance etc. Universalbanking is a combination of commercial banking, investment banking and various other activities including insurance. If specialised banking is the one end universal banking is the other.This is most common in European countries.
 
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